Gavop's guide to buying homeowners insurance in Santa Cruz County, AZ covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $58,000 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $168,500 | $150,000 | $175,000-$200,000 |
| 3 Bedroom | $225,500 | $200,000 | $200,000-$250,000 |
| 4 Bedroom | $244,000 | $230,000 | $250,000-$300,000 |
| 5 Bedroom | $218,500 | $180,000 | $175,000-$200,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$121 | $515 |
| Superior Protection Discount | -$57 | $578 |
| Fire & Security Discount | -$70 | $565 |
| Hail Resistant Roof Discount | -$13 | $623 |
| Newly Constructed Home Discount | -$165 | $470 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Santa Cruz County | $2,000 | $628 | $2,628 | $456 | $2,456 | $172 |
| Santa Cruz County, AZ | $2,500 | $628 | $3,128 | $456 | $2,956 | $172 |
| Patagonia, AZ | $1,500 | $887 | $2,387 | $645 | $2,145 | $242 |
| Sonoita, AZ | $500 | $908 | $1,408 | $660 | $1,160 | $248 |
| Arivaca Junction, AZ | $500 | $527 | $1,027 | $383 | $883 | $144 |
| Elgin, AZ | $700 | $1,089 | $1,789 | $791 | $1,491 | $298 |
| Mescal, AZ | $400 | $443 | $843 | $322 | $722 | $121 |
| St. David, AZ | $1,000 | $650 | $1,650 | $472 | $1,472 | $178 |
| Drexel Heights, AZ | $200 | $703 | $903 | $511 | $711 | $192 |
| Tucson Estates, AZ | $1,500 | $703 | $2,203 | $511 | $2,011 | $192 |
| Home Insurance Company Santa Cruz County, AZ | Homeowners Insurance Agency Santa Cruz County, AZ | Address | Popularity Score | Distance from Santa Cruz County (miles) |
|---|---|---|---|---|
| Travelers | Shaner Insurance Group | 1250 S 4th Ave 1250 S 4th Ave, Tucson, AZ, 85713 | 47.4 | |
| Allstate | David Mahony | 5831 E Speedway Blvd, Tucson, AZ, 85712 | 49.0 | |
| State Farm | Michael Riley | 2050 E Speedway Blvd, Tucson, AZ, 85719-4701 | 49.3 | |
| State Farm | Jeff Noel | 9040 E Valencia Rd Ste 160, Tucson, AZ, 85747-4903 | 41.0 | |
| State Farm | Melissa Tureaud | 7487 E Broadway Blvd, Tucson, AZ, 85710-1410 | 47.9 | |
| Travelers | Insuretucson Com | 310 S Meyer Ave, Tucson, AZ, 85701 | 48.2 | |
| State Farm | Dani Sanchez-Ley | 2587 N Grand Ave, Nogales, AZ, 85621-3506 | 11.6 | |
| Allstate | Marcos H Bustamante | 1967 N Grand Ave, Nogales, AZ, 85621 | 12.0 | |
| Allstate | Marcos H Bustamante | 1145 W Frontage Rd Ste 3, Rio Rico, AZ, 85648 | 9.9 | |
| Allstate | Grant Franzen | 8560 E 22nd St Ste 102, Tucson, AZ, 85710 | 46.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Arizona | $193,200 | $743 | $510 | $1,060 | $550 |
| Santa Cruz County, AZ | $138,400 | $635 | $430 | $870 | $440 |
| Santa Cruz County, AZ | $138,400 | $635 | $440 | $900 | $460 |
| Patagonia, AZ | $317,000 | $898 | $650 | $1,240 | $590 |
| Sonoita, AZ | $328,300 | $919 | $630 | $1,300 | $670 |
| Arivaca Junction, AZ | $90,500 | $533 | $390 | $730 | $340 |
| Elgin, AZ | $396,700 | $1,102 | $740 | $1,510 | $770 |
| Mescal, AZ | $66,500 | $448 | $320 | $630 | $310 |
| St. David, AZ | $140,100 | $658 | $480 | $930 | $450 |
| Drexel Heights, AZ | $115,800 | $711 | $490 | $1,010 | $520 |
| Tucson Estates, AZ | $108,900 | $711 | $480 | $1,010 | $530 |