Gavop tells you how to get the best homeowners insurance in Gering, NE by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $51,000 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $99,000 | $80,000 | $75,000-$100,000 |
| 3 Bedroom | $114,500 | $90,000 | $100,000-$125,000 |
| 4 Bedroom | $252,000 | $230,000 | $250,000-$300,000 |
| 5 Bedroom | $392,000 | $370,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$152 | $646 |
| Superior Protection Discount | -$80 | $718 |
| Fire & Security Discount | -$88 | $710 |
| Hail Resistant Roof Discount | -$16 | $782 |
| Newly Constructed Home Discount | -$199 | $598 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Scotts Bluff County | $2,000 | $992 | $2,992 | $721 | $2,721 | $271 |
| Gering, NE | $1,500 | $788 | $2,288 | $573 | $2,073 | $215 |
| Funston, NE | $2,000 | $1,292 | $3,292 | $939 | $2,939 | $353 |
| Torrington, WY | $1,500 | $793 | $2,293 | $577 | $2,077 | $217 |
| Yoder, WY | $400 | $700 | $1,100 | $509 | $909 | $191 |
| Kimball No. 2, NE | $500 | $859 | $1,359 | $624 | $1,124 | $235 |
| Kimball County, NE | $1,500 | $733 | $2,233 | $533 | $2,033 | $200 |
| Dix, NE | $500 | $821 | $1,321 | $597 | $1,097 | $224 |
| Home Insurance Company Gering, NE | Homeowners Insurance Agency Gering, NE | Address | Popularity Score | Distance from Gering (miles) |
|---|---|---|---|---|
| State Farm | Angela Philbrick | 2202 Broadway, Scottsbluff, NE, 69361-1970 | 2.8 | |
| Allstate | Plummer Insurance Inc | 9732 Us Highway 26 Po Box 548, Bridgeport, NE, 69336 | 30.5 | |
| State Farm | Brad Hamm | 2809 Avenue B Ste 104, Scottsbluff, NE, 69361-4370 | 3.3 | |
| State Farm | Ed Mcnulty | 1251 Broadway St, Mitchell, NE, 69357-1548 | 10.8 | |
| Liberty Mutual Independent | Gregorys Insurance | 124 W 3rd St, Alliance, NE, 69301 | 44.9 | |
| State Farm | Annette Frerichs | 345 Main St., Bayard, NE, 69334 | 18.3 | |
| State Farm | Neal Smith | 3321 Avenue I Ste 1, Scottsbluff, NE, 69361-4587 | 3.7 | |
| State Farm | Annette Frerichs | 915 Main St, Bridgeport, NE, 69336-4032 | 31.3 | |
| State Farm | Ron Engelhaupt | 1845 10th St, Gering, NE, 69341-2449 | 0.2 | |
| Travelers | Lessert Insurance Agency Llc | 619 W Webster, Morrill, NE, 69358 | 16.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Nebraska | $142,400 | $1,218 | $860 | $1,690 | $830 |
| Scotts Bluff County, NE | $116,600 | $1,004 | $720 | $1,400 | $680 |
| Gering, NE | $124,100 | $798 | $570 | $1,100 | $530 |
| Funston, NE | $160,400 | $1,308 | $900 | $1,820 | $920 |
| Torrington, WY | $148,200 | $803 | $540 | $1,150 | $610 |
| Yoder, WY | $86,000 | $709 | $510 | $1,010 | $500 |
| Kimball No. 2, NE | $81,000 | $869 | $590 | $1,240 | $650 |
| Kimball County, NE | $83,200 | $742 | $530 | $1,020 | $490 |
| Dix, NE | $75,000 | $831 | $570 | $1,180 | $610 |