How Can I Make My Fort Worth, TX Home Insurance Cheaper

Gavop shows you how to buy homeowners insurance in Fort Worth, TX by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.

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Select the Suitable Coverage Value for your Fort Worth, TX Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $39,000 $30,000 $25,000-$50,000
2 Bedroom $80,500 $70,000 $75,000-$100,000
3 Bedroom $144,500 $130,000 $125,000-$150,000
4 Bedroom $213,000 $190,000 $200,000-$250,000
5 Bedroom $162,500 $140,000 $150,000-$175,000

Estimate your Savings with Home Insurance Discounts in Fort Worth, TX | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$279 $1,190
Superior Protection Discount -$132 $1,337
Fire & Security Discount -$118 $1,352
Hail Resistant Roof Discount -$44 $1,426
Newly Constructed Home Discount -$338 $1,132

Choose your Fort Worth, TX Home Insurance Coverage for your Specific Claim Requirement | Back to Top

Claim Type Average Claim Cost
General Claims
Water Damage $5,733
Physical Damage $2,513
Hail Damage $4,900
Wind Damage $6,242
Expensive Claims
Fire $46,463
Smoke $17,222

Identify Top Home Insurance Agents near Fort Worth, TX | Back to Top

Home Insurance Company Fort Worth, TX Homeowners Insurance Agency Fort Worth, TX Address Popularity Score Distance from Fort Worth (miles)
State Farm Claudia Davila 4228 E Belknap St Ste 106, Haltom City, TX, 76117-5481
6.3
State Farm Jim Franco 3720 Walnut Hill Ln Ste 203, Dallas, TX, 75229-6174
32.1
Farmers Loyd Wilson 2693 N Highway 77 Ste 1100, Waxahachie, TX, 75165
38.4
Farmers Ana Ibarra 1901 Central Dr Ste 102, Bedford, TX, 76021
15.8
Allstate Charles Mcgriff 910 N Main St Ste C, Euless, TX, 76039
18.8
State Farm Elitha Moses 6620 Meadowbrook Dr, Fort Worth, TX, 76112-5241
9.9
Farmers Lourdes Medina 222 W Exchange Ave Ste 102, Fort Worth, TX, 76164
3.2
State Farm Trung Le 5302 E Belknap St Ste D4, Haltom City, TX, 76117-4644
7.3
Allstate Park Cities Agency Inc. 2920 Inwood Rd Ste 100, Dallas, TX, 75235
32.6
Farmers Julio Rothschild 6050 E Lancaster Ave, Fort Worth, TX, 76112
9.3

Compare Rates for Fort Worth, TX Home Insurance Providers | Back to Top

Compare Quotes from Top Providers and Save now!

Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Texas $151,500 $1,709 $1,130 $2,630 $1,500
Tarrant County, TX $158,200 $1,400 $920 $2,160 $1,240
Fort Worth, TX $128,200 $1,470 $970 $2,260 $1,290
Willow Park, TX $206,200 $1,848 $1,220 $2,850 $1,630
Sanctuary, TX $112,500 $1,573 $1,040 $2,420 $1,380
Springtown-Reno, TX $148,800 $1,361 $900 $2,100 $1,200
Roanoke, TX $248,600 $1,058 $700 $1,630 $930
Trophy Club, TX $348,100 $1,162 $770 $1,790 $1,020
Justin, TX $177,100 $1,779 $1,170 $2,740 $1,570
Johnson County, TX $132,000 $1,482 $980 $2,280 $1,300
Weatherford, TX $149,600 $1,380 $910 $2,130 $1,220
Rowlett, TX $181,500 $1,369 $900 $2,110 $1,210

Research Home Insurance Companies Reviews in Fort Worth, TX Before Buying | Back to Top

Share a review on your home insurance company


Allstate Home Insurance Reviews

Date: September 11, 2019    Age: 40 to 49    Gender: Female    Marital Status: Unmarried

Policy Offerings
I have not compared policies in 6 years but Allstate was highly recommended by the insurance agent. I have a co-op and many other insurance companies would not provide co-op insurance.


