Gavop shows you how to buy homeowners insurance in Morrison County, MN by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $70,500 | $70,000 | $75,000-$100,000 |
| 2 Bedroom | $187,000 | $170,000 | $150,000-$175,000 |
| 3 Bedroom | $171,500 | $150,000 | $175,000-$200,000 |
| 4 Bedroom | $265,500 | $250,000 | $200,000-$250,000 |
| 5 Bedroom | $171,500 | $150,000 | $175,000-$200,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$157 | $822 |
| Superior Protection Discount | -$88 | $890 |
| Fire & Security Discount | -$68 | $910 |
| Hail Resistant Roof Discount | -$20 | $959 |
| Newly Constructed Home Discount | -$235 | $744 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Morrison County | $2,500 | $967 | $3,467 | $702 | $3,202 | $264 |
| Morrison County, MN | $2,000 | $967 | $2,967 | $702 | $2,702 | $264 |
| Platte, MN | $200 | $1,139 | $1,339 | $828 | $1,028 | $311 |
| Graham, MN | $2,500 | $1,185 | $3,685 | $861 | $3,361 | $324 |
| Kathio, MN | $500 | $949 | $1,449 | $690 | $1,190 | $259 |
| Hazelton, MN | $200 | $1,122 | $1,322 | $816 | $1,016 | $307 |
| Wolford, MN | $1,500 | $1,270 | $2,770 | $923 | $2,423 | $347 |
| Rockville, MN | $400 | $1,332 | $1,732 | $968 | $1,368 | $364 |
| Kanabec, MN | $700 | $1,010 | $1,710 | $734 | $1,434 | $276 |
| Arthur, MN | $500 | $1,047 | $1,547 | $761 | $1,261 | $286 |
| Oak Valley, MN | $1,000 | $979 | $1,979 | $712 | $1,712 | $268 |
| Home Insurance Company Morrison County, MN | Homeowners Insurance Agency Morrison County, MN | Address | Popularity Score | Distance from Morrison County (miles) |
|---|---|---|---|---|
| State Farm | Dan Anderson | 3306 3rd Street N, Saint Cloud, MN, 56303-4123 | 32.1 | |
| State Farm | Kyle Hedtke | 818 2nd St S Ste 140, Waite Park, MN, 56387-9807 | 32.6 | |
| Travelers | Mahowald Insurance Agency | 916 W Saint Germain St Ste 100, St Cloud, MN, 56301 | 32.3 | |
| Allstate | Insurance Brokers Of Mn | 43 E Broadway Ste 101, Little Falls, MN, 56345 | 5.6 | |
| State Farm | Dustin Upgren | 318 Main St, Cold Spring, MN, 56320-2577 | 39.8 | |
| State Farm | Curt Van Oort | 414 S Rum River Dr, Princeton, MN, 55371-2019 | 45.7 | |
| Travelers | Insurance Brokers Of Mn | 1500 Oak Grove Rd Ste 109, St Cloud, MN, 56301 | 33.5 | |
| Farmers | Heidi Hall | 3335 W Saint Germain St Ste 105, Saint Cloud, MN, 56301 | 33.1 | |
| Allstate | Toby Steinmetz | 613 2nd St S, Waite Park, MN, 56387 | 32.6 | |
| Travelers | Security State Agency | 402 Minnesota Ave N, Aitkin, MN, 56431 | 44.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Minnesota | $199,700 | $1,192 | $810 | $1,630 | $820 |
| Morrison County, MN | $159,100 | $978 | $690 | $1,380 | $690 |
| Morrison County, MN | $159,100 | $978 | $680 | $1,350 | $670 |
| Platte, MN | $187,500 | $1,153 | $770 | $1,650 | $880 |
| Graham, MN | $202,000 | $1,199 | $850 | $1,700 | $850 |
| Kathio, MN | $136,800 | $961 | $660 | $1,370 | $710 |
| Hazelton, MN | $182,600 | $1,136 | $810 | $1,580 | $770 |
| Wolford, MN | $231,000 | $1,285 | $930 | $1,760 | $830 |
| Rockville, MN | $253,900 | $1,348 | $920 | $1,900 | $980 |
| Kanabec, MN | $151,300 | $1,022 | $740 | $1,420 | $680 |
| Arthur, MN | $161,100 | $1,060 | $760 | $1,470 | $710 |
| Oak Valley, MN | $143,800 | $991 | $700 | $1,410 | $710 |