Gavop shows you how to buy homeowners insurance in Modoc County, CA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Modoc County, CA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Lincoln St, W 8th St, US Hwy 395, Co Rd 85A, Brett Rd, Flintlock Rd, Red Deer Ln, Hoah Powta, Spruce St, Main St | $149,000 | $130,000 | $125,000-$150,000 | $109,500 | $100,000 | $100,000-$125,000 |
| Co Rd 236, Co Rte 64, Legend Rd, E 14th St, Graylag Ln, Country Rd 56, Co Rd 132, Pine Creek Blvd, Co Rd 203, Co Rd 162 | $171,000 | $140,000 | $175,000-$200,000 | $176,500 | $160,000 | $175,000-$200,000 |
| Warner Mountain Vw, Townsend St, Ann St, Co Rd 54, Kemble St, Su Muh Puh-Ku Way, Canal St, Rager Rd, D St, Oak St | $220,000 | $200,000 | $175,000-$200,000 | $134,000 | $120,000 | $150,000-$175,000 |
| Red Cinder Rd, Dons Rd, Pencil Rd, Ridge View Dr, Co Rd 233, Co Rd 22, W 19th St, Big Tree Dr, Douglas Dr, Ash St | $225,000 | $200,000 | $175,000-$200,000 | $94,000 | $90,000 | $100,000-$125,000 |
| Hermit Dr, Preston St, N West St, Couch Creek Ct, Irma Ln, Garden View Dr, Prospect Rd, McKenney Dr, The Indian Rd, Shields Creek | $196,500 | $170,000 | $200,000-$250,000 | $112,000 | $90,000 | $100,000-$125,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$84 | $963 |
| Home and Two Car | -$178 | $868 |
| Home and Three Car | -$241 | $806 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Modoc County | $2,500 | $1,034 | $3,534 | $751 | $3,251 | $283 |
| Modoc County, CA | $1,500 | $1,034 | $2,534 | $751 | $2,251 | $283 |
| Lake City, CA | $400 | $614 | $1,014 | $446 | $846 | $168 |
| Cedarville, CA | $2,500 | $579 | $3,079 | $421 | $2,921 | $158 |
| Adin, CA | $100 | $520 | $620 | $378 | $478 | $142 |
| Adin-Lookout, CA | $700 | $572 | $1,272 | $416 | $1,116 | $156 |
| Surprise Valley, CA | $400 | $639 | $1,039 | $465 | $865 | $175 |
| Fort Bidwell, CA | $700 | $620 | $1,320 | $451 | $1,151 | $170 |
| New Pine Creek, CA | $100 | $527 | $627 | $383 | $483 | $144 |
| Tulelake, CA | $500 | $460 | $960 | $335 | $835 | $126 |
| Home Insurance Company Modoc County, CA | Homeowners Insurance Agency Modoc County, CA | Address | Popularity Score | Distance from Modoc County (miles) |
|---|---|---|---|---|
| State Farm | Ken Phillips | 401 Us Highway 395 E, Alturas, CA, 96101-4200 | 11.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Modoc County, CA | $143,100 | $1,046 | $770 | $1,420 | $650 |
| Modoc County, CA | $143,100 | $1,046 | $770 | $1,420 | $650 |
| Lake City, CA | $176,400 | $621 | $460 | $840 | $380 |
| Cedarville, CA | $151,000 | $586 | $430 | $800 | $370 |
| Adin, CA | $112,500 | $526 | $390 | $720 | $330 |
| Adin-Lookout, CA | $146,200 | $579 | $430 | $790 | $360 |
| Surprise Valley, CA | $196,800 | $647 | $480 | $880 | $400 |
| Fort Bidwell, CA | $182,100 | $628 | $460 | $850 | $390 |
| New Pine Creek, CA | $116,700 | $533 | $390 | $720 | $330 |
| Tulelake, CA | $81,000 | $466 | $340 | $630 | $290 |