Date: February 07, 2019    Age: 50 to 59    Gender: Male    Marital Status: Married

Customer Service
I would rate the customer service at a five. but that is only due to the fact that I have not had to make any claims at all.

Date: December 04, 2018    Age: 50 to 59    Gender: Female    Marital Status: Married

Policy Offerings
We changed to Allstate from Alfa a little over a year ago. We now have much better coverage and more choices.


Date: October 05, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Policy Offerings
Only the very basic accidents are covered and the money paid out in damages is the current value of the items in the house. Also, Earthquake policies must be purchased especially.


Date: September 20, 2018    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Website/App
Have only used it briefly after a severe storm when I was unable to reach my agent at first. I prefer talking directly to my agent. The agent talked me through filing a claim online

Date: September 17, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Website/App
Nothing much to dislike about app or website expect, it slows sometimes I like that once you log in, it is easy to find everything on your account and easy to navigate

Date: September 04, 2018    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Website/App
It is easy to use, contains many important forms/documents, and has billing information.

Date: September 03, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Premium
Compare to other, it is little high at the moment but it will change soon. Cost also depends on how big is house and it's price.

Date: August 14, 2018    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Premium
After speaking to neighbors and friends, I know that my premium is comparable to what they pay and I feel better protected by a "big name" company

Date: August 08, 2018    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Communication
Friendly, knowledgeable service. I feel my agent has my best interests at heart. My calls are always returned and the office goes out of their way to be helpful.

Date: August 03, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Premium
I think the price is about the same as other companies. However, there are many companies out there with lower premiums that cover typically only the valuables.

Date: June 15, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Communication
Nothing much to dislike and it was pleasant overall. They resolved all my problems in one call.

Date: June 08, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Communication
Typically they will first send out many copies of the same document all at the same time. This is a little intimidating. I would rather many copies be sent at once.

Date: May 11, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Policy Offerings
Provides any kind of major damage and medical bill on if the person if hurt during the natural disaster


Date: May 03, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Customer Service
I like that my agent returns my calls promptly. That he has always looked out for any discounts I would be entitled to and has been helpful in the two claims I have filed over the 30 years I have had this insurance.

Date: December 22, 2017    Age: 50 to 59    Gender: Male    Marital Status: Married

Customer Service
Customer service is typically very quick to answer calls and questions.i have never called for home claims but I have called for other claims which are bundled.

Date: December 01, 2017    Age: 30 to 39    Gender: Male    Marital Status: Married

Policy Offerings
Full replacement value of the home. Replacement value in case of theft. Liability protection. Storm damage. Water damage from burst pipes/water heater


Date: November 19, 2017    Age: 20 to 29    Gender: Female    Marital Status: Married

Customer Service
So, far I did not have to call except for one time for the small thing and it was a pleasant experience.

State Farm Home Insurance Reviews

Date: October 18, 2019    Age: 40 to 49    Gender: Female    Marital Status: Unmarried

Premium
The deductible is normal. I have a 1000 deductible and I feel that is good. That it the common deductible unless you go higher to get a lower rate.

Date: September 18, 2019    Age: 20 to 29    Gender: Male    Marital Status: Married

Premium
While I think that my insurance company offers a good value, I also believe that they have a high deductible.

Date: April 06, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Customer Service
They have been helpful every time I have moved, although there hasn't been much interaction since not much has changed in my life over the years.

Date: April 04, 2019    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Premium
The premium and deductible are competitive with other insurers, but overall I still feel like I'm overpaying.

Date: December 08, 2018    Age: Above 60    Gender: Female    Marital Status: Married

Premium
From what I have read about companies other that State Farm, deductibles are comparable. State Farm is usually a little higher on premiums.

Date: October 15, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Policy Offerings
$55,000. is covered with my home policy. My furniture, jewelry, and electronics are covered under my policy. Everything in my home is covered.


