How Can I Make My Modoc County, CA Home Insurance Cheaper

Gavop shows you how to buy homeowners insurance in Modoc County, CA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.

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Estimate Appropriate Modoc County, CA Home Insurance Coverage Levels | Back to Top

Modoc County, CA - Neighbourhoods, Census Blocks & Streets 3 Bedroom 2 Bedroom
Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
Lincoln St, W 8th St, US Hwy 395, Co Rd 85A, Brett Rd, Flintlock Rd, Red Deer Ln, Hoah Powta, Spruce St, Main St $149,000 $130,000 $125,000-$150,000 $109,500 $100,000 $100,000-$125,000
Co Rd 236, Co Rte 64, Legend Rd, E 14th St, Graylag Ln, Country Rd 56, Co Rd 132, Pine Creek Blvd, Co Rd 203, Co Rd 162 $171,000 $140,000 $175,000-$200,000 $176,500 $160,000 $175,000-$200,000
Warner Mountain Vw, Townsend St, Ann St, Co Rd 54, Kemble St, Su Muh Puh-Ku Way, Canal St, Rager Rd, D St, Oak St $220,000 $200,000 $175,000-$200,000 $134,000 $120,000 $150,000-$175,000
Red Cinder Rd, Dons Rd, Pencil Rd, Ridge View Dr, Co Rd 233, Co Rd 22, W 19th St, Big Tree Dr, Douglas Dr, Ash St $225,000 $200,000 $175,000-$200,000 $94,000 $90,000 $100,000-$125,000
Hermit Dr, Preston St, N West St, Couch Creek Ct, Irma Ln, Garden View Dr, Prospect Rd, McKenney Dr, The Indian Rd, Shields Creek $196,500 $170,000 $200,000-$250,000 $112,000 $90,000 $100,000-$125,000

Estimate your Savings with Home Insurance Discounts in Modoc County, CA | Back to Top

This table lists savings for a median home value of $158,200 and an average premium of $612

Discount Type Premium After Discount
Multipolicy Discounts $569
Superior Protection Discount $501
Fire & Security Discounts $538

Choose the Right Deductible for your Modoc County, CA Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
California $200 $1,460 $1,660 $1,240 $1,440 $220
Modoc County, CA $2,500 $740 $1,240 $620 $3,120 $-1,880
Modoc County, CA $1,500 $750 $1,250 $650 $2,150 $-900
Lake City, CA $400 $770 $1,170 $650 $1,050 $120
Cedarville, CA $2,500 $800 $1,300 $650 $3,150 $-1,850
Adin, CA $100 $450 $550 $370 $470 $80
Adin-Lookout, CA $700 $810 $1,310 $690 $1,390 $-80
Surprise Valley, CA $400 $930 $1,330 $770 $1,170 $160
Fort Bidwell, CA $700 $650 $1,150 $550 $1,250 $-100
New Pine Creek, CA $100 $570 $670 $460 $560 $110
Bieber, CA $1,000 $470 $970 $390 $1,390 $-420
Tulelake, CA $500 $560 $1,060 $470 $970 $90

Identify Top Home Insurance Agents near Modoc County, CA | Back to Top

Home Insurance Company Modoc County, CA Homeowners Insurance Agency Modoc County, CA Address Popularity Score Distance from Modoc County (miles)
State Farm Ken Phillips 401 Us Highway 395 E, Alturas, CA, 96101-4200
11.4

Compare Rates for Modoc County, CA Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
California $383,900 $1,420 $1,050 $1,930 $880
Modoc County, CA $158,200 $650 $480 $880 $400
Modoc County, CA $158,200 $920 $680 $1,250 $570
Lake City, CA $165,800 $710 $530 $970 $440
Cedarville, CA $180,000 $950 $700 $1,290 $590
Adin, CA $106,800 $500 $370 $680 $310
Adin-Lookout, CA $159,600 $910 $670 $1,240 $570
Surprise Valley, CA $182,500 $890 $660 $1,210 $550
Fort Bidwell, CA $129,200 $710 $530 $970 $440
New Pine Creek, CA $114,600 $570 $420 $780 $360
Bieber, CA $108,300 $540 $400 $730 $330
Tulelake, CA $102,700 $510 $380 $690 $310