Gavop's guide to buying homeowners insurance in Cypress Gardens, FL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $55,500 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $132,000 | $110,000 | $100,000-$125,000 |
| 3 Bedroom | $233,000 | $200,000 | $250,000-$300,000 |
| 4 Bedroom | $305,000 | $250,000 | $250,000-$300,000 |
| 5 Bedroom | $309,000 | $290,000 | $250,000-$300,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$82 | $940 |
| Home and Two Car | -$174 | $848 |
| Home and Three Car | -$235 | $787 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Polk County | $1,500 | $1,120 | $2,620 | $814 | $2,314 | $306 |
| Cypress Gardens, FL | $1,500 | $1,009 | $2,509 | $734 | $2,234 | $276 |
| Waverly, FL | $500 | $907 | $1,407 | $659 | $1,159 | $248 |
| Babson Park, FL | $2,000 | $1,184 | $3,184 | $860 | $2,860 | $323 |
| Polk City, FL | $200 | $926 | $1,126 | $673 | $873 | $253 |
| Southwest Orange, FL | $700 | $1,590 | $2,290 | $1,155 | $1,855 | $435 |
| Southchase, FL | $300 | $981 | $1,281 | $713 | $1,013 | $268 |
| Doctor Phillips, FL | $700 | $922 | $1,622 | $670 | $1,370 | $252 |
| Orlando, FL | $200 | $1,339 | $1,539 | $973 | $1,173 | $366 |
| St. Leo, FL | $1,500 | $2,042 | $3,542 | $1,484 | $2,984 | $558 |
| Ridge Manor, FL | $200 | $809 | $1,009 | $588 | $788 | $221 |
| Land O' Lakes, FL | $1,000 | $973 | $1,973 | $707 | $1,707 | $266 |
| Home Insurance Company Cypress Gardens, FL | Homeowners Insurance Agency Cypress Gardens, FL | Address | Popularity Score | Distance from Cypress Gardens (miles) |
|---|---|---|---|---|
| State Farm | Melissa Snively | 16209 Fishhawk Blvd, Lithia, FL, 33547-3954 | 33.8 | |
| Allstate | Jonathan Adkinson | 343 W Central Ave Ste 101, Lake Wales, FL, 33853 | 8.6 | |
| Liberty Mutual Independent | Adrian Fernandez Insurance Inc | 6115 N Armenia Ave, Tampa, FL, 33604 | 48.9 | |
| State Farm | Larry Walker | 102 Main St, Auburndale, FL, 33823-3402 | 7.9 | |
| Travelers | Complete Insurance Advisors Inc | 505 Jackson St Ste 300, Tampa, FL, 33602 | 47.3 | |
| Travelers | Garland Insurance Inc | 5620 Us Hwy 98 N, Lakeland, FL, 33809 | 19.5 | |
| State Farm | Rob Semans | 639 1st St S, Winter Haven, FL, 33880-3604 | 2.8 | |
| State Farm | Cheryl Beckert | 631 E Central Avenue, Winter Haven, FL, 33880-3056 | 2.6 | |
| State Farm | Mike Pearce | 132 W Central Ave, Lake Wales, FL, 33853-4012 | 8.7 | |
| Liberty Mutual Independent | Brown & Brown Of Florida Inc | 655 N Franklin St Ste 1900, Tampa, FL, 33602 | 47.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Florida | $178,700 | $1,605 | $1,250 | $2,150 | $900 |
| Polk County, FL | $121,100 | $1,134 | $880 | $1,520 | $640 |
| Cypress Gardens, FL | $153,400 | $1,022 | $800 | $1,370 | $570 |
| Waverly, FL | $76,700 | $918 | $720 | $1,230 | $510 |
| Babson Park, FL | $117,900 | $1,198 | $930 | $1,610 | $680 |
| Polk City, FL | $79,600 | $937 | $730 | $1,260 | $530 |
| Southwest Orange, FL | $287,500 | $1,609 | $1,260 | $2,160 | $900 |
| Southchase, FL | $199,400 | $993 | $770 | $1,330 | $560 |
| Doctor Phillips, FL | $309,100 | $933 | $730 | $1,250 | $520 |
| Orlando, FL | $163,800 | $1,355 | $1,060 | $1,820 | $760 |
| St. Leo, FL | $250,000 | $2,067 | $1,610 | $2,770 | $1,160 |
| Ridge Manor, FL | $111,200 | $819 | $640 | $1,100 | $460 |
| Land O' Lakes, FL | $209,600 | $985 | $770 | $1,320 | $550 |