How Can I Make My Hot Springs, AR Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Hot Springs, AR covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
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Estimate Appropriate Hot Springs, AR Home Insurance Coverage Levels | Back to Top
| Hot Springs, AR - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Elliott St, Majorie Ln, Viewpoint Dr, E St Louis St, Burt Trl, Maplewood St, Hendricks St, Riley St, Beatrice Ln, Landmark Trl | $98,500 | $80,000 | $75,000-$100,000 | $121,000 | $100,000 | $125,000-$150,000 |
| Cheyenne St, Bluebell Pl, Pine St, Reid St, Lakeshore Ln, State Hwy 227, Festival St, Grafton Ct, Peninsula Dr, Chattanooga St | $125,000 | $120,000 | $125,000-$150,000 | $177,500 | $160,000 | $150,000-$175,000 |
| Fairview St, Mountain Pine Rd, Bayberry, Highline St, Mondou Rd, Butterfield, Whipporwill St, Arbor St, College Dr, Langston St | $187,500 | $150,000 | $175,000-$200,000 | $178,500 | $150,000 | $125,000-$150,000 |
| Patriot St, Teague St, Estrella Way, Montana St, Babbs Dr, Gullickson Ct, Lynn Ln, Osborn Ter, Marquette Pl, Peaceful Valley Rd | $91,500 | $90,000 | $75,000-$100,000 | $176,000 | $150,000 | $175,000-$200,000 |
| Akin St, Akers Rd, N Westinghouse Ter, McClendon St, Blakehill Pl, Ault Loop, Jerome St, Garland Ave, Dellmere Blvd, Yorkshire Dr | $74,000 | $70,000 | $75,000-$100,000 | $84,000 | $80,000 | $50,000-$75,000 |
| Doris Ct, Gold Dust Ter, Lindsay Ln, Galaxy St, Bratton Dr, Dowell Ln, Dodson Ter, Woodberry St, Lary St, Aberina St | $138,500 | $110,000 | $150,000-$175,000 | $163,000 | $130,000 | $125,000-$150,000 |
| Anthony St, Henzie Way, Oscar Pt, Roper Ridge Rd, Daisy St, Peculiar Aly, S Border St, Siesta St, Violet St, Sunglow St | $114,000 | $110,000 | $75,000-$100,000 | $82,500 | $70,000 | $75,000-$100,000 |
| Pearl St, Illinois St, Quarry Mountain Rd, Canaria Way, Hollywood Ave, Gould St, McNeely Cir, Papas Trl, San Carlos Cv, Thunder Rd | $75,500 | $70,000 | $50,000-$75,000 | $197,500 | $160,000 | $200,000-$250,000 |
| Redbird Pl, Mason St, Dexter St, Qualls Ln, Crescent Ave, Lester St, Milk Ln, Stearns Point Dr, E Lazy Leaf Ln, Chapel St | $101,000 | $80,000 | $100,000-$125,000 | $155,000 | $130,000 | $150,000-$175,000 |
| Argie Ln, Dellmere Dr, Hacienda Rd, Lowery St, Palm St, Ribera Pl, Manchester Ln, Crescent St, York Pl, Vale Dr | $174,000 | $150,000 | $175,000-$200,000 | $190,000 | $170,000 | $150,000-$175,000 |
Estimate your Savings with Home Insurance Discounts in Hot Springs, AR | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$163 | $857 |
| Superior Protection Discount | -$92 | $928 |
| Fire & Security Discount | -$71 | $949 |
| Hail Resistant Roof Discount | -$20 | $1,000 |
| Newly Constructed Home Discount | -$275 | $745 |
Choose the Right Deductible for your Hot Springs, AR Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Garland County | $1,500 | $1,054 | $2,554 | $766 | $2,266 | $288 |
| Hot Springs, AR | $1,500 | $1,008 | $2,508 | $733 | $2,233 | $275 |
| Plainview, AR | $2,000 | $846 | $2,846 | $615 | $2,615 | $231 |
| Kirby, AR | $200 | $912 | $1,112 | $663 | $863 | $249 |
| Perryville, AR | $2,500 | $963 | $3,463 | $700 | $3,200 | $263 |
| Merry Green, AR | $100 | $863 | $963 | $627 | $727 | $236 |
| Adona, AR | $2,500 | $901 | $3,401 | $655 | $3,155 | $246 |
| Little Rock, AR | $400 | $1,166 | $1,566 | $847 | $1,247 | $319 |
| Holly Springs, AR | $100 | $822 | $922 | $597 | $697 | $225 |
Identify Top Home Insurance Agents near Hot Springs, AR | Back to Top
| Home Insurance Company Hot Springs, AR | Homeowners Insurance Agency Hot Springs, AR | Address | Popularity Score | Distance from Hot Springs (miles) |
|---|---|---|---|---|
| Travelers | Mcghee Insurance Agency | 13000 Chenal Pkwy Ste 110, Little Rock, AR, 72211 | 40.1 | |
| Nationwide | Trusty Insurance Agency Inc. | 601 W Grand, Hot Springs, AR, 71901 | 1.0 | |
| Allstate | Alan Springer | 109 Airport Rd, Hot Springs, AR, 71913 | 2.2 | |
| State Farm | Heather Powell | 4332 Central Ave Ste A, Hot Springs, AR, 71913-7437 | 3.3 | |
| State Farm | Keith Brooks | 413 Hwy 5 N, Benton, AR, 72019-9778 | 29.4 | |
| Farmers | Shanon Moody | 2901 Park Ave, Hot Springs, AR, 71901 | 4.9 | |
| Farmers | Steven Phillips | 10515 W Markham St Ste J3, Little Rock, AR, 72205 | 41.5 | |
| State Farm | Larry Otwell | 805 W Grand Ave, Hot Springs, AR, 71913-3528 | 1.1 | |
| State Farm | Kendall Hancock | 2836 Malvern Ave Ste B, Hot Springs, AR, 71901-8363 | 3.2 | |
| Travelers | Abi Insurance Agency | 911 West Grand Avenue, Hot Springs, AR, 71913 | 1.2 |
Compare Rates for Hot Springs, AR Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Arkansas | $118,500 | $1,088 | $770 | $1,560 | $790 |
| Garland County, AR | $131,500 | $1,067 | $780 | $1,460 | $680 |
| Hot Springs, AR | $120,400 | $1,020 | $690 | $1,420 | $730 |
| Plainview, AR | $71,300 | $856 | $570 | $1,180 | $610 |
| Kirby, AR | $84,300 | $923 | $660 | $1,300 | $640 |
| Perryville, AR | $94,800 | $975 | $670 | $1,350 | $680 |
| Merry Green, AR | $150,500 | $874 | $590 | $1,210 | $620 |
| Adona, AR | $82,200 | $912 | $620 | $1,260 | $640 |
| Little Rock, AR | $159,900 | $1,180 | $810 | $1,640 | $830 |
| Holly Springs, AR | $66,700 | $832 | $570 | $1,160 | $590 |
Research Home Insurance Companies Reviews in Hot Springs, AR Before Buying | Back to Top
Share a review on your home insurance company
Allstate Home Insurance Reviews
Date: June 04, 2019 Age: 20 to 29 Gender: Married Marital Status: Female
Premium
I mean, we stay with them. Even though the deductible goes up and their policy is always making adjustments. Work is done and we never have complaints
State Farm Home Insurance Reviews
Date: July 22, 2019 Age: 50 to 59 Gender: Female Marital Status: Married
Customer Service
State Farm is the best insurance I have ever had. They are very personable. I also enjoy having them because they offer bundle pricing for adding your home insurance to your already existing plan.