Gavop's guide to buying homeowners insurance in West Hempfield, PA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| West Hempfield, PA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Boyce Ave, Stonehouse Rd, Vista Rd, Parkside Ct, Miller Dr, Stony Battery Rd, Old Chickies Hill Rd, Garfield Rd, Stony Battery Rd, Westfield Dr | $241,000 | $210,000 | $250,000-$300,000 | $233,000 | $210,000 | $250,000-$300,000 |
| Ironville Pike, Goldfinch Dr, Bald Eagle Ct, Woodcrest Ln, Oriole Ave, Burma Rd, Ave X, Country Ct, Central Manor Rd, Strickler Run Dr | $232,000 | $200,000 | $250,000-$300,000 | $236,500 | $210,000 | $200,000-$250,000 |
| Airy View Dr, Merlini Dr, Duff Ave, Barberry Dr, Witmer Cir, Seitz Rd, Chickies Dr, Center St, Chickies Hill Rd, Laurel Ln | $288,000 | $260,000 | $250,000-$300,000 | $213,000 | $190,000 | $200,000-$250,000 |
| Greentree Dr, Buttonwood Dr, E Hoover St, Cherry Rd, Crestfield Dr, Peregrine Cir, Old Chickies Rd, Dustin Dr, Lincoln West Dr, Corporate Blvd | $185,500 | $150,000 | $150,000-$175,000 | $177,500 | $140,000 | $175,000-$200,000 |
| Grace Ridge Dr, Kames Hill Rd, Spruce Cir, Franklin Rd, Wildflower, Gridley St, S 16th St, W Elizabeth St, Fridy St, Kauffman Rd | $229,500 | $210,000 | $250,000-$300,000 | $353,500 | $290,000 | $350,000-$400,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$113 | $553 |
| Superior Protection Discount | -$67 | $600 |
| Fire & Security Discount | -$53 | $613 |
| Hail Resistant Roof Discount | -$13 | $653 |
| Newly Constructed Home Discount | -$173 | $493 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Lancaster County | $700 | $754 | $1,454 | $548 | $1,248 | $206 |
| West Hempfield, PA | $2,000 | $658 | $2,658 | $478 | $2,478 | $180 |
| New Oxford, PA | $300 | $709 | $1,009 | $516 | $816 | $194 |
| Riverview Park, PA | $2,000 | $726 | $2,726 | $528 | $2,528 | $198 |
| Reinerton, PA | $400 | $559 | $959 | $406 | $806 | $153 |
| Dauberville, PA | $2,000 | $823 | $2,823 | $598 | $2,598 | $225 |
| Elizabethville, PA | $100 | $611 | $711 | $444 | $544 | $167 |
| Jacksonwald, PA | $1,500 | $776 | $2,276 | $564 | $2,064 | $212 |
| Idaville, PA | $300 | $758 | $1,058 | $551 | $851 | $207 |
| Newark, DE | $300 | $725 | $1,025 | $527 | $827 | $198 |
| Charlestown, PA | $2,000 | $955 | $2,955 | $694 | $2,694 | $261 |
| Home Insurance Company West Hempfield, PA | Homeowners Insurance Agency West Hempfield, PA | Address | Popularity Score | Distance from West Hempfield (miles) |
|---|---|---|---|---|
| Travelers | Francis Hall Insurance Services | 1065 Andrew Dr Ste B1, West Chester, PA, 19380 | 46.9 | |
| Erie | Hinkle Insurance Agency Inc. | 600 Olde Hickory Rd, Ste 200, Lancaster, PA, 17601 | 10.3 | |
| Travelers | Horst Insurance | 320 Granite Run Drive , Lancaster, PA, 17601 | 7.7 | |
| Erie | Deibler Insurance Associates Inc | 26 Westminster Drive, Carlisle, PA, 17013 | 37.9 | |
| State Farm | Louise White | 301 Main St Ste H, Landisville, PA, 17538-1356 | 4.2 | |
| State Farm | Chuck Weed | 300 Limestone Rd, Oxford, PA, 19363-1233 | 31.8 | |
| Travelers | Dugan Insurance Llc | 60 Pottstown Pikeste 4, Chester Springs, PA, 19425 | 41.7 | |
| Allstate | Rory Quinn | 60 Pottstown Pike, Eagle, PA, 19480 | 41.6 | |
| State Farm | Ed Hart | 95 Dowlin Forge Rd, Exton, PA, 19341-1548 | 42.8 | |
| State Farm | Christine Flomerfelt | 353 S 7th St, Akron, PA, 17501-1464 | 15.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Pennsylvania | $170,500 | $745 | $500 | $1,040 | $540 |
| Lancaster County, PA | $193,200 | $763 | $530 | $1,090 | $560 |
| West Hempfield, PA | $196,400 | $666 | $450 | $950 | $500 |
| New Oxford, PA | $156,200 | $718 | $490 | $1,030 | $540 |
| Riverview Park, PA | $165,200 | $735 | $490 | $1,040 | $550 |
| Reinerton, PA | $89,100 | $566 | $410 | $810 | $400 |
| Dauberville, PA | $218,800 | $833 | $570 | $1,160 | $590 |
| Elizabethville, PA | $109,600 | $618 | $410 | $880 | $470 |
| Jacksonwald, PA | $192,100 | $785 | $570 | $1,110 | $540 |
| Idaville, PA | $182,500 | $767 | $550 | $1,100 | $550 |
| Newark, DE | $252,400 | $733 | $580 | $980 | $400 |
| Charlestown, PA | $405,600 | $967 | $710 | $1,360 | $650 |