How Can I Make My Avon Lake, OH Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Avon Lake, OH by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Select the Suitable Coverage Value for your Avon Lake, OH Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $55,500 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $150,000 | $120,000 | $150,000-$175,000 |
| 3 Bedroom | $227,000 | $200,000 | $200,000-$250,000 |
| 4 Bedroom | $349,500 | $330,000 | $250,000-$300,000 |
| 5 Bedroom | $433,500 | $390,000 | $400,000-$500,000 |
Estimate your Savings with Home Insurance Discounts in Avon Lake, OH | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$140 | $598 |
| Superior Protection Discount | -$66 | $672 |
| Fire & Security Discount | -$74 | $665 |
| Hail Resistant Roof Discount | -$22 | $716 |
| Newly Constructed Home Discount | -$162 | $576 |
Choose your Avon Lake, OH Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $7,088 |
| Hail Damage | $5,211 |
| Wind Damage | $9,716 |
| Expensive Claims | |
| Fire | $34,969 |
| Accidental Discharge/Leakage | $8,884 |
| Optional Coverage Losses | $7,991 |
Identify Top Home Insurance Agents near Avon Lake, OH | Back to Top
| Home Insurance Company Avon Lake, OH | Homeowners Insurance Agency Avon Lake, OH | Address | Popularity Score | Distance from Avon Lake (miles) |
|---|---|---|---|---|
| Travelers | Alpha Property & Casualty Inc | 25000 Center Ridge Rd, Westlake, OH, 44145 | 6.7 | |
| Travelers | Insurance Consultants Group Llc | 20180 Center Ridge Rd, Rocky River, OH, 44116 | 9.1 | |
| Travelers | Hubbard Insurance Agency | 22255 Center Ridge Rd #202, Rocky River, OH, 44116 | 8.2 | |
| Erie | Roy H Jones & Associates Insurance Inc. | 24610 Detroit Road Suite 270, Westlake, OH, 44145 | 6.6 | |
| State Farm | Mary Anne Hurley | 8 N State St, Painesville, OH, 44077-3955 | 43.2 | |
| State Farm | Kevin Surnear | 1531 Edison St Nw, Hartville, OH, 44632-9089 | 49.3 | |
| State Farm | Reed Allen | 36966 Detroit Rd, Avon, OH, 44011-1518 | 3.1 | |
| State Farm | Eileen Reigert | 702 Avon Belden Rd, Avon Lake, OH, 44012-2212 | 0.9 | |
| State Farm | Wes Triff | 24000 Lorain Rd, North Olmsted, OH, 44070-2232 | 8.0 | |
| State Farm | Bud Kaczor | 30005 Lorain Rd, North Olmsted, OH, 44070-3921 | 7.2 |
Compare Rates for Avon Lake, OH Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Ohio | $135,100 | $712 | $490 | $990 | $500 |
| Lorain County, OH | $140,300 | $701 | $500 | $970 | $470 |
| Avon Lake, OH | $229,300 | $738 | $490 | $1,050 | $560 |
| Rocky River, OH | $223,100 | $730 | $530 | $1,030 | $500 |
| Pheasant Run, OH | $105,200 | $638 | $430 | $890 | $460 |
| Florence, OH | $165,000 | $773 | $520 | $1,060 | $540 |
| Lafayette, OH | $174,500 | $664 | $470 | $920 | $450 |
| Pepper Pike, OH | $418,300 | $931 | $620 | $1,320 | $700 |
| Norwalk, OH | $118,500 | $626 | $430 | $860 | $430 |
| Bainbridge, OH | $284,300 | $811 | $550 | $1,160 | $610 |
| South Russell, OH | $327,500 | $1,047 | $700 | $1,430 | $730 |
| Kirtland Hills, OH | $486,300 | $1,639 | $1,100 | $2,280 | $1,180 |
| Holiday Lakes, OH | $170,800 | $783 | $560 | $1,070 | $510 |
Research Home Insurance Companies Reviews in Avon Lake, OH Before Buying | Back to Top
Share a review on your home insurance company
Allstate Home Insurance Reviews
Date: March 29, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Policy Offerings
The policy also includes liability protection and can be easily modified with additional coverage options, depending on what we're looking to insure.
Date: October 22, 2018 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Customer Service
It takes forever to actually speak to someone if you have to call. Often over an hour of just sitting on the phone listening to elevator music.
State Farm Home Insurance Reviews
Date: January 17, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
Having State Farm, we have two vehicles, home owners and an umbrella policy. We receive a good discount having multiple policies. I have shopped other carriers and State Farm is in line with market rates.
Date: December 09, 2018 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Policy Offerings
To be honest, I have never really looked at State Farm's other types of insurance other than renter's insurance. I don't own a car and don't really feel like I need life insurance.
Farmer's Insurance Home Insurance Reviews
Date: February 05, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Policy Offerings
Their deductible is better than most in the area after comparing, my parents agree and they also have it.