Gavop's guide to buying homeowners insurance in Amelia, OH covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $53,500 | $40,000 | $50,000-$75,000 |
| 2 Bedroom | $120,000 | $110,000 | $125,000-$150,000 |
| 3 Bedroom | $236,500 | $210,000 | $200,000-$250,000 |
| 4 Bedroom | $314,000 | $260,000 | $250,000-$300,000 |
| 5 Bedroom | $436,500 | $400,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$96 | $589 |
| Superior Protection Discount | -$62 | $624 |
| Fire & Security Discount | -$62 | $624 |
| Hail Resistant Roof Discount | -$21 | $665 |
| Newly Constructed Home Discount | -$171 | $514 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $7,834 |
| Hail Damage | $5,157 |
| Wind Damage | $9,916 |
| Expensive Claims | |
| Fire | $35,690 |
| Accidental Discharge/Leakage | $9,056 |
| Optional Coverage Losses | $8,320 |
| Home Insurance Company Amelia, OH | Homeowