Gavop shows you how to buy homeowners insurance in Dawson County, NE by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $31,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $104,500 | $90,000 | $75,000-$100,000 |
| 3 Bedroom | $136,000 | $110,000 | $100,000-$125,000 |
| 4 Bedroom | $179,500 | $150,000 | $175,000-$200,000 |
| 5 Bedroom | $175,000 | $160,000 | $175,000-$200,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$142 | $691 |
| Superior Protection Discount | -$83 | $749 |
| Fire & Security Discount | -$83 | $749 |
| Hail Resistant Roof Discount | -$17 | $816 |
| Newly Constructed Home Discount | -$208 | $624 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Dawson County | $2,000 | $822 | $2,822 | $598 | $2,598 | $225 |
| Dawson County, NE | $2,000 | $822 | $2,822 | $598 | $2,598 | $225 |
| Sumner, NE | $200 | $801 | $1,001 | $582 | $782 | $219 |
| Elwood, NE | $2,000 | $946 | $2,946 | $687 | $2,687 | $258 |
| Funk, NE | $2,000 | $1,039 | $3,039 | $755 | $2,755 | $284 |
| Merna, NE | $100 | $783 | $883 | $569 | $669 | $214 |
| Holbrook, NE | $2,500 | $644 | $3,144 | $468 | $2,968 | $176 |
| East Laird, NE | $300 | $827 | $1,127 | $601 | $901 | $226 |
| Home Insurance Company Dawson County, NE | Homeowners Insurance Agency Dawson County, NE | Address | Popularity Score | Distance from Dawson County (miles) |
|---|---|---|---|---|
| Travelers | Universal Insurance Agency | 940 South E Broken Bow, Broken Bow, NE, 68822 | 38.5 | |
| State Farm | Cory Kruse | 3320 2nd Ave, Kearney, NE, 68847-2902 | 39.9 | |
| Travelers | Abramson & Associates Inc | 805 9th St, Gothenburg, NE, 69138 | 18.4 | |
| State Farm | Steve Mccoy | 514 Nebraska Ave, Arapahoe, NE, 68922-2832 | 39.1 | |
| Allstate | Lundeen Isaacson | 425 West Ave, Holdrege, NE, 68949 | 37.7 | |
| Allstate | The Pinnacle Agency | 525 North Washington, Lexington, NE, 68850 | 7.3 | |
| Travelers | Family Tradition Inc | 201 N Tyler St, Elm Creek, NE, 68836 | 25.4 | |
| State Farm | Linda Maiden | 611 Paxton Street Suite A, Cambridge, NE, 69022 | 44.4 | |
| State Farm | Donna Cahill | 901 E South E St, Broken Bow, NE, 68822-2722 | 38.2 | |
| State Farm | Heidi Bazata | 828 Lake Ave Suite B, Gothenburg, NE, 69138 | 18.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Nebraska | $142,400 | $1,218 | $890 | $1,740 | $850 |
| Dawson County, NE | $101,000 | $832 | $570 | $1,160 | $590 |
| Dawson County, NE | $101,000 | $832 | $570 | $1,190 | $620 |
| Sumner, NE | $71,900 | $811 | $550 | $1,150 | $600 |
| Elwood, NE | $95,300 | $957 | $640 | $1,310 | $670 |
| Funk, NE | $111,500 | $1,052 | $700 | $1,500 | $800 |
| Merna, NE | $69,200 | $793 | $560 | $1,090 | $530 |
| Holbrook, NE | $48,400 | $652 | $440 | $930 | $490 |
| East Laird, NE | $76,000 | $837 | $600 | $1,160 | $560 |