Gavop's guide to buying homeowners insurance in Moulton, AL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $29,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $78,000 | $70,000 | $50,000-$75,000 |
| 3 Bedroom | $107,500 | $100,000 | $100,000-$125,000 |
| 4 Bedroom | $139,000 | $130,000 | $150,000-$175,000 |
| 5 Bedroom | $274,500 | $230,000 | $250,000-$300,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$73 | $837 |
| Home and Two Car | -$146 | $764 |
| Home and Three Car | -$227 | $682 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,337 |
| Physical Damage | $2,392 |
| Hail Damage | $4,618 |
| Wind Damage | $6,433 |
| Expensive Claims | |
| Fire | $46,016 |
| Smoke | $16,218 |
| Home Insurance Company Moulton, AL | Homeowners Insurance Agency Moulton, AL | Address | Popularity Score | Distance from Moulton (miles) |
|---|---|---|---|---|
| Allstate | Carolyn Lankford | 7771 Highway 72 W Ste A, Madison, AL, 35758 | 38.7 | |
| Allstate | Jeff Knight | 7185 Highway 72 W Ste B, Madison, AL, 35758 | 39.9 | |
| State Farm | Judy Larson | 2046 Beltline Rd Sw Ste 2, Decatur, AL, 35601-5549 | 18.8 | |
| Nationwide | Akin & Associates Inc. | 820 Bradley St Sw, Decatur, AL, 35601 | 19.5 | |
| Liberty Mutual Independent | Knight Insurance Agency Inc | 815 Bradley St Sw, Decatur, AL, 35601 | 19.5 | |
| Allstate | Blaine Mardis | 2215 Danville Rd Sw Ste I, Decatur, AL, 35601 | 18.9 | |
| State Farm | Mike Johnson | 14675 Market St, Moulton, AL, 35650-1132 | 3.7 | |
| State Farm | Wayne Young | 2614 Centron Dr Sw, Decatur, AL, 35603-2500 | 18.7 | |
| Travelers | North Alabama Insurance Agency | 30484 Ardmore Avenue, Ardmore, AL, 35739 | 46.3 | |
| State Farm | Todd Barton | 1123 20th St, Haleyville, AL, 35565-1550 | 23.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Alabama | $132,100 | $1,168 | $790 | $1,610 | $820 |
| Lawrence County, AL | $98,700 | $942 | $690 | $1,300 | $610 |
| Moulton, AL | $116,100 | $910 | $610 | $1,260 | $650 |
| Leighton, AL | $112,400 | $892 | $620 | $1,230 | $610 |
| Tri-Cities, AL | $120,300 | $929 | $630 | $1,280 | $650 |
| East Point, AL | $69,600 | $784 | $560 | $1,110 | $550 |
| Jasper, AL | $114,500 | $902 | $650 | $1,240 | $590 |
| Winfield, AL | $122,900 | $796 | $570 | $1,100 | $530 |
| St. Joseph, TN | $76,200 | $766 | $520 | $1,080 | $560 |
| Twin, AL | $105,400 | $1,021 | $690 | $1,420 | $730 |
| Cloverdale, AL | $115,200 | $906 | $620 | $1,260 | $640 |
| Hayden, AL | $137,800 | $850 | $590 | $1,160 | $570 |