How Can I Make My Clay County, KY Home Insurance Cheaper

Gavop shows you how to buy homeowners insurance in Clay County, KY by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.

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Select the Suitable Coverage Value for your Clay County, KY Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $30,500 $30,000 $25,000-$50,000
2 Bedroom $48,000 $40,000 $25,000-$50,000
3 Bedroom $97,000 $80,000 $75,000-$100,000
4 Bedroom $142,500 $130,000 $150,000-$175,000
5 Bedroom $166,000 $140,000 $150,000-$175,000

Bundle your Clay County, KY Auto & Home Insurance from the Same Company | Back to Top

Bundling Type Discount ($) Premium After Discount ($)
Home and One Car -$77 $781
Home and Two Car -$146 $712
Home and Three Car -$215 $644

Choose the Right Deductible for your Clay County, KY Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Clay County $700 $848 $1,548 $616 $1,316 $232
Clay County, KY $1,000 $848 $1,848 $616 $1,616 $232
London, KY $300 $721 $1,021 $524 $824 $197
Loyall, KY $1,500 $529 $2,029 $384 $1,884 $144
Pathfork, KY $500 $420 $920 $305 $805 $115
Vicco, KY $1,000 $590 $1,590 $429 $1,429 $161
Williamsburg, KY $300 $679 $979 $493 $793 $186
Taulbee, KY $1,500 $567 $2,067 $412 $1,912 $155
Emmalena, KY $200 $554 $754 $403 $603 $151
Saxton, KY $700 $589 $1,289 $428 $1,128 $161
Somerset, KY $300 $829 $1,129 $602 $902 $227
Madison County, KY $2,000 $912 $2,912 $663 $2,663 $249

Identify Top Home Insurance Agents near Clay County, KY | Back to Top

Home Insurance Company Clay County, KY Homeowners Insurance Agency Clay County, KY Address Popularity Score Distance from Clay County (miles)
State Farm Phil Mcdonald 1407 W 5th St, London, KY, 40741-1616
21.6
State Farm Chad Shannon 473 N 12th St, Middlesboro, KY, 40965-1133
38.0
State Farm Craig Loftis 145 Plaza Drive, Berea, KY, 40403
43.3
Allstate Derrick Hensley 219 Prince Royal Dr Ste 14, Berea, KY, 40403
43.3
Liberty Mutual Independent Linville Insurance Agency 302 Richmond Rd N, Berea, KY, 40403
42.9
Liberty Mutual Independent Linville Insurance Agency 302 Richmond Rd, Berea, KY, 40403
42.6
State Farm Tom Blair 515 Master St, Corbin, KY, 40701-1055
25.6
State Farm Tom Shelton 1260 S Highway 25 W, Williamsburg, KY, 40769-1690
39.1
State Farm Laura Feltner 117 Corporate Dr Ste 103, Hazard, KY, 41701-8267
28.7
State Farm Teresa Jackson 912 W Main St, Mount Vernon, KY, 40456-2504
37.7

Compare Rates for Clay County, KY Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Kentucky $130,000 $896 $640 $1,240 $600
Clay County, KY $55,600 $858 $620 $1,180 $560
Clay County, KY $55,600 $858 $630 $1,230 $600
London, KY $122,100 $730 $490 $1,000 $510
Loyall, KY $48,900 $535 $380 $760 $380
Pathfork, KY $31,100 $425 $300 $600 $300
Vicco, KY $60,000 $597 $430 $830 $400
Williamsburg, KY $88,900 $687 $460 $970 $510
Taulbee, KY $55,700 $574 $400 $790 $390
Emmalena, KY $53,400 $561 $400 $780 $380
Saxton, KY $59,800 $596 $410 $820 $410
Somerset, KY $120,900 $839 $600 $1,190 $590
Madison County, KY $151,000 $924 $640 $1,300 $660