Gavop's guide to buying homeowners insurance in Garrisonville, VA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $93,000 | $80,000 | $75,000-$100,000 |
| 2 Bedroom | $139,000 | $120,000 | $100,000-$125,000 |
| 3 Bedroom | $300,000 | $260,000 | $350,000-$400,000 |
| 4 Bedroom | $249,000 | $210,000 | $200,000-$250,000 |
| 5 Bedroom | $237,500 | $200,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$143 | $751 |
| Superior Protection Discount | -$89 | $805 |
| Fire & Security Discount | -$89 | $805 |
| Hail Resistant Roof Discount | -$27 | $868 |
| Newly Constructed Home Discount | -$188 | $707 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Stafford County | $2,000 | $986 | $2,986 | $717 | $2,717 | $270 |
| Garrisonville, VA | $1,000 | $884 | $1,884 | $642 | $1,642 | $242 |
| Coles, VA | $400 | $801 | $1,201 | $582 | $982 | $219 |
| Manassas, VA | $1,500 | $960 | $2,460 | $698 | $2,198 | $262 |
| Kings Park, VA | $200 | $1,411 | $1,611 | $1,025 | $1,225 | $386 |
| Friendship Heights Village, MD | $200 | $1,610 | $1,810 | $1,170 | $1,370 | $440 |
| Bethesda, MD | $700 | $983 | $1,683 | $714 | $1,414 | $269 |
| Rappahannock County, VA | $100 | $907 | $1,007 | $659 | $759 | $248 |
| University Park, MD | $2,500 | $1,534 | $4,034 | $1,115 | $3,615 | $419 |
| Landover Hills, MD | $300 | $826 | $1,126 | $600 | $900 | $226 |
| East Riverdale, MD | $2,500 | $702 | $3,202 | $510 | $3,010 | $192 |
| Home Insurance Company Garrisonville, VA | Homeowners Insurance Agency Garrisonville, VA | Address | Popularity Score | Distance from Garrisonville (miles) |
|---|---|---|---|---|
| State Farm | Sharon Godfrey | Ste 3b 1311a Dolley Madison Blvd, Mclean, VA, 22101-3975 | 37.0 | |
| State Farm | Bryce Reeves | 685 Gville Rd Ste 101, Stafford, VA, 22554-3700 | 1.9 | |
| Allstate | Victor James | 556 Garrisonville Rd Ste 211, Stafford, VA, 22554 | 2.0 | |
| State Farm | Rodney M. Louis | 6422 Grovedale Dr Ste 102b, Alexandria, VA, 22310-2534 | 27.9 | |
| Travelers | American Insurances Agency | 103 Westwood Office Park, Fredericksburg, VA, 22401 | 10.7 | |
| State Farm | Gary Boxley | 17229 Wayside Dr, Dumfries, VA, 22026-2767 | 11.5 | |
| State Farm | Michael C Smith | 2789 Jeff Davis Hwy Ste 109, Stafford, VA, 22554-1742 | 1.9 | |
| Allstate | Chris Payne | 2146 Jefferson Davis Hwy, Stafford, VA, 22554 | 2.2 | |
| State Farm | Johno Steffen | 2762 Washington Blvd, Arlington, VA, 22201-1957 | 35.5 | |
| Nationwide | Chuck Stone Insurance | 11092 Lee Hwy Ste 103 B, Fairfax, VA, 22030-5014 | 28.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Virginia | $255,800 | $952 | $640 | $1,340 | $700 |
| Stafford County, VA | $327,600 | $998 | $720 | $1,410 | $690 |
| Garrisonville, VA | $343,700 | $895 | $640 | $1,280 | $640 |
| Coles, VA | $380,200 | $811 | $580 | $1,130 | $550 |
| Manassas, VA | $307,000 | $972 | $650 | $1,340 | $690 |
| Kings Park, VA | $458,400 | $1,428 | $1,040 | $1,960 | $920 |
| Friendship Heights Village, MD | $465,800 | $1,630 | $1,290 | $2,050 | $760 |
| Bethesda, MD | $877,300 | $995 | $790 | $1,250 | $460 |
| Rappahannock County, VA | $358,600 | $918 | $650 | $1,290 | $640 |
| University Park, MD | $450,700 | $1,553 | $1,230 | $1,960 | $730 |
| Landover Hills, MD | $214,100 | $836 | $660 | $1,050 | $390 |
| East Riverdale, MD | $219,600 | $711 | $560 | $900 | $340 |