Gavop tells you how to get the best homeowners insurance in Los Alamos, NM by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $80,500 | $70,000 | $75,000-$100,000 |
| 2 Bedroom | $190,000 | $180,000 | $150,000-$175,000 |
| 3 Bedroom | $330,000 | $260,000 | $350,000-$400,000 |
| 4 Bedroom | $443,500 | $420,000 | $500,000-$600,000 |
| 5 Bedroom | $658,000 | $610,000 | $700,000-$800,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$83 | $843 |
| Home and Two Car | -$158 | $769 |
| Home and Three Car | -$232 | $695 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,216 |
| Physical Damage | $2,368 |
| Hail Damage | $4,571 |
| Wind Damage | $6,433 |
| Expensive Claims | |
| Fire | $45,570 |
| Smoke | $16,887 |
| Home Insurance Company Los Alamos, NM | Homeowners Insurance Agency Los Alamos, NM | Address | Popularity Score | Distance from Los Alamos (miles) |
|---|---|---|---|---|
| State Farm | Jason Chandler | 12 Unser Blvd Se Ste J, Rio Rancho, NM, 87124-6300 | 48.7 | |
| Allstate | Tina Quezada Jacobs | 1547 S Saint Francis Dr Unit A, Santa Fe, NM, 87505 | 25.3 | |
| Allstate | The Baca Agency | 3454 Zafarano Dr Ste A-1, Santa Fe, NM, 87507 | 23.8 | |
| Liberty Mutual Independent | Adv Insurance Agency Llc | 557 Oppenheimer Dr Ste 101, Los Alamos, NM, 87544 | 0.6 | |
| Allstate | Pat Fred Lopez | 550 N Guadalupe St, Santa Fe, NM, 87501 | 24.3 | |
| State Farm | Bryan Doerner | 1341 Pacheco St, Santa Fe, NM, 87505-3907 | 24.9 | |
| State Farm | Gabe Ortega | 7820 Enchnd Hl Blvd Ne Ste F, Rio Rancho, NM, 87144-8641 | 47.3 | |
| Farmers | Christine Espinosa | 1700a Southern Blvd Se, Rio Rancho, NM, 87124 | 49.7 | |
| Allstate | Jalene Berger | 4100 Southern Blvd Se Ste 3c, Rio Rancho, NM, 87124 | 48.6 | |
| State Farm | Scott Klinkenberg | 4061 Ridge Rock Rd Se Ste B, Rio Rancho, NM, 87124-7627 | 48.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Mexico | $163,900 | $870 | $620 | $1,210 | $590 |
| Los Alamos County, NM | $285,300 | $921 | $640 | $1,320 | $680 |
| Los Alamos, NM | $288,000 | $927 | $630 | $1,310 | $680 |
| La Puebla, NM | $160,400 | $863 | $580 | $1,220 | $640 |
| La Cueva, NM | $277,500 | $1,081 | $780 | $1,490 | $710 |
| Jemez Springs, NM | $252,800 | $1,032 | $740 | $1,410 | $670 |
| La Cienega, NM | $243,300 | $1,014 | $730 | $1,390 | $660 |
| Santa Fe, NM | $272,100 | $995 | $730 | $1,360 | $630 |
| Coyote, NM | $182,900 | $905 | $620 | $1,280 | $660 |
| La Jara, NM | $123,900 | $790 | $550 | $1,100 | $550 |
| Galisteo, NM | $261,000 | $1,047 | $760 | $1,500 | $740 |
| Picuris, NM | $119,200 | $780 | $540 | $1,070 | $530 |
| Rio Rancho, NM | $189,500 | $880 | $610 | $1,210 | $600 |