Date: September 25, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Premium
I think that my current premium is average compared to similar insurance companies that offer home insurance.

Date: September 19, 2018    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Communication
It takes repeated efforts and sometimes several business days to correspond an issue with the company.

Date: September 12, 2018    Age: 50 to 59    Gender: Male    Marital Status: Married

Website/App
The company's mobile app is poorly laid out and freezes very often to the point of being almost entirely useless.

Date: August 03, 2018    Age: Above 60    Gender: Female    Marital Status: Unmarried

Customer Service
It always takes 2 or 3 phone calls to get an agent on the line, and the whoke ordeal generally feels monotonous and cold.

Date: November 19, 2017    Age: Above 60    Gender: Male    Marital Status: Married

Policy Offerings
Damages to house structure, plumbing, electrical, wind damage, fallen tree damage, electrical damage.


Alfa Insurance Home Insurance Reviews

Date: October 10, 2019    Age: 20 to 29    Gender: Female    Marital Status: Married

Premium
the premimum coverage in a company is according to the amout they sing

Date: October 04, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Communication
Sometimes this service usually fails in the area where I am, I do not know if they are technical problems, but the good thing is that they attend immediately and fix the problem

Date: September 16, 2018    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Website/App
Sometimes the page becomes heavy and sometimes it is not the fastest

Date: August 14, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Customer Service
Sometimes I have to wait longer than usual, but the good thing is that when it arrives, everything is good and without problems

Date: August 02, 2018    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Premium
This offers you an excellent policy, it is more effective in what I have heard and what I have experienced

Date: June 10, 2018    Age: 50 to 59    Gender: Female    Marital Status: Unmarried

Policy Offerings
It is a very effective insurance, I have no problems with it and this company is very privileged


Progressive Home Insurance Reviews

Date: January 11, 2020    Age: 30 to 39    Gender: Female    Marital Status: Married

Policy Offerings
Policy is a reasonably low rate to what i have in the past with the same amount of coverage.I would highly recommend to everyone looking for home insurance to choose them.


Date: July 21, 2019    Age: 40 to 49    Gender: Male    Marital Status: Married

Policy Offerings
Progressive has a policy to cover just about anything I can think of. I found the insurance company to have the same policies as State Farm, with lower premiums.


Travelers Home Insurance Reviews

Date: May 27, 2019    Age: 20 to 29    Gender: Married    Marital Status: Female

Customer Service
my company is good rating and good servies on my home insurance company.so costumer is placed on good rating.

Date: December 30, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Customer Service
Travellers gave me an excellent price for my home insurance. When they sent out the inspector he had gotten a few things wrong like saying I had hardwood floors when they were laminate but I called them and they were very apologetic and went through everything step by step with me and we ended up with a very low price. I was very satisfied. Customer service is great.

Esurance Home Insurance Reviews

Date: November 21, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Customer Service
I have not had to utilize Esurance's customer service other than when I initially bought the policy. At this point I would assume if I had to utilize it, I would rate it a 5 out of 5.

Liberty Mutual Home Insurance Reviews

Date: December 31, 2019    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Customer Service
They have amazing customer service. My agent is always so responsive and helpful, even after business hours. I think of this team as family and cannot imagine taking my insurance anywhere else.

American National Property and Casualty Company Home Insurance Reviews

Date: July 02, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Policy Offerings
I think our company gives us fair offerings. They are priced well for the coverage we receive and are similar to what other companies in this area charge.


American Summit Insurance Home Insurance Reviews

Date: December 28, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Premium
The premium and deductibles were pretty much the same as the other vendors, but the price was better from this insurnace company and i couldn't tell you why, but they do have a great reputation and history of fulfilling their coverages so why would i pay more for a well known insurance company when this one does just fine.

Farmer's Insurance Home Insurance Reviews

Date: July 13, 2019    Age: 20 to 29    Gender: Male    Marital Status: Married

Customer Service
I have had no issues with Farmer's Insurance customer service. They answer calls promptly and are knowledgable

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