Gavop shows you how to buy homeowners insurance in Matoaca, VA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $78,000 | $70,000 | $50,000-$75,000 |
| 2 Bedroom | $186,500 | $170,000 | $175,000-$200,000 |
| 3 Bedroom | $225,500 | $200,000 | $200,000-$250,000 |
| 4 Bedroom | $360,000 | $310,000 | $400,000-$500,000 |
| 5 Bedroom | $375,000 | $350,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$155 | $759 |
| Superior Protection Discount | -$82 | $832 |
| Fire & Security Discount | -$73 | $841 |
| Hail Resistant Roof Discount | -$27 | $887 |
| Newly Constructed Home Discount | -$265 | $649 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Chesterfield County | $2,000 | $863 | $2,863 | $627 | $2,627 | $236 |
| Matoaca, VA | $700 | $903 | $1,603 | $656 | $1,356 | $247 |
| Brandermill, VA | $300 | $769 | $1,069 | $559 | $859 | $210 |
| Dale, VA | $1,500 | $701 | $2,201 | $510 | $2,010 | $192 |
| Manchester, VA | $400 | $665 | $1,065 | $483 | $883 | $182 |
| Glen Allen, VA | $1,500 | $759 | $2,259 | $552 | $2,052 | $208 |
| Blackstone, VA | $400 | $506 | $906 | $368 | $768 | $138 |
| Cumberland, VA | $700 | $270 | $970 | $196 | $896 | $74 |
| New Kent County, VA | $400 | $791 | $1,191 | $575 | $975 | $216 |
| Browns Store, VA | $2,500 | $566 | $3,066 | $411 | $2,911 | $155 |
| Mangohick, VA | $200 | $855 | $1,055 | $621 | $821 | $234 |
| West Point, VA | $1,500 | $716 | $2,216 | $520 | $2,020 | $196 |
| Home Insurance Company Matoaca, VA | Homeowners Insurance Agency Matoaca, VA | Address | Popularity Score | Distance from Matoaca (miles) |
|---|---|---|---|---|
| Travelers | Dyeco Insurance Group Llc | 10301 Hull St Rd Ste 3 Office 3, Midlothian, VA, 23112 | 7.7 | |
| Travelers | All American Insurers | 10175 Hull Street Rd, Midlothian, VA, 23112 | 7.8 | |
| Travelers | Blankenship Insurance Services Llc | 13510 E. Boundary Road Suite 203, Midlothian, VA, 23112 | 7.1 | |
| Travelers | All American Insurers | 10175 Hull Street Rd , Midlothian, VA, 23112 | 7.9 | |
| State Farm | Jason Dean | 12135 S Chalkley Rd, Chester, VA, 23831-3755 | 9.9 | |
| Erie | All Coverage Insurance | 11950 Iron Bridge Plaza, Chester, VA, 23831 | 9.8 | |
| State Farm | Marty Ledbetter | 10134 Hull Street Rd Ste B, Midlothian, VA, 23112-3355 | 7.9 | |
| Erie | Bacon Insurance Group | 3711 Westerre Parkway Suite D, Richmond, VA, 23233 | 21.0 | |
| Allstate | Harrison-Coons Agency | 11108 Hull Street Rd, Midlothian, VA, 23112 | 7.1 | |
| State Farm | Chris Smith | 4946 Millridge Pkwy E, Midlothian, VA, 23112-4859 | 5.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Virginia | $255,800 | $952 | $690 | $1,350 | $660 |
| Chesterfield County, VA | $224,200 | $874 | $590 | $1,210 | $620 |
| Matoaca, VA | $256,300 | $914 | $610 | $1,270 | $660 |
| Brandermill, VA | $236,400 | $779 | $560 | $1,070 | $510 |
| Dale, VA | $187,000 | $710 | $520 | $980 | $460 |
| Manchester, VA | $168,100 | $673 | $460 | $960 | $500 |
| Glen Allen, VA | $227,200 | $769 | $560 | $1,070 | $510 |
| Blackstone, VA | $91,900 | $512 | $350 | $720 | $370 |
| Cumberland, VA | $53,200 | $273 | $200 | $390 | $190 |
| New Kent County, VA | $256,600 | $801 | $550 | $1,100 | $550 |
| Browns Store, VA | $104,100 | $573 | $420 | $820 | $400 |
| Mangohick, VA | $197,300 | $865 | $620 | $1,190 | $570 |
| West Point, VA | $195,900 | $725 | $500 | $1,000 | $500 |