Gavop's guide to buying homeowners insurance in Montgomery County, TN covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Montgomery County, TN - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Nashboro Rd, Lancashire Ct, Munford Ave, Chateauroux Dr, Burchett Dr, Needmore Ct, Sugarhill Ct, Southwood Dr, Boscobel Dr, Memorial Dr | $80,500 | $70,000 | $75,000-$100,000 | $85,500 | $80,000 | $100,000-$125,000 |
| Norfolk Ave, Pine Mountain Rd, S Richview Rd, Mississippi Ave, Barge Point Rd, 101st Airborne Division Rd, West Ct, S 12th St, Kimberly Dr, Hickory Trce | $183,500 | $150,000 | $200,000-$250,000 | $151,500 | $130,000 | $175,000-$200,000 |
| Sinks Rd, Countryside Dr, Goodlett Dr, Tolliver Ct, Michaelis Dr, Rapids Ct, Ridgeline Dr, W Thompkins Ln, Brookhaven Ter, Caskey Dr | $94,500 | $80,000 | $75,000-$100,000 | $70,000 | $60,000 | $50,000-$75,000 |
| Jacqueline Ct, Monroe St, Leigh Ct, Old City Ferry Rd, Lee Rd, Nick Dr, Jim Thorpe Dr, Killibrew Ln, Belmont Dr, Zinc Plant Rd | $147,500 | $120,000 | $100,000-$125,000 | $72,000 | $60,000 | $75,000-$100,000 |
| Brandywine Dr, Moores Ln, Sharptail Trl, Dunbar Dell Rd, Brookside Dr, Stonewall Ln, Timberline Way, Cumberland Dr, Franklin St, Sampson St | $120,000 | $100,000 | $75,000-$100,000 | $94,500 | $90,000 | $75,000-$100,000 |
| Darlington Dr, Rolling Hills Ct, Sycamore Dr, Bo Peep Ln, Mitchell St, Broadripple Dr, Freida Dr, John Haley Rd, McClardy Rd, Dillon Dr | $145,000 | $130,000 | $150,000-$175,000 | $108,500 | $100,000 | $100,000-$125,000 |
| Bethea St, Johnson St, Shannahan Dr, Jessica Dr, Carnation Ct, Drawbridge Ct, Grovewood Ct, Elberta Dr, Cobb Meadow Ln, Bailywick Dr | $231,000 | $200,000 | $200,000-$250,000 | $97,500 | $90,000 | $75,000-$100,000 |
| Mimi Rd, Shannon St, Biter Rd, Pin Oak Dr, Main St, Matthew Ct, Bancroft Dr, McAllister Dr, Gray Hawk Trl, Providence Blvd | $179,500 | $160,000 | $150,000-$175,000 | $103,000 | $100,000 | $100,000-$125,000 |
| Stephen Ct, N Jot Dr, Daniel St, Clydesdale Ct, River Bend Dr, Whitman Xing, Kingland Rd, Bluegrass Rd, Hietts Ln, Spees Dr | $132,000 | $120,000 | $100,000-$125,000 | $144,500 | $140,000 | $150,000-$175,000 |
| Farms Cir, Hunters Run, Blue Willow Ct, Brady Dr, Hillsboro Rd, Lannom Rd, Southside Rd, Wall St, Lawrence Cir, Monticello Trce | $344,000 | $280,000 | $350,000-$400,000 | $175,500 | $170,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$176 | $800 |
| Superior Protection Discount | -$98 | $878 |
| Fire & Security Discount | -$78 | $898 |
| Hail Resistant Roof Discount | -$29 | $946 |
| Newly Constructed Home Discount | -$273 | $702 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Montgomery County | $2,000 | $964 | $2,964 | $700 | $2,700 | $263 |
| Montgomery County, TN | $1,500 | $964 | $2,464 | $700 | $2,200 | $263 |
| Canton, KY | $100 | $869 | $969 | $632 | $732 | $238 |
| Greenbrier, TN | $1,000 | $843 | $1,843 | $613 | $1,613 | $230 |
| Cerulean, KY | $300 | $816 | $1,116 | $593 | $893 | $223 |
| Fairview, TN | $1,000 | $801 | $1,801 | $582 | $1,582 | $219 |
| Davidson County, TN | $300 | $1,056 | $1,356 | $767 | $1,067 | $289 |
| Oak Hill, TN | $1,500 | $2,670 | $4,170 | $1,940 | $3,440 | $730 |
| Dunmor, KY | $400 | $582 | $982 | $423 | $823 | $159 |
| White Plains, KY | $700 | $667 | $1,367 | $485 | $1,185 | $182 |
| Brentwood, TN | $500 | $984 | $1,484 | $715 | $1,215 | $269 |
| Greenville, KY | $1,500 | $696 | $2,196 | $505 | $2,005 | $190 |
| Home Insurance Company Montgomery County, TN | Homeowners Insurance Agency Montgomery County, TN | Address | Popularity Score | Distance from Montgomery County (miles) |
|---|---|---|---|---|
| Travelers | International Insurance Brokerage Llc | 504 Autumn Springs Ct A-9, Franklin, TN, 37067 | 48.9 | |
| State Farm | Andrew Felder | 112 Saundersville Rd Ste C322, Hendersonville, TN, 37075-8939 | 45.5 | |
| Travelers | Bandy Van Cleave & Williamson | 116 20th Ave S, Nashville, TN, 37203 | 40.5 | |
| Travelers | Epic Insurance Group Llc | 1869 Madison St, Clarksville, TN, 37043 | 4.3 | |
| Travelers | Trusthouse Insurance Llc | 4765 Andrew Jackson Pkwy, Hermitage, TN, 37076 | 47.8 | |
| Travelers | Mann Smith & Cummings | 1997 Madison St, Clarksville, TN, 37043 | 5.0 | |
| State Farm | Lester Mcclain | 2209 Crestmoor Rd Ste 200, Nashville, TN, 37215-2033 | 41.6 | |
| State Farm | Steve Ray | 3379 Highway 41a S, Clarksville, TN, 37043-6244 | 8.8 | |
| State Farm | Craig Mcelhaney | 718 Thompson Ln Ste 118b, Nashville, TN, 37204-3612 | 43.5 | |
| State Farm | Gina Gwynne | 493 Old Hickory Blvd Ste 105, Brentwood, TN, 37027-4456 | 47.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Tennessee | $151,700 | $1,044 | $760 | $1,480 | $720 |
| Montgomery County, TN | $153,700 | $976 | $650 | $1,390 | $740 |
| Montgomery County, TN | $153,700 | $976 | $690 | $1,380 | $690 |
| Canton, KY | $125,100 | $880 | $640 | $1,250 | $610 |
| Greenbrier, TN | $142,100 | $853 | $570 | $1,200 | $630 |
| Cerulean, KY | $110,200 | $826 | $570 | $1,170 | $600 |
| Fairview, TN | $191,000 | $811 | $540 | $1,130 | $590 |
| Davidson County, TN | $194,800 | $1,069 | $780 | $1,470 | $690 |
| Oak Hill, TN | $594,400 | $2,702 | $1,970 | $3,700 | $1,730 |
| Dunmor, KY | $58,500 | $589 | $390 | $830 | $440 |
| White Plains, KY | $75,100 | $675 | $480 | $960 | $480 |
| Brentwood, TN | $582,800 | $996 | $720 | $1,420 | $700 |
| Greenville, KY | $93,200 | $704 | $480 | $1,010 | $530 |