Gavop shows you how to buy homeowners insurance in Atmore, AL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $29,000 | $20,000 | $25,000-$50,000 |
| 2 Bedroom | $52,000 | $50,000 | $50,000-$75,000 |
| 3 Bedroom | $79,000 | $70,000 | $75,000-$100,000 |
| 4 Bedroom | $115,500 | $100,000 | $125,000-$150,000 |
| 5 Bedroom | $164,500 | $140,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$152 | $691 |
| Superior Protection Discount | -$76 | $767 |
| Fire & Security Discount | -$67 | $775 |
| Hail Resistant Roof Discount | -$25 | $817 |
| Newly Constructed Home Discount | -$227 | $615 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $7,312 |
| Hail Damage | $5,587 |
| Wind Damage | $9,615 |
| Expensive Claims | |
| Fire | $37,853 |
| Accidental Discharge/Leakage | $8,366 |
| Optional Coverage Losses | $8,320 |
| Home Insurance Company Atmore, AL | Homeowners Insurance Agency Atmore, AL | Address | Popularity Score | Distance from Atmore (miles) |
|---|---|---|---|---|
| Nationwide | Chambliss Insurance Inc | 1208 W I65 Service Rd S, Mobile, AL, 36609-5514 | 47.9 | |
| State Farm | Heath Parker | 4550 Spring Hill Ave, Mobile, AL, 36608-5708 | 47.3 | |
| Allstate | Christopher Kirk | 100 S Carney St, Atmore, AL, 36502 | 3.0 | |
| State Farm | Barry Sides | 3901 Airport Blvd # B, Mobile, AL, 36608-1621 | 48.3 | |
| State Farm | Jim Golemon | 28796 Us Highway 98, Daphne, AL, 36526-7260 | 39.0 | |
| Allstate | Craig F. Smith | 1501 Us Highway 98, Daphne, AL, 36526 | 40.8 | |
| State Farm | Adrianne Fisher | 4742 Airport Blvd # B, Mobile, AL, 36608-3134 | 49.9 | |
| State Farm | Makeda Nichols | 2558 Old Shell Road, Mobile, AL, 36607-3022 | 45.6 | |
| State Farm | Rebekah Brown | 119 S University Blvd Ste B, Mobile, AL, 36608-3069 | 49.3 | |
| State Farm | Herman Bedwell | 3753 Cottage Hill Rd, Mobile, AL, 36609-6556 | 48.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Alabama | $132,100 | $1,168 | $810 | $1,610 | $800 |
| Escambia County, AL | $94,500 | $916 | $660 | $1,300 | $640 |
| Atmore, AL | $102,400 | $843 | $620 | $1,160 | $540 |
| Chumuckla, FL | $170,700 | $1,552 | $1,210 | $2,080 | $870 |
| East Brewton, AL | $83,300 | $881 | $590 | $1,210 | $620 |
| Excel, AL | $122,500 | $1,118 | $760 | $1,600 | $840 |
| Fidelis, FL | $85,800 | $980 | $760 | $1,310 | $550 |
| Pace, FL | $163,500 | $1,354 | $1,060 | $1,810 | $750 |
| Conecuh County, AL | $76,100 | $698 | $480 | $1,000 | $520 |
| Ferry Pass, FL | $133,400 | $926 | $720 | $1,240 | $520 |
| Avalon, FL | $120,600 | $1,216 | $950 | $1,630 | $680 |
| Baker, FL | $170,600 | $971 | $760 | $1,300 | $540 |
| Perdido Beach, AL | $162,500 | $1,307 | $880 | $1,860 | $980 |