How Can I Make My Park City, UT Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Park City, UT covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
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Estimate Appropriate Park City, UT Home Insurance Coverage Levels | Back to Top
| Park City, UT - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Pace Rd, Quaking Aspen Ct, Gorgoza Dr, Evergreen Cir, Norfolk Ave, Navajo Rd, Tall Oaks Cir, Pinebrook Rd, Crow Loop, E Oakridge Rd S | $379,500 | $340,000 | $400,000-$500,000 | $258,000 | $220,000 | $200,000-$250,000 |
| N Glenwild, W Redstone Ave, Pack Saddle Cir, Paradise Rd, Silver Dollar Rd, Rasmussen Rd, Mountain Top Ln, Crestview Ln, Par Ct, Red Hawk Trl | $428,000 | $360,000 | $350,000-$400,000 | $230,500 | $190,000 | $200,000-$250,000 |
| Saint Moritz Cir, Larkspur Dr, Capitain Molly Dr, Three Kings Dr, Parkview Pl, Spaulding Ct, Forest Meadow Dr, Winchester Ct, Aspen Pl, Summer Hill Dr | $338,000 | $320,000 | $250,000-$300,000 | $238,500 | $210,000 | $200,000-$250,000 |
| Fawn Dr, Zermat Strasse, Lupine Ln, Elk Run Dr, Head Ct, Ponderosa Dr, 8th St, Park Ave, Purple Sage Dr, Aspen Ln | $384,000 | $330,000 | $400,000-$500,000 | $180,500 | $170,000 | $175,000-$200,000 |
| Matterhorn Dr, Aspen Springs Dr, N Brookside Rd, Douglas Dr, Eagle Way, Cove Ct, Aspen Pl, Pine Meadow Dr, Silver Meadow Dr, Lakeside Cir | $445,500 | $420,000 | $350,000-$400,000 | $405,000 | $380,000 | $400,000-$500,000 |
Estimate your Savings with Home Insurance Discounts in Park City, UT | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$146 | $826 |
| Superior Protection Discount | -$87 | $884 |
| Fire & Security Discount | -$87 | $884 |
| Hail Resistant Roof Discount | -$19 | $952 |
| Newly Constructed Home Discount | -$243 | $729 |
Choose your Park City, UT Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,854 |
| Physical Damage | $2,295 |
| Hail Damage | $4,571 |
| Wind Damage | $6,687 |
| Expensive Claims | |
| Fire | $43,782 |
| Smoke | $17,556 |
Identify Top Home Insurance Agents near Park City, UT | Back to Top
| Home Insurance Company Park City, UT | Homeowners Insurance Agency Park City, UT | Address | Popularity Score | Distance from Park City (miles) |
|---|---|---|---|---|
| State Farm | Colt Sampson | 642 Kirby Ln Ste 104, Spanish Fork, UT, 84660-5753 | 41.2 | |
| Travelers | Trustco Inc | 2063 E 3900 South Ste 100, Salt Lake City, UT, 84124 | 15.5 | |
| Allstate | Smi Insurance Agency | 836 S Main St Ste 210, Layton, UT, 84041 | 31.6 | |
| Farmers | L Troy "Troy" Buford | 1821 Sidewinder Dr Ste 4, Park City, UT, 84060 | 4.2 | |
| Travelers | Diversified Insurance Group | 136 E South Temple Ste 2300, Salt Lake City, UT, 84111 | 18.6 | |
| Farmers | Scott Whitey Taylor" | 2760 Rasmussen Rd Ste 203, Park City, UT, 84098 | 2.5 | |
| State Farm | Bryan Daybell | 1960 Sidewinder Dr Ste 105, Park City, UT, 84060-7361 | 4.3 | |
| Allstate | Timothy Madison | 5639 W 13100 S, Herriman, UT, 84096 | 29.2 | |
| State Farm | Randy Buchmiller | 5063 S State St, Murray, UT, 84107-4824 | 18.7 | |
| Farmers | John Wesemann | 923 E Executive Park Dr Ste A, Salt Lake City, UT, 84117 | 17.7 |
Compare Rates for Park City, UT Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Utah | $238,300 | $616 | $450 | $870 | $420 |
| Summit County, UT | $558,300 | $1,286 | $870 | $1,760 | $890 |
| Park City, UT | $697,500 | $972 | $650 | $1,340 | $690 |
| Midway, UT | $409,500 | $951 | $640 | $1,300 | $660 |
| Francis, UT | $319,400 | $713 | $480 | $980 | $500 |
| Samak, UT | $251,800 | $628 | $450 | $870 | $420 |
| Charleston, UT | $355,700 | $787 | $570 | $1,090 | $520 |
| Lindon, UT | $361,800 | $674 | $460 | $960 | $500 |
| Bingham, UT | $301,000 | $637 | $430 | $870 | $440 |
| Saratoga Springs, UT | $293,100 | $627 | $460 | $870 | $410 |
| Kamas, UT | $285,700 | $618 | $420 | $880 | $460 |
| Lake Shore, UT | $250,000 | $627 | $460 | $860 | $400 |
| Eden, UT | $448,200 | $1,123 | $750 | $1,610 | $860 |
Research Home Insurance Companies Reviews in Park City, UT Before Buying | Back to Top
Share a review on your home insurance company
Allstate Home Insurance Reviews
Date: December 25, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Customer Service
It's very good I was treated wonderfully thanks to this insurance I'm calm because my house is safe
Date: October 15, 2018 Age: Above 60 Gender: Female Marital Status: Unmarried
Communication
The communication is fine. The only thing I could say that is a criticism is the fact that sometimes I feel the communication in terms of the spam emails (or generic emails trying to upsell you to buy life insurance or flood insurance or whatever) that go out to mass mailing lists can be a bit much. Sometimes it feels like I'm getting on every day.
Farm Bureau Home Insurance Reviews
Date: February 08, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Premium
The premiums and deductibles of our policy compared to the other home insurance policies for the same coverage is usually very close to the same amount in the price. Very little to no differences.
American Family Insurance Home Insurance Reviews
Date: January 28, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Premium
Our premium a month is not very expensive for our house and the deductible is $1000. If anything major happens, our house would be built back up with no worries. Overall rating is a 4.
Progressive Home Insurance Reviews
Date: November 22, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Policy Offerings
its offerings are better, even though it is a corporate spokesperson we spoke to., we had issues with many other providers and feel progressive is best for us .