Gavop tells you how to get the best homeowners insurance in Roma, TX by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $30,000 | $20,000 | $25,000-$50,000 |
| 2 Bedroom | $72,500 | $60,000 | $50,000-$75,000 |
| 3 Bedroom | $85,000 | $80,000 | $75,000-$100,000 |
| 4 Bedroom | $126,500 | $110,000 | $100,000-$125,000 |
| 5 Bedroom | $78,500 | $70,000 | $50,000-$75,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$158 | $831 |
| Superior Protection Discount | -$99 | $890 |
| Fire & Security Discount | -$89 | $900 |
| Hail Resistant Roof Discount | -$30 | $959 |
| Newly Constructed Home Discount | -$218 | $771 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,276 |
| Physical Damage | $2,368 |
| Hail Damage | $4,900 |
| Wind Damage | $6,624 |
| Expensive Claims | |
| Fire | $45,570 |
| Smoke | $16,051 |
| Home Insurance Company Roma, TX | Homeowners Insurance Agency Roma, TX | Address | Popularity Score | Distance from Roma (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Shepard Walton King | 121 Pecan Blvd, Mcallen, TX, 78501 | 49.6 | |
| Farmers | Jose Martinez | 6624 N 10th St Ste D, Mcallen, TX, 78504 | 48.8 | |
| Liberty Mutual Independent | Shepard Walton King | 121 Pecan Blvd, Mcallen, TX, 78501 | 49.6 | |
| Farmers | Robert Garza | 1109 W Nolana Ave Ste 101, Mcallen, TX, 78504 | 48.8 | |
| Travelers | Global Insurance Agency | 1700 W Bus. 83, Ste C, Mission, TX, 78572 | 42.0 | |
| Farmers | Jerry Molina | 5401 N 10th St Ste 113, Mcallen, TX, 78504 | 48.8 | |
| Farmers | Eusebio Ponce | 4010 N Conway Ave Ste 3, Palmhurst, TX, 78573 | 42.7 | |
| Liberty Mutual Independent | Mission Duncan Insurance Agency | 220 E. Tom Landry, Mission, TX, 78572 | 43.4 | |
| Farmers | Laura Perez | 10213 N 10th St Ste B, Mcallen, TX, 78504 | 48.7 | |
| State Farm | Millie Castillo | 2510 E Griffin Pkwy, Mission, TX, 78572-3348 | 45.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Starr County, TX | $67,200 | $1,213 | $800 | $1,870 | $1,070 |
| Roma, TX | $74,600 | $989 | $650 | $1,520 | $870 |
| El Refugio, TX | $95,000 | $1,496 | $990 | $2,300 | $1,310 |
| New Falcon, TX | $53,900 | $1,264 | $830 | $1,950 | $1,120 |