Gavop's guide to buying homeowners insurance in Frontier County, NE covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $36,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $90,000 | $80,000 | $75,000-$100,000 |
| 3 Bedroom | $88,500 | $70,000 | $75,000-$100,000 |
| 4 Bedroom | $148,500 | $130,000 | $150,000-$175,000 |
| 5 Bedroom | $194,000 | $180,000 | $150,000-$175,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$74 | $745 |
| Home and Two Car | -$139 | $679 |
| Home and Three Car | -$188 | $630 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Frontier County | $2,000 | $808 | $2,808 | $587 | $2,587 | $221 |
| Frontier County, NE | $700 | $808 | $1,508 | $587 | $1,287 | $221 |
| Maywood, NE | $400 | $798 | $1,198 | $580 | $980 | $218 |
| Medicine, NE | $2,000 | $1,015 | $3,015 | $737 | $2,737 | $277 |
| Holbrook, NE | $500 | $644 | $1,144 | $468 | $968 | $176 |
| Gothenburg, NE | $2,000 | $968 | $2,968 | $704 | $2,704 | $265 |
| Culbertson, NE | $300 | $788 | $1,088 | $573 | $873 | $215 |
| Home Insurance Company Frontier County, NE | Homeowners Insurance Agency Frontier County, NE | Address | Popularity Score | Distance from Frontier County (miles) |
|---|---|---|---|---|
| State Farm | Kristie Baker | 201 W 4th St, Mccook, NE, 69001-3628 | 25.8 | |
| Travelers | Heinzen Insurance Agency Llc | 419 W 4th St North Platte, North Platte, NE, 69101 | 45.9 | |
| State Farm | Steve Mccoy | 514 Nebraska Ave, Arapahoe, NE, 68922-0560 | 31.1 | |
| Allstate | The Pinnacle Agency | 525 North Washington, Lexington, NE, 68850 | 38.9 | |
| State Farm | Brandy Barrett | 1855 W A St, North Platte, NE, 69101-4534 | 46.1 | |
| State Farm | Steve Mccoy | 514 Nebraska Ave, Arapahoe, NE, 68922-2832 | 31.1 | |
| Farmers | Steven Rhoades | 102 N Dewey St Ste A, North Platte, NE, 69101 | 45.6 | |
| Travelers | Heinzen Insurance Agency Llc | 419 W 4th St, North Platte, NE, 69101 | 45.9 | |
| State Farm | Bobbi Campbell | 202 S Chestnut St Ste 1, North Platte, NE, 69101-5471 | 45.5 | |
| Travelers | Abramson & Associates Inc | 805 9th St, Gothenburg, NE, 69138 | 30.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Nebraska | $142,400 | $1,218 | $820 | $1,690 | $870 |
| Frontier County, NE | $98,200 | $818 | $560 | $1,140 | $580 |
| Frontier County, NE | $98,200 | $818 | $560 | $1,170 | $610 |
| Maywood, NE | $71,400 | $808 | $590 | $1,110 | $520 |
| Medicine, NE | $107,100 | $1,027 | $710 | $1,420 | $710 |
| Holbrook, NE | $48,400 | $652 | $470 | $890 | $420 |
| Gothenburg, NE | $99,200 | $980 | $670 | $1,360 | $690 |
| Culbertson, NE | $70,000 | $798 | $530 | $1,090 | $560 |