How Can I Make My Naperville, IL Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Naperville, IL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
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Estimate Appropriate Naperville, IL Home Insurance Coverage Levels | Back to Top
| Naperville, IL - Neighbourhoods, Census Blocks & Streets | 4 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Bristol Ave, Sable Oaks Dr, Rhine Ave, Othello Dr, Knoch Knolls Rd, Scottsdale Cir, Milkweed Dr, Moonlight Ct, Perth Dr, Bosi Ct | $407,500 | $360,000 | $400,000-$500,000 | $222,000 | $200,000 | $200,000-$250,000 |
| Olympic Dr, Hillsboro Ln, Bamboo Ln, W Champion Dr, Meadow Rd, Stonewater Dr, Armstrong Ln, Decathalon Ln, Water Lily Ct, Cantore Rd | $412,000 | $380,000 | $350,000-$400,000 | $222,000 | $210,000 | $200,000-$250,000 |
| Naper Blvd, Branford Ln, Bob White Ln, Hoyer Ct, Silk Oak Dr, Hollingswood Ave, Rockport Ln, Larkspur Ln, New Haven Dr, Quail Ridge Ct | $295,000 | $270,000 | $300,000-$350,000 | $216,500 | $190,000 | $250,000-$300,000 |
| Calico Ave, Walden Ct, Fawell Ct, Cebula Ct, Lilac St, Pine Cone Ct, Catclaw Ct, Royal County Down Dr, Pear Tree Cir, Buli Ln | $450,000 | $370,000 | $350,000-$400,000 | $135,000 | $110,000 | $150,000-$175,000 |
| Juanita Dr, Leewood Ct, Lavina Dr, S Comstock Ct, Shakespeare Ln, 232nd Ave, Emory Ave, Wheatland Ct, S Sunridge Dr, Skylane Dr | $536,000 | $480,000 | $500,000-$600,000 | $212,000 | $200,000 | $250,000-$300,000 |
| Falcon Dr, Blue Iris Ct N, Trevino Ct, Tiara Ct, Seth St, Waynesburg St, Partlow Dr, Lawrence Dr, Cleavland Dr, Fairfax Ct | $351,000 | $320,000 | $250,000-$300,000 | $345,000 | $280,000 | $400,000-$500,000 |
| Looking Post Ct, Trussel Rd, Danhof Ct, Fawn Lake Cir, Tamahawk Ln, Orwell Rd, Lindsey Ln, Deerpath Way, Stonington Ct, Applewood Ct | $448,000 | $420,000 | $400,000-$500,000 | $192,500 | $180,000 | $200,000-$250,000 |
| Churchill Dr, Brookstone Dr, Beaconsfield Ave, Apollo Dr, Generation Dr, Rushmore Dr, Ferguson Rd, Lindholm Ct, Townsend Dr, Loveland St | $270,000 | $250,000 | $200,000-$250,000 | $211,000 | $190,000 | $200,000-$250,000 |
| Steamboat Rd, Burnham Ct, Albert Hall Ct, Rosemary Dr, Willow Ridge Dr, Idlewild Ln, Butte View Dr, de Lasalle Ave, Wayland Ln, Paxson Ct | $623,500 | $570,000 | $700,000-$800,000 | $190,000 | $160,000 | $200,000-$250,000 |
| Modaff Rd, Rolling Meadows Dr, 232nd Ave, Warm Springs Ln, Connecticut Ave, Prelude Ct, Twilight Ave, Foster Ct, Dilorenzo Dr, Becket Ln | $568,000 | $540,000 | $600,000-$700,000 | $287,000 | $270,000 | $300,000-$350,000 |
Estimate your Savings with Home Insurance Discounts in Naperville, IL | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$194 | $1,018 |
| Superior Protection Discount | -$121 | $1,091 |
| Fire & Security Discount | -$121 | $1,091 |
| Hail Resistant Roof Discount | -$36 | $1,175 |
| Newly Constructed Home Discount | -$327 | $885 |
Choose your Naperville, IL Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,095 |
| Physical Damage | $2,368 |
| Hail Damage | $4,759 |
| Wind Damage | $6,624 |
| Expensive Claims | |
| Fire | $44,229 |
| Smoke | $16,051 |
Identify Top Home Insurance Agents near Naperville, IL | Back to Top
| Home Insurance Company Naperville, IL | Homeowners Insurance Agency Naperville, IL | Address | Popularity Score | Distance from Naperville (miles) |
|---|---|---|---|---|
| State Farm | Jeremy Zeitler | 1460 E Chicago Ave, Naperville, IL, 60540-5915 | 3.3 | |
| Liberty Mutual Independent | Schulz-Brundage Inc | 932 Maple Ave , Downers Grove, IL, 60515 | 8.5 | |
| State Farm | Mallory Jordan | 2340 S Eola Rd Ste 102, Aurora, IL, 60503-6411 | 5.4 | |
| Allstate | Michael Mizwicki | 2020 Ogden Ave, Downers Grove, IL, 60515 | 7.7 | |
| Erie | Willow Tree Insurance Group Inc. | 633 Rogers St Ste 101 , Downers Grove, IL, 60515 | 8.9 | |
| Allstate | Kevin Calder | 1703 Ogden Ave, Downers Grove, IL, 60515 | 8.1 | |
| Travelers | Southpoint Insurance Agency Inc | 19645 La Grange Rd, Mokena, IL, 60448 | 22.0 | |
| Travelers | Bears Insurance Group Llc | 9567 Franklin Ave, Franklin Park, IL, 60131 | 20.0 | |
