Gavop shows you how to buy homeowners insurance in Upper St. Clair, PA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $62,500 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $106,000 | $100,000 | $75,000-$100,000 |
| 3 Bedroom | $232,000 | $220,000 | $200,000-$250,000 |
| 4 Bedroom | $291,500 | $270,000 | $200,000-$250,000 |
| 5 Bedroom | $355,500 | $290,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$136 | $665 |
| Superior Protection Discount | -$80 | $721 |
| Fire & Security Discount | -$72 | $729 |
| Hail Resistant Roof Discount | -$24 | $777 |
| Newly Constructed Home Discount | -$208 | $593 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Allegheny County | $1,000 | $657 | $1,657 | $478 | $1,478 | $180 |
| Upper St. Clair, PA | $1,000 | $792 | $1,792 | $575 | $1,575 | $216 |
| Jefferson Hills, PA | $200 | $668 | $868 | $486 | $686 | $183 |
| McGovern, PA | $1,500 | $762 | $2,262 | $554 | $2,054 | $208 |
| Churchill, PA | $200 | $742 | $942 | $539 | $739 | $203 |
| Oakmont, PA | $1,500 | $751 | $2,251 | $546 | $2,046 | $205 |
| Rochester, PA | $200 | $523 | $723 | $380 | $580 | $143 |
| Freeport, PA | $700 | $537 | $1,237 | $391 | $1,091 | $147 |
| Mammoth, PA | $400 | $712 | $1,112 | $518 | $918 | $195 |
| Big Beaver, PA | $1,000 | $647 | $1,647 | $470 | $1,470 | $177 |
| Wampum, PA | $500 | $565 | $1,065 | $411 | $911 | $154 |
| New Freeport, PA | $2,000 | $721 | $2,721 | $524 | $2,524 | $197 |
| Home Insurance Company Upper St. Clair, PA | Homeowners Insurance Agency Upper St. Clair, PA | Address | Popularity Score | Distance from Upper St. Clair (miles) |
|---|---|---|---|---|
| Erie | Dombrowski Insurance Agency | 3093 Washington Pike, Bridgeville, PA, 15017 | 2.0 | |
| Nationwide | Richard W Palmer | 314 N 4th Street, Youngwood, PA, 15697-1312 | 27.4 | |
| Travelers | Yingling Insurance Agency | 211 S Vine St Ste 102, Carmichaels, PA, 15320 | 30.8 | |
| Travelers | James L Smith Insurance Agency Inc | 304 Cochran Rd, Pittsburgh, PA, 15228 | 3.6 | |
| State Farm | Bonnie Sacia | 4041 Gibsonia Rd, Gibsonia, PA, 15044-9372 | 22.0 | |
| State Farm | Darlene Shelton-Lamot | 911 Western Ave, Pittsburgh, PA, 15233-1717 | 8.8 | |
| State Farm | Arlene Elosh | 6480 Library Rd, South Park, PA, 15129-8580 | 4.3 | |
| Liberty Mutual Independent | Cusumano Insurance Agency Inc | 178 Clairton Blvd, Pittsburgh, PA, 15236 | 6.6 | |
| State Farm | Donna Morosco | 1121 Boyce Rd Ste 2400, Pittsburgh, PA, 15241-3939 | 1.9 | |
| State Farm | Ryan Sikora | 1422 5th Avenue, Ford City, PA, 16226-1384 | 42.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Pennsylvania | $170,500 | $745 | $530 | $1,060 | $530 |
| Allegheny County, PA | $140,600 | $665 | $450 | $950 | $500 |
| Upper St. Clair, PA | $279,700 | $801 | $550 | $1,110 | $560 |
| Jefferson Hills, PA | $203,300 | $676 | $450 | $960 | $510 |
| McGovern, PA | $184,400 | $771 | $560 | $1,090 | $530 |
| Churchill, PA | $173,800 | $751 | $530 | $1,060 | $530 |
| Oakmont, PA | $178,800 | $760 | $520 | $1,070 | $550 |
| Rochester, PA | $75,600 | $529 | $350 | $750 | $400 |
| Freeport, PA | $80,800 | $544 | $360 | $780 | $420 |
| Mammoth, PA | $158,000 | $721 | $490 | $1,020 | $530 |
| Big Beaver, PA | $125,900 | $655 | $440 | $900 | $460 |
| Wampum, PA | $91,300 | $572 | $410 | $800 | $390 |
| New Freeport, PA | $162,500 | $730 | $500 | $1,000 | $500 |