Gavop tells you how to get the best homeowners insurance in Osage County, MO by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Osage County, MO - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Co Rte 509, Poplar St, E First St, Twin Oaks Ln, Co Rte 400B, Crede Ln, Co Rte 309A, Albert Ln, W Oliver St, Loggers Ln | $160,500 | $130,000 | $175,000-$200,000 | $149,500 | $120,000 | $175,000-$200,000 |
| Co Rte 271, Fennewald Loop, Honey Creek Rd, Kolb Ln, N Eleventh St, Hedgeapple Ln, C R 404, Helmig Ln, Co Rd 301, Co Rte 202 | $95,500 | $90,000 | $75,000-$100,000 | $125,500 | $110,000 | $150,000-$175,000 |
| Co Rte 623, S 11th St, S Stonner St, Twin Ridge Rd, Lueckes Ln, Co Rte 613A, Co Rd 235, Co Rd 801, S Fifth St, State Hwy N | $114,000 | $100,000 | $100,000-$125,000 | $78,000 | $70,000 | $50,000-$75,000 |
| N Cherry St, Co Rte 725, Co Rte 521, N First St, Co Rte 602, Co Rd 621, Hespen Ln, Co Rd 808, Shockley Ln, Broken Stone Trl | $160,000 | $150,000 | $175,000-$200,000 | $122,500 | $100,000 | $125,000-$150,000 |
| Co Rte 527, S Twelfth St, Co Rte 275, Co Rd 317, Epple Haus Ln, Co Rd 636, Family Ln, Co Rte 721, Hollenbeck Spring Trl, Kabec Ln | $121,000 | $100,000 | $125,000-$150,000 | $136,500 | $110,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$135 | $765 |
| Superior Protection Discount | -$81 | $819 |
| Fire & Security Discount | -$72 | $828 |
| Hail Resistant Roof Discount | -$18 | $882 |
| Newly Constructed Home Discount | -$234 | $666 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Osage County | $1,500 | $889 | $2,389 | $646 | $2,146 | $243 |
| Osage County, MO | $1,500 | $889 | $2,389 | $646 | $2,146 | $243 |
| Bourbois, MO | $400 | $1,256 | $1,656 | $913 | $1,313 | $343 |
| Saline, MO | $1,500 | $817 | $2,317 | $593 | $2,093 | $223 |
| Rolla, MO | $500 | $859 | $1,359 | $624 | $1,124 | $235 |
| Auxvasse, MO | $1,500 | $924 | $2,424 | $671 | $2,171 | $252 |
| Jamestown, MO | $400 | $952 | $1,352 | $692 | $1,092 | $260 |
| Jonesburg, MO | $2,500 | $944 | $3,444 | $686 | $3,186 | $258 |
| St. Cloud, MO | $400 | $1,114 | $1,514 | $810 | $1,210 | $305 |
| Crocker, MO | $700 | $948 | $1,648 | $689 | $1,389 | $259 |
| Missouri, MO | $100 | $842 | $942 | $612 | $712 | $230 |
| Central, MO | $1,000 | $1,053 | $2,053 | $765 | $1,765 | $288 |
| Home Insurance Company Osage County, MO | Homeowners Insurance Agency Osage County, MO | Address | Popularity Score | Distance from Osage County (miles) |
|---|---|---|---|---|
| State Farm | Meera Patel White | 2500 W Ash St, Columbia, MO, 65203-4608 | 44.0 | |
| Travelers | Scott Agency Inc | 408 N Sturgeon St , Montgomery City, MO, 63361 | 45.9 | |
| Travelers | Langworthy Insurance Agency | 103 W 4th St, Fulton, MO, 65251 | 26.8 | |
| Farmers | Allen Elbert | 1351 Jefferson St Ste 210, Washington, MO, 63090 | 46.0 | |
| Travelers | Fred Vogel | 301 Monroe, Jefferson City, MO, 65101 | 18.5 | |
| Allstate | Ethan Peyton | 110 E Ash St, Columbia, MO, 65203 | 42.5 | |
| State Farm | Cody Bangert | 64 Eisenhower St, Union, MO, 63084-2008 | 46.0 | |
| State Farm | Trudy Sommers | 1005 Northeast Drive, Jefferson City, MO, 65109-4718 | 19.9 | |
| State Farm | Diana Holdinghausen | 1713 Madison Ave, Washington, MO, 63090 | 46.7 | |
| Farmers | Christopher Kamper | 723 E Booneslick Rd, Warrenton, MO, 63380 | 45.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Missouri | $145,400 | $1,084 | $730 | $1,550 | $820 |
| Osage County, MO | $140,500 | $900 | $600 | $1,270 | $670 |
| Osage County, MO | $140,500 | $900 | $660 | $1,280 | $620 |
| Bourbois, MO | $226,100 | $1,271 | $880 | $1,740 | $860 |
| Saline, MO | $111,200 | $827 | $590 | $1,140 | $550 |
| Rolla, MO | $127,800 | $869 | $600 | $1,240 | $640 |
| Auxvasse, MO | $96,900 | $935 | $650 | $1,320 | $670 |
| Jamestown, MO | $105,400 | $964 | $650 | $1,320 | $670 |
| Jonesburg, MO | $102,600 | $955 | $640 | $1,320 | $680 |
| St. Cloud, MO | $162,500 | $1,128 | $780 | $1,560 | $780 |
| Crocker, MO | $104,100 | $960 | $640 | $1,330 | $690 |
| Missouri, MO | $192,800 | $852 | $580 | $1,180 | $600 |
| Central, MO | $138,900 | $1,066 | $740 | $1,480 | $740 |