Gavop tells you how to get the best homeowners insurance in Bernardsville, NJ by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bernardsville, NJ - Neighbourhoods, Census Blocks & Streets | 4 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Overleigh Rd, Shadowbrook Ct, Pill Hill Rd, Finley Ave, Maple Village Ct, Bell Ter, Spruce Pl, Turnbull Ln, Dogwood Ct, Conklin Ave | $605,000 | $530,000 | $500,000-$600,000 | $396,500 | $350,000 | $400,000-$500,000 |
| Olde Town Ct, Mountaintop Rd, Oak Pl, Ravine Lake Rd, Club Ln, Pleasant Valley Rd, Mountainview Ln, Orchard Hill Rd, Essex Ave, Columbia Dr | $798,000 | $650,000 | $700,000-$800,000 | $742,500 | $640,000 | $600,000-$700,000 |
| Mendham Rd, Blazure Dr, Post Ln, Orchard St, Brookside Ave, County Line Rd, Bodnar St, Highview Ave, Ann St, Pickle Brook Rd | $486,000 | $410,000 | $400,000-$500,000 | $434,500 | $380,000 | $350,000-$400,000 |
| Mount Harmony Rd, Lindabury Ave, Charlotte Hill Dr, Oak Ridge Rd, Roebling Rd, Crownview Ln, Jockey Hollow Rd, Windwood Rd, Dobbs St, Pfadenhauer Aly | $740,000 | $610,000 | $700,000-$800,000 | $696,500 | $610,000 | $700,000-$800,000 |
| Somerset Hills Village Ct, Chestnut Ave, Somerset Ave, Center St, Eastern Ave, Seney Dr Exn, Old Wood Rd, Garibaldi St, Tower Mountain Dr, W Prospect St | $836,000 | $740,000 | $700,000-$800,000 | $501,000 | $410,000 | $400,000-$500,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$100 | $1,015 |
| Home and Two Car | -$179 | $937 |
| Home and Three Car | -$279 | $837 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $7,386 |
| Hail Damage | $5,533 |
| Wind Damage | $10,216 |
| Expensive Claims | |
| Fire | $37,132 |
| Accidental Discharge/Leakage | $8,711 |
| Optional Coverage Losses | $8,485 |
| Home Insurance Company Bernardsville, NJ | Homeowners Insurance Agency Bernardsville, NJ | Address | Popularity Score | Distance from Bernardsville (miles) |
|---|---|---|---|---|
| State Farm | Teri Digrande | 724 Speedwell Ave, Morris Plains, NJ, 07950-2231 | 9.0 | |
| Travelers | The Insurance Outfit | 32 Collis Lane Ste D Front, Chester, NJ, 7930 | 6.8 | |
| Farmers | Peter Forde | 661 Shunpike Rd, Green Village, NJ, 7935 | 8.5 | |
| State Farm | Alberto Santana | 1755 John F Kennedy Blvd Apt 1, Jersey City, NJ, 07305-1900 | 26.3 | |
| Travelers | Crossen Agency Inc | 415 Rt 24, Chester, NJ, 7930 | 5.1 | |
| Allstate | Emad Soliman | 844 Bergen Ave, Jersey City, NJ, 7306 | 27.6 | |
| State Farm | Erin Misurelli | 296 Route 10, Randolph, NJ, 07869-2206 | 9.8 | |
| Farmers | Anthony Barreiro | 163 Us Highway 206 S, Chester, NJ, 7930 | 6.5 | |
| Travelers | Cbiz Insurance Services Inc | 219 South St, New Providence, NJ, 7974 | 10.2 | |
| Allstate | John Cote | 228 Ridgedale Ave, Cedar Knolls, NJ, 7927 | 8.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Jersey | $321,100 | $1,081 | $790 | $1,500 | $710 |
| Somerset County, NJ | $412,800 | $1,203 | $810 | $1,700 | $890 |
| Bernardsville, NJ | $704,200 | $1,116 | $800 | $1,540 | $740 |
| Lake Mohawk, NJ | $341,600 | $801 | $570 | $1,100 | $530 |
| East Brunswick, NJ | $383,200 | $1,151 | $840 | $1,620 | $780 |
| Whittingham, NJ | $290,800 | $1,021 | $720 | $1,460 | $740 |
| Nockamixon, PA | $377,300 | $1,241 | $910 | $1,770 | $860 |
| Monsey, NY | $617,400 | $861 | $620 | $1,200 | $580 |
| Highlands, NJ | $276,200 | $994 | $680 | $1,400 | $720 |
| Pelham, NY | $751,600 | $854 | $580 | $1,180 | $600 |
| Great Neck Estates, NY | $1,247,100 | $1,110 | $810 | $1,530 | $720 |
| Interlaken, NJ | $648,800 | $2,053 | $1,420 | $2,810 | $1,390 |
| Long Beach, NY | $463,200 | $1,529 | $1,100 | $2,170 | $1,070 |