| Allstate | Marc Turim | 400 Lake Cook Rd Ste 110, Deerfield, IL, 60015 | 32.5 | |
| State Farm | Neal Callow | 5016 Fairview Ave, Downers Grove, IL, 60515-3951 | 9.2 |
Compare Rates for Naperville, IL Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $570 | $1,210 | $640 |
| Will County, IL | $216,400 | $876 | $630 | $1,250 | $620 |
| Naperville, IL | $398,500 | $1,212 | $880 | $1,680 | $800 |
| Joliet, IL | $165,600 | $797 | $570 | $1,090 | $520 |
| Big Rock, IL | $240,400 | $949 | $650 | $1,300 | $650 |
| Stickney, IL | $174,600 | $840 | $600 | $1,170 | $570 |
| Elmwood Park, IL | $235,600 | $790 | $570 | $1,120 | $550 |
| Glenview, IL | $488,300 | $1,359 | $960 | $1,890 | $930 |
| Olympia Fields, IL | $226,900 | $928 | $680 | $1,290 | $610 |
| Huntley, IL | $238,000 | $794 | $530 | $1,100 | $570 |
| Highland, IN | $155,400 | $768 | $510 | $1,060 | $550 |
| Earlville, IL | $107,500 | $674 | $460 | $960 | $500 |
| Avon, IL | $155,300 | $776 | $550 | $1,060 | $510 |
Research Home Insurance Companies Reviews in Naperville, IL Before Buying | Back to Top
Share a review on your home insurance company
Progressive Home Insurance Reviews
Date: January 11, 2020 Age: 40 to 49 Gender: Female Marital Status: Married
Date: August 14, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Date: September 23, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: August 08, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: June 05, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: March 17, 2018 Age: Above 60 Gender: Female Marital Status: Unmarried
Date: November 28, 2017 Age: 20 to 29 Gender: Male Marital Status: Married
State Farm Home Insurance Reviews
Date: January 06, 2020 Age: 40 to 49 Gender: Female Marital Status: Married
Date: October 19, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Date: May 22, 2019 Age: 20 to 29 Gender: Unmarried Marital Status: Male
Date: March 28, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Date: March 05, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Date: January 17, 2019 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Date: October 23, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Country Financial Home Insurance Reviews
Date: July 02, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Date: September 15, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Date: September 04, 2018 Age: Above 60 Gender: Male Marital Status: Married
Date: August 25, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Date: August 22, 2018 Age: 50 to 59 Gender: Male Marital Status: Married
Date: August 08, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Erie Insurance Home Insurance Reviews
Date: October 18, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Date: August 11, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Date: August 10, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: August 06, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: January 31, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: November 19, 2017 Age: 50 to 59 Gender: Male Marital Status: Unmarried
Farmer's Insurance Home Insurance Reviews
Date: September 23, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: August 10, 2018 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Date: July 30, 2018 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Date: July 30, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Date: November 19, 2017 Age: 40 to 49 Gender: Male Marital Status: Married
Nationwide Home Insurance Reviews
Date: December 27, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Date: October 07, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Allstate Home Insurance Reviews
Date: December 19, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Date: June 17, 2019 Age: 20 to 29 Gender: Unmarried Marital Status: Male
American Family Home Insurance Reviews
Date: February 27, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Meemic Insurance Home Insurance Reviews
Date: November 20, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Homesite Insurance Home Insurance Reviews
Date: June 03, 2019 Age: 20 to 29 Gender: Married Marital Status: Female