Gavop shows you how to buy homeowners insurance in Wolcott, CT by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Wolcott, CT - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Ledger Brook Dr, Diamond Rock Rd, White Oak Ln, Briarcliff Rd, Norton Hts, Tunxis Rd, Riverview Cir, Cliff St Exd, Erica Ln, Harrison Dr | $305,000 | $260,000 | $250,000-$300,000 | $378,000 | $350,000 | $300,000-$350,000 |
| Kenea Ave, Chasse Rd, Evas Ter, Cambridge Dr, Susan Ct, Cedar Ave, Klan Dr, Kimberly Ct, Beach Rd, Joseph Pl | $264,500 | $240,000 | $250,000-$300,000 | $316,000 | $270,000 | $300,000-$350,000 |
| Michael Ter, Bound Line Rd, Bethal Ln, June St, Bergen Ln, Deanna Ln, Tosun Rd, Barker St, Deer Run Dr, Linda Dr | $255,500 | $210,000 | $200,000-$250,000 | $504,500 | $450,000 | $400,000-$500,000 |
| Pineridge Dr, Garrigus Ct, Red Fox Run, Beacon Hill Blvd, Tosun Rd Exd, Francis Dr, Chestnut Dr, Jean St, Kalko Dr, College Pl | $256,000 | $220,000 | $200,000-$250,000 | $326,000 | $300,000 | $250,000-$300,000 |
| Short Ave, Devonshire Rd, Meadowbrook Ln, Birchwood Ct, Jasmine Ln, Cole Dr, Wolcott Rd, Old Stonebrook Ct, Paula Dr, Clinton Hill Rd | $218,500 | $180,000 | $200,000-$250,000 | $222,000 | $180,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$154 | $702 |
| Superior Protection Discount | -$77 | $779 |
| Fire & Security Discount | -$94 | $762 |
| Hail Resistant Roof Discount | -$26 | $830 |
| Newly Constructed Home Discount | -$197 | $659 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| New Haven County | $2,000 | $1,169 | $3,169 | $849 | $2,849 | $319 |
| Wolcott, CT | $700 | $846 | $1,546 | $615 | $1,315 | $231 |
| Madison Center, CT | $500 | $2,108 | $2,608 | $1,532 | $2,032 | $576 |
| East Haddam, CT | $2,000 | $877 | $2,877 | $638 | $2,638 | $240 |
| Essex, CT | $200 | $993 | $1,193 | $722 | $922 | $271 |
| Essex Village, CT | $1,000 | $1,650 | $2,650 | $1,199 | $2,199 | $451 |
| Southport, CT | $500 | $2,501 | $3,001 | $1,817 | $2,317 | $683 |
| Mansfield, CT | $1,500 | $809 | $2,309 | $588 | $2,088 | $221 |
| Montville, CT | $500 | $851 | $1,351 | $619 | $1,119 | $233 |
| Bedford Hills, NY | $1,000 | $2,459 | $3,459 | $1,787 | $2,787 | $672 |
| Setauket-East Setauket, NY | $500 | $1,155 | $1,655 | $839 | $1,339 | $316 |
| Middle Island, NY | $2,500 | $880 | $3,380 | $639 | $3,139 | $240 |
| Home Insurance Company Wolcott, CT | Homeowners Insurance Agency Wolcott, CT | Address | Popularity Score | Distance from Wolcott (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Chittenden Group | 327 Church St, Naugatuck, CT, 6770 | 8.3 | |
| Travelers | Milburn Insurance Group Llc | 750 Straits Tpke Ste 2f, Middlebury, CT, 6762 | 7.4 | |
| Travelers | Cpm Insurance Services Llc | 90 Hinman St, Cheshire, CT, 6410 | 7.1 | |
| Travelers | Cpm Insurance Services Llc | 90 Hinman Street, Cheshire, CT, 6410 | 7.1 | |
| Allstate | Joseph Aquino | 992 High Ridge Rd, Stamford, CT, 6905 | 45.3 | |
| Allstate | Philip Newton | 500 S Main St, Cheshire, CT, 6410 | 8.0 | |
| Travelers | A & S Insurance Llc | 511 Orange St, New Haven, CT, 6511 | 19.6 | |
| Allstate | Darren Prozzo | 92 East St, Plainville, CT, 6062 | 7.5 | |
| Travelers | Wellstone Insurance | 800 Cottage Grove Rd, Bloomfield, CT, 6002 | 19.4 | |
| State Farm | Mark Shumilla Casl, Clu, Chfc | 551 Wolcott Street, Waterbury, CT, 06705-1323 | 3.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Connecticut | $270,100 | $1,253 | $840 | $1,790 | $950 |
| New Haven County, CT | $244,400 | $1,183 | $820 | $1,620 | $800 |
| Wolcott, CT | $251,900 | $856 | $570 | $1,180 | $610 |
| Madison Center, CT | $551,500 | $2,134 | $1,560 | $2,920 | $1,360 |
| East Haddam, CT | $268,800 | $888 | $610 | $1,230 | $620 |
| Essex, CT | $360,600 | $1,005 | $690 | $1,380 | $690 |
| Essex Village, CT | $409,600 | $1,670 | $1,200 | $2,390 | $1,190 |
| Southport, CT | $741,000 | $2,531 | $1,820 | $3,520 | $1,700 |
| Mansfield, CT | $233,100 | $818 | $580 | $1,150 | $570 |
| Montville, CT | $192,000 | $862 | $620 | $1,200 | $580 |
| Bedford Hills, NY | $493,100 | $2,489 | $1,720 | $3,460 | $1,740 |
| Setauket-East Setauket, NY | $464,800 | $1,169 | $780 | $1,600 | $820 |
| Middle Island, NY | $272,400 | $890 | $610 | $1,260 | $650 |