Gavop tells you how to get the best homeowners insurance in Lloyd, NY by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $105,000 | $90,000 | $100,000-$125,000 |
| 2 Bedroom | $168,500 | $150,000 | $200,000-$250,000 |
| 3 Bedroom | $342,500 | $310,000 | $350,000-$400,000 |
| 4 Bedroom | $546,000 | $520,000 | $600,000-$700,000 |
| 5 Bedroom | $469,500 | $400,000 | $500,000-$600,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$110 | $673 |
| Superior Protection Discount | -$78 | $705 |
| Fire & Security Discount | -$86 | $697 |
| Hail Resistant Roof Discount | -$16 | $767 |
| Newly Constructed Home Discount | -$164 | $618 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Ulster County | $700 | $808 | $1,508 | $587 | $1,287 | $221 |
| Lloyd, NY | $2,500 | $773 | $3,273 | $562 | $3,062 | $211 |
| Wawarsing, NY | $300 | $574 | $874 | $417 | $717 | $157 |
| Putnam Valley, NY | $2,000 | $940 | $2,940 | $683 | $2,683 | $257 |
| Saugerties South, NY | $300 | $711 | $1,011 | $517 | $817 | $194 |
| Scotchtown, NY | $2,000 | $796 | $2,796 | $578 | $2,578 | $218 |
| Walton Park, NY | $400 | $1,220 | $1,620 | $887 | $1,287 | $333 |
| Palenville, NY | $1,500 | $720 | $2,220 | $523 | $2,023 | $197 |
| Loch Sheldrake, NY | $300 | $594 | $894 | $432 | $732 | $162 |
| Pine Hill, NY | $700 | $780 | $1,480 | $567 | $1,267 | $213 |
| Hardenburgh, NY | $200 | $838 | $1,038 | $609 | $809 | $229 |
| Weston, CT | $2,000 | $898 | $2,898 | $652 | $2,652 | $245 |
| Home Insurance Company Lloyd, NY | Homeowners Insurance Agency Lloyd, NY | Address | Popularity Score | Distance from Lloyd (miles) |
|---|---|---|---|---|
| State Farm | Tom Lewis | 2535 South Rd, Poughkeepsie, NY, 12601-5465 | 4.9 | |
| Liberty Mutual Independent | Lawley Westchester Group | 565 Taxter Road, Elmsford, NY, 10523 | 46.1 | |
| Allstate | Nancy Schneider-Viglotti | 2591 South Ave, Wappingers Falls, NY, 12590 | 9.1 | |
| State Farm | Eloy Barreiros | 97 Main St Ste 3, Ossining, NY, 10562-4680 | 38.8 | |
| Allstate | Frank Campo | 572 Warburton Ave, Hastings On Hudson, NY, 10706 | 49.9 | |
| Allstate | Frank Perri | 131 N Middletown Rd, Pearl River, NY, 10965 | 44.8 | |
| Liberty Mutual Independent | Deforest Group Inc - Kingston | 120 Wood Rd, Kingston, NY, 12401 | 16.4 | |
| State Farm | John Sules | 339 N Main St Ste 1-3, New City, NY, 10956-4300 | 37.8 | |
| Travelers | Rosen & Company Inc | 145 Bedford Rd Ste 1, Armonk, NY, 10504 | 43.4 | |
| State Farm | Vinny Squillante | 1910 New Hackensack Rd, Poughkeepsie, NY, 12603-4324 | 7.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $790 | $1,610 | $820 |
| Ulster County, NY | $221,600 | $818 | $550 | $1,170 | $620 |
| Lloyd, NY | $244,000 | $783 | $520 | $1,120 | $600 |
| Wawarsing, NY | $138,800 | $581 | $420 | $800 | $380 |
| Putnam Valley, NY | $378,100 | $952 | $640 | $1,340 | $700 |
| Saugerties South, NY | $183,400 | $720 | $480 | $1,000 | $520 |
| Scotchtown, NY | $250,400 | $806 | $540 | $1,140 | $600 |
| Walton Park, NY | $306,300 | $1,235 | $840 | $1,740 | $900 |
| Palenville, NY | $186,500 | $729 | $520 | $1,040 | $520 |
| Loch Sheldrake, NY | $117,100 | $601 | $430 | $860 | $430 |
| Pine Hill, NY | $206,300 | $789 | $540 | $1,080 | $540 |
| Hardenburgh, NY | $222,900 | $848 | $580 | $1,160 | $580 |
| Weston, CT | $878,600 | $909 | $620 | $1,250 | $630 |