Gavop shows you how to buy homeowners insurance in Taylor County, WV by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $37,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $86,500 | $80,000 | $75,000-$100,000 |
| 3 Bedroom | $144,000 | $130,000 | $100,000-$125,000 |
| 4 Bedroom | $139,500 | $120,000 | $125,000-$150,000 |
| 5 Bedroom | $124,500 | $110,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$102 | $534 |
| Superior Protection Discount | -$64 | $573 |
| Fire & Security Discount | -$51 | $585 |
| Hail Resistant Roof Discount | -$19 | $617 |
| Newly Constructed Home Discount | -$172 | $464 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Taylor County | $2,500 | $628 | $3,128 | $457 | $2,957 | $172 |
| Taylor County, WV | $1,500 | $628 | $2,128 | $457 | $1,957 | $172 |
| Carolina, WV | $1,000 | $444 | $1,444 | $322 | $1,322 | $121 |
| Nutter Fort, WV | $100 | $665 | $765 | $483 | $583 | $182 |
| West Augusta, WV | $700 | $694 | $1,394 | $504 | $1,204 | $190 |
| Wolf Summit, WV | $500 | $626 | $1,126 | $455 | $955 | $171 |
| Junior, WV | $2,500 | $536 | $3,036 | $390 | $2,890 | $147 |
| Hambleton, WV | $400 | $578 | $978 | $420 | $820 | $158 |
| Gilmore, PA | $1,500 | $662 | $2,162 | $481 | $1,981 | $181 |
| Dry Tavern, PA | $500 | $615 | $1,115 | $447 | $947 | $168 |
| Huttonsville, WV | $1,500 | $570 | $2,070 | $414 | $1,914 | $156 |
| Home Insurance Company Taylor County, WV | Homeowners Insurance Agency Taylor County, WV | Address | Popularity Score | Distance from Taylor County (miles) |
|---|---|---|---|---|
| State Farm | Stan Cameon | 420 Marion Sq, Fairmont, WV, 26554-1369 | 12.0 | |
| Erie | Cvechko Insurance Services | 16356 Barbour County Hwy, Philippi, WV, 26416 | 8.3 | |
| Allstate | Erin Knippenberg | 1201 E Pike St, Clarksburg, WV, 26302 | 14.9 | |
| Liberty Mutual Independent | Cheslock Insurance Agency | 2809 White Hall Blvd, Fairmont, WV, 26554 | 9.7 | |
| State Farm | Rick Bailey | 2868 White Hall Blvd, Fairmont, WV, 26554-8227 | 9.7 | |
| State Farm | Stephanie Hayhurst-Hall | 124 Emily Dr, Clarksburg, WV, 26301-5501 | 13.0 | |
| Erie | United Security Agency | 649 N Pike Street, Grafton, WV, 26354 | 1.8 | |
| State Farm | Mike Kroll | Rt 250 S, Philippi, WV, 26416 | 8.9 | |
| State Farm | Parker Hall | 1000 Parkway Dr, Morgantown, WV, 26501-7178 | 19.8 | |
| Erie | Groves Insurance Agency Llc | 214 E Main Street, Kingwood, WV, 26537 | 21.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| West Virginia | $111,600 | $721 | $490 | $990 | $500 |
| Taylor County, WV | $100,200 | $636 | $450 | $880 | $430 |
| Taylor County, WV | $100,200 | $636 | $430 | $880 | $450 |
| Carolina, WV | $42,500 | $449 | $300 | $640 | $340 |
| Nutter Fort, WV | $96,900 | $673 | $460 | $920 | $460 |
| West Augusta, WV | $81,600 | $703 | $470 | $980 | $510 |
| Wolf Summit, WV | $86,000 | $634 | $460 | $890 | $430 |
| Junior, WV | $63,000 | $543 | $360 | $750 | $390 |
| Hambleton, WV | $73,300 | $585 | $400 | $830 | $430 |
| Gilmore, PA | $132,800 | $670 | $480 | $920 | $440 |
| Dry Tavern, PA | $111,500 | $622 | $450 | $880 | $430 |
| Huttonsville, WV | $71,200 | $577 | $400 | $820 | $420 |