Gavop shows you how to buy homeowners insurance in Cambria County, PA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $27,500 | $20,000 | $25,000-$50,000 |
| 2 Bedroom | $49,000 | $40,000 | $25,000-$50,000 |
| 3 Bedroom | $76,000 | $60,000 | $75,000-$100,000 |
| 4 Bedroom | $114,500 | $100,000 | $125,000-$150,000 |
| 5 Bedroom | $107,000 | $90,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$161 | $685 |
| Superior Protection Discount | -$76 | $769 |
| Fire & Security Discount | -$76 | $769 |
| Hail Resistant Roof Discount | -$25 | $820 |
| Newly Constructed Home Discount | -$245 | $600 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Cambria County | $1,500 | $835 | $2,335 | $607 | $2,107 | $228 |
| Cambria County, PA | $700 | $835 | $1,535 | $607 | $1,307 | $228 |
| East Carroll, PA | $400 | $633 | $1,033 | $460 | $860 | $173 |
| Seward, PA | $1,500 | $520 | $2,020 | $378 | $1,878 | $142 |
| Indiana County, PA | $100 | $596 | $696 | $433 | $533 | $163 |
| Glen Hope, PA | $1,500 | $552 | $2,052 | $401 | $1,901 | $151 |
| Jenner, PA | $200 | $550 | $750 | $400 | $600 | $150 |
| Crabtree, PA | $1,500 | $548 | $2,048 | $398 | $1,898 | $150 |
| Treasure Lake, PA | $700 | $723 | $1,423 | $526 | $1,226 | $198 |
| Park Forest Village, PA | $300 | $756 | $1,056 | $549 | $849 | $207 |
| Brookville, PA | $700 | $587 | $1,287 | $426 | $1,126 | $160 |
| Home Insurance Company Cambria County, PA | Homeowners Insurance Agency Cambria County, PA | Address | Popularity Score | Distance from Cambria County (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Ebensburg Insurance Agency | 129 E High St, Ebensburg, PA, 15931 | 1.1 | |
| State Farm | Stacie Hickman | 311 S Main St, Davidsville, PA, 15928-8319 | 22.3 | |
| State Farm | Sarah Crispin-Thomas | 1800 Lincoln Ave, Latrobe, PA, 15650-3038 | 37.3 | |
| Farmers | Peter Velardo | 410 Franklin St, Clymer, PA, 15728 | 19.7 | |
| Erie | Berkepile Insurance Agency Inc | 115 W Pittsburgh Street, Delmont, PA, 15626 | 45.8 | |
| State Farm | Frank Slavinski | 226 Ohio St Ste 3, Johnstown, PA, 15902-2643 | 17.2 | |
| Farmers | Ian Jones | 105 Hartman Rd Ste 206, Greensburg, PA, 15601 | 42.8 | |
| Allstate | Sarvey Insurance | 1201 E Du Bois Avenue, Dubois, PA, 15801 | 43.2 | |
| Erie | The Daloisio Agency | 156 S Jefferson Street, Kittanning, PA, 16201 | 47.7 | |
| Erie | Leonard Insurance Agency | 720 Rowena Drive Suite # 104, Ebensburg, PA, 15931 | 1.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Pennsylvania | $170,500 | $745 | $510 | $1,020 | $510 |
| Cambria County, PA | $88,900 | $846 | $620 | $1,190 | $570 |
| Cambria County, PA | $88,900 | $846 | $570 | $1,160 | $590 |
| East Carroll, PA | $119,700 | $641 | $440 | $900 | $460 |
| Seward, PA | $74,400 | $526 | $380 | $750 | $370 |
| Indiana County, PA | $111,200 | $603 | $420 | $860 | $440 |
| Glen Hope, PA | $86,400 | $559 | $400 | $790 | $390 |
| Jenner, PA | $85,700 | $557 | $410 | $800 | $390 |
| Crabtree, PA | $85,000 | $555 | $410 | $790 | $380 |
| Treasure Lake, PA | $163,400 | $732 | $520 | $1,030 | $510 |
| Park Forest Village, PA | $259,100 | $765 | $550 | $1,090 | $540 |
| Brookville, PA | $99,600 | $594 | $400 | $830 | $430 |