Gavop's guide to buying homeowners insurance in Duval County, FL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Duval County, FL - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Brandon Chase Dr, Demery Dr E, Hampton Gable Ct, Lippizan Dr, 2nd St W, Saragossa Ave, Crescent St, Adams Walk Dr, Broken Arrow Dr W, Purcellville Ct | $101,500 | $80,000 | $100,000-$125,000 | $110,000 | $100,000 | $100,000-$125,000 |
| Plantation Oaks Dr E, Niblick Dr, Skye Dr E, Cox Rd, Governors Dr E, Lowell Ave, McCollum Cir, Bert Rd, Sagebrush Ct, Brookwood Bluff Rd E | $189,500 | $170,000 | $200,000-$250,000 | $129,500 | $120,000 | $125,000-$150,000 |
| Harts Rd, 8th Ave, Deercreek Club Rd, Clearview Ln, Art Museum Dr, Baystone Ct, Waterfall Ct, Via de la Reina St, Colchester Rd, Coastline Dr | $299,000 | $240,000 | $200,000-$250,000 | $193,000 | $180,000 | $150,000-$175,000 |
| Muirfield Ct, Pineville Dr, Brady St, Belle Rive Blvd, Longchamp Dr, Branch Vine Dr N, N Rover Dr, W London Lake Dr, High Tide Blvd, Bowdendale Ave | $249,500 | $220,000 | $200,000-$250,000 | $157,000 | $130,000 | $150,000-$175,000 |
| Baker Ave, Horn St, Landwood St, Thomasville Ct, S Kingstree Dr, Hatteras Rd, Oriole Ave, Erin Ct, Pleasant Valley Dr, Oglethorpe Rd | $207,000 | $190,000 | $175,000-$200,000 | $128,000 | $110,000 | $125,000-$150,000 |
| Dunes Ct, Acorn Park Dr S, Ridgeview Ave, Arlon Ln, Thurgood Cir E, Mescalaro Way, Windrush Ln, Beaver Creek Dr, Robbins Cir S, Pine Inlet E | $153,000 | $130,000 | $150,000-$175,000 | $104,000 | $90,000 | $100,000-$125,000 |
| Hubbard Ter, Stanford Gable Pl, Tarawa Cir, Sanibel Dr, Harrison Ave, Blackfoot Ct, Chapeltown Cir N, Barefoot Trce, Sherrington St, Peacefield Dr | $133,000 | $120,000 | $150,000-$175,000 | $106,000 | $90,000 | $75,000-$100,000 |
| Court St, Flamingo Ave, Alpenrose Ave, Mission Creek Ct, Hammock Oaks Dr N, Gillislee Dr, Trowbridge Ln, Agatite Rd, W Tidewater Cir, Fairway Dr | $297,500 | $240,000 | $250,000-$300,000 | $256,000 | $220,000 | $200,000-$250,000 |
| Madge St, Harbour Woods Rd W, Gary St, Mandrille Dr, Ribereno Dr, Foxhaven Dr S, Colvin Ln, Gathering Oaks Dr, Thornwood Ln, Fiddlers Point Dr | $67,500 | $60,000 | $50,000-$75,000 | $68,500 | $60,000 | $75,000-$100,000 |
| Western Way, Merwyn Rd, Echo St, Albicore Rd, Palm Tree Rd, S Romaine Cir, Lady Di Ln, Cattail Pond Cir N, Collins St, Paddock Gates Dr | $202,500 | $170,000 | $175,000-$200,000 | $177,500 | $150,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$236 | $1,074 |
| Superior Protection Discount | -$118 | $1,192 |
| Fire & Security Discount | -$144 | $1,165 |
| Hail Resistant Roof Discount | -$39 | $1,270 |
| Newly Constructed Home Discount | -$327 | $982 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Duval County | $2,000 | $1,294 | $3,294 | $940 | $2,940 | $354 |
| Duval County, FL | $2,000 | $1,294 | $3,294 | $940 | $2,940 | $354 |
| Jacksonville West, FL | $200 | $1,088 | $1,288 | $791 | $991 | $297 |
| Jacksonville Beach, FL | $1,000 | $936 | $1,936 | $680 | $1,680 | $256 |
| Ponte Vedra, FL | $500 | $923 | $1,423 | $671 | $1,171 | $252 |
| Macclenny, FL | $1,500 | $909 | $2,409 | $661 | $2,161 | $248 |
| Lawtey, FL | $300 | $902 | $1,202 | $656 | $956 | $247 |
| St. Johns County, FL | $1,500 | $1,481 | $2,981 | $1,076 | $2,576 | $405 |
| Bradford County, FL | $200 | $840 | $1,040 | $610 | $810 | $230 |
| Homeland, GA | $700 | $374 | $1,074 | $272 | $972 | $102 |
| Hastings, FL | $300 | $817 | $1,117 | $594 | $894 | $223 |
| Home Insurance Company Duval County, FL | Homeowners Insurance Agency Duval County, FL | Address | Popularity Score | Distance from Duval County (miles) |
|---|---|---|---|---|
| State Farm | Katherine Baustert | 2219 County Road 220, Middleburg, FL, 32068-8518 | 17.4 | |
| Allstate | Tory Hamlin | 5531 Roosevelt Blvd, Jacksonville, FL, 32244 | 6.8 | |
| State Farm | Edie Williams | 2325 Park St, Jacksonville, FL, 32204-4317 | 2.8 | |
| Travelers | Hardin Insurance Inc | 3305 Atlantic Blvd Ste A, Jacksonville, FL, 32207 | 2.3 | |
| State Farm | Chris Bedford | 3943 Baymeadows Road, Jacksonville, FL, 32217-4636 | 8.3 | |
| Allstate | Jessica Mcquaig | 2730 State Road 16 Ste 113, Saint Augustine, FL, 32092 | 31.6 | |
| Travelers | Donovan & Abercrombie Insurance | 6267 Dupont Station Ct, Jacksonville, FL, 32217 | 5.6 | |
| State Farm | Jim Love | 2730 College Street, Jacksonville, FL, 32205-7412 | 3.3 | |
| Travelers | Ancient City Insurance | 2800 N Fifth St Ste 301, St Augustine, FL, 32084 | 33.8 | |
| State Farm | Jim Haskins | 6983 103rd St Ste 2, Jacksonville, FL, 32210-9109 | 9.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Florida | $178,700 | $1,605 | $1,250 | $2,150 | $900 |
| Duval County, FL | $156,200 | $1,310 | $1,020 | $1,750 | $730 |
| Duval County, FL | $156,200 | $1,310 | $1,020 | $1,750 | $730 |
| Jacksonville West, FL | $103,700 | $1,101 | $860 | $1,480 | $620 |
| Jacksonville Beach, FL | $317,000 | $947 | $740 | $1,270 | $530 |
| Ponte Vedra, FL | $459,000 | $935 | $730 | $1,250 | $520 |
| Macclenny, FL | $132,100 | $920 | $720 | $1,230 | $510 |
| Lawtey, FL | $101,500 | $913 | $710 | $1,220 | $510 |
| St. Johns County, FL | $274,600 | $1,499 | $1,170 | $2,010 | $840 |
| Bradford County, FL | $90,500 | $850 | $660 | $1,140 | $480 |
| Homeland, GA | $47,400 | $379 | $270 | $530 | $260 |
| Hastings, FL | $112,800 | $827 | $640 | $1,110 | $470 |