Gavop's guide to buying homeowners insurance in Newton County, MO covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Newton County, MO - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Littlewing Dr, Ledbetter Dr, Greenbriar Dr, Osage St, Webb St, Jasper Ln, N Ridge Rd, Stephens St, Chelsie Ln, Easton Ln | $187,000 | $160,000 | $200,000-$250,000 | $90,500 | $90,000 | $75,000-$100,000 |
| Keller Dr, Haven Ln, Billings Ave, Mc Clelland Park Rd, Alpaca Rd, Space St, Impala Rd, Skyline Dr, Lark Rd, Robinson St | $123,000 | $100,000 | $125,000-$150,000 | $137,000 | $120,000 | $100,000-$125,000 |
| Queener Farm Rd, Reindeer Dr, Graydon Ln, Amy Ln, Oscar Ln, W 34th St, Arch Ln, Newt Dr, Vole Dr, E Courtney St | $128,500 | $110,000 | $100,000-$125,000 | $81,000 | $80,000 | $50,000-$75,000 |
| Della Ln, Jonah Ln, Kitty Hawk Ln, Spurgeon Rd, Rabbit Track Rd, Thrifty Acres Rd, Rose Ln, Moorehead Dr, Atlanta Ln, 14.20 | $156,500 | $130,000 | $125,000-$150,000 | $95,000 | $80,000 | $75,000-$100,000 |
| Starling Rd, Israel Ln, Hawkins Ln, Jute Rd, Red Bud Rd, S Joplin Ave, Highland Ln, State Hwy 59, Jolly Mill Ln, Westberry Ln | $66,500 | $60,000 | $75,000-$100,000 | $77,000 | $60,000 | $50,000-$75,000 |
| Rd 5 C, Valley St, US Hwy 71, Co Rd 7.5, Steele Ln, E 3rd St, Hill Kidd Ln, Douglas Fir Rd, E Charles St, N Pennsylvania St | $118,500 | $100,000 | $125,000-$150,000 | $110,500 | $100,000 | $75,000-$100,000 |
| Terrace Pl, Hwy P, Blackbird Ln, Summit Vw, Vista St, Oddie Ln, Rd 7 C, Franklin Ln, Mitchell Ln, Rd 24U | $103,500 | $90,000 | $100,000-$125,000 | $112,000 | $100,000 | $100,000-$125,000 |
| Jillian Ln, Sawmill Rd, E Coler St, Eastwood Dr, W Daugherty Rd, Desoto Ln, John Pl, Hawthorne Dr, State Hwy F, E Park St | $93,000 | $80,000 | $100,000-$125,000 | $58,000 | $50,000 | $50,000-$75,000 |
| S Outer Rd, Falcon Ridge Ln, N Wood St, Heidi Ln, Howard St, Rd 12.5 Fi, Pheasant Run Dr, Adams St, E Garland Douglas Dr, Nelson Ln | $124,000 | $100,000 | $125,000-$150,000 | $133,500 | $120,000 | $125,000-$150,000 |
| Riverside Dr, Turner Dr, Ivy Ln, Beef Branch Rd, S Lafayette St, Nettle Dr, Kingsville Ln, Denver Ln, W Valley St, Co Rd M | $163,000 | $130,000 | $150,000-$175,000 | $109,500 | $100,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$135 | $831 |
| Superior Protection Discount | -$87 | $879 |
| Fire & Security Discount | -$77 | $888 |
| Hail Resistant Roof Discount | -$19 | $946 |
| Newly Constructed Home Discount | -$241 | $724 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Newton County | $2,500 | $954 | $3,454 | $693 | $3,193 | $261 |
| Newton County, MO | $2,000 | $954 | $2,954 | $693 | $2,693 | $261 |
| Cliff Village, MO | $700 | $964 | $1,664 | $701 | $1,401 | $264 |
| Grand Falls Plaza, MO | $400 | $1,033 | $1,433 | $751 | $1,151 | $282 |
| Jasper County, MO | $2,000 | $937 | $2,937 | $681 | $2,681 | $256 |
| Purdy, MO | $500 | $879 | $1,379 | $639 | $1,139 | $240 |
| Gateway, AR | $2,000 | $1,118 | $3,118 | $813 | $2,813 | $306 |
| Jay, OK | $100 | $852 | $952 | $619 | $719 | $233 |
| East Polk, MO | $1,500 | $1,064 | $2,564 | $773 | $2,273 | $291 |
| New Eucha, OK | $300 | $1,024 | $1,324 | $744 | $1,044 | $280 |
| Washington, KS | $1,000 | $1,072 | $2,072 | $779 | $1,779 | $293 |
| Home Insurance Company Newton County, MO | Homeowners Insurance Agency Newton County, MO | Address | Popularity Score | Distance from Newton County (miles) |
|---|---|---|---|---|
| State Farm | Fred R Harris | 3051 Lusk Dr # B, Neosho, MO, 64850-7781 | 5.7 | |
| Farmers | Ryan Epperson | 102 Main St, Noel, MO, 64854 | 26.4 | |
| State Farm | Karen Rutledge | 616 E 32nd St, Joplin, MO, 64804-3905 | 14.0 | |
| Travelers | Bob Moffitt Agency Llc | 103 E Church St, Aurora, MO, 65605 | 34.3 | |
| State Farm | Jim Reed | 300 S Kyler St Ste A, Monett, MO, 65708-2600 | 23.3 | |
| State Farm | Sean Crider | 103 Fourth St, Pineville, MO, 64856 | 21.9 | |
| Farmers | Dale Samuels | 2914 E 32nd St Ste 306, Joplin, MO, 64804 | 12.9 | |
| State Farm | Jerry Sitton | 1931 E 20th St Ste 103, Joplin, MO, 64804-1013 | 14.1 | |
| State Farm | Sandra Brown | 420 N Range Line Rd Ste 11, Joplin, MO, 64801-4126 | 15.1 | |
| Travelers | Roger Blaser Insurance | 201 W 10th St, Lamar, MO, 64759 | 40.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Missouri | $145,400 | $1,084 | $740 | $1,530 | $790 |
| Newton County, MO | $118,200 | $966 | $660 | $1,380 | $720 |
| Newton County, MO | $118,200 | $966 | $710 | $1,380 | $670 |
| Cliff Village, MO | $108,900 | $976 | $710 | $1,360 | $650 |
| Grand Falls Plaza, MO | $131,800 | $1,046 | $740 | $1,440 | $700 |
| Jasper County, MO | $112,700 | $948 | $670 | $1,300 | $630 |
| Purdy, MO | $84,800 | $890 | $610 | $1,220 | $610 |
| Gateway, AR | $128,300 | $1,132 | $820 | $1,570 | $750 |
| Jay, OK | $91,500 | $862 | $620 | $1,220 | $600 |
| East Polk, MO | $142,600 | $1,077 | $730 | $1,490 | $760 |
| New Eucha, OK | $71,200 | $1,036 | $740 | $1,460 | $720 |
| Washington, KS | $88,100 | $1,085 | $850 | $1,460 | $610 |