Gavop's guide to buying homeowners insurance in Fayette County, IN covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $52,500 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $120,000 | $100,000 | $125,000-$150,000 |
| 3 Bedroom | $111,000 | $100,000 | $125,000-$150,000 |
| 4 Bedroom | $154,000 | $130,000 | $150,000-$175,000 |
| 5 Bedroom | $260,500 | $240,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$88 | $542 |
| Superior Protection Discount | -$57 | $574 |
| Fire & Security Discount | -$63 | $567 |
| Hail Resistant Roof Discount | -$13 | $618 |
| Newly Constructed Home Discount | -$177 | $454 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Fayette County | $700 | $623 | $1,323 | $453 | $1,153 | $170 |
| Fayette County, IN | $700 | $623 | $1,323 | $453 | $1,153 | $170 |
| College Corner, OH | $400 | $562 | $962 | $409 | $809 | $154 |
| Mount Carmel, IN | $1,500 | $612 | $2,112 | $444 | $1,944 | $167 |
| Manilla, IN | $300 | $573 | $873 | $416 | $716 | $157 |
| Addison, IN | $700 | $685 | $1,385 | $497 | $1,197 | $187 |
| Hogan, IN | $300 | $895 | $1,195 | $651 | $951 | $245 |
| Beckett Ridge, OH | $2,500 | $700 | $3,200 | $508 | $3,008 | $191 |
| Taylorsville, IN | $400 | $768 | $1,168 | $558 | $958 | $210 |
| Drexel, OH | $2,500 | $412 | $2,912 | $299 | $2,799 | $113 |
| Englewood, OH | $500 | $628 | $1,128 | $456 | $956 | $172 |
| Randolph, IN | $1,500 | $832 | $2,332 | $605 | $2,105 | $227 |
| Home Insurance Company Fayette County, IN | Homeowners Insurance Agency Fayette County, IN | Address | Popularity Score | Distance from Fayette County (miles) |
|---|---|---|---|---|
| State Farm | Stacey Hamilton | 4725 S Arlington Ave, Indianapolis, IN, 46237-3512 | 47.0 | |
| State Farm | John Cole | 7033 S State Road 67, Pendleton, IN, 46064 | 38.4 | |
| State Farm | Brian Seyfert | 515 Main St, Beech Grove, IN, 46107-1839 | 48.5 | |
| State Farm | Cindy Bernzott | 115 Canyon Pkwy, Connersville, IN, 47331-1220 | 1.9 | |
| State Farm | Greg Clark | 6335 Oaklandon Rd, Indianapolis, IN, 46236-2999 | 44.2 | |
| State Farm | Tia Walker | 1035 N Post Rd Ste B, Indianapolis, IN, 46219-4245 | 45.0 | |
| State Farm | Pat James | 901 S A Street, Richmond, IN, 47374-5521 | 20.4 | |
| Erie | Lewis Insurance | 1113 Broad Street, New Castle, IN, 47362 | 22.5 | |
| Liberty Mutual Independent | Howard Webb Insurance & Real Estate Inc | 525 E 8th St, Anderson, IN, 46012 | 41.4 | |
| State Farm | Monte Smith | 9623 Windermere Blvd Ste D, Fishers, IN, 46037-9181 | 47.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Indiana | $130,200 | $847 | $570 | $1,200 | $630 |
| Fayette County, IN | $81,400 | $631 | $450 | $860 | $410 |
| Fayette County, IN | $81,400 | $631 | $440 | $900 | $460 |
| College Corner, OH | $81,500 | $569 | $390 | $800 | $410 |
| Mount Carmel, IN | $67,500 | $619 | $450 | $880 | $430 |
| Manilla, IN | $59,300 | $580 | $390 | $800 | $410 |
| Addison, IN | $98,600 | $693 | $500 | $980 | $480 |
| Hogan, IN | $152,500 | $906 | $660 | $1,300 | $640 |
| Beckett Ridge, OH | $206,500 | $708 | $490 | $1,000 | $510 |
| Taylorsville, IN | $107,700 | $777 | $570 | $1,060 | $490 |
| Drexel, OH | $39,900 | $417 | $300 | $590 | $290 |
| Englewood, OH | $122,500 | $635 | $460 | $870 | $410 |
| Randolph, IN | $128,400 | $842 | $610 | $1,160 | $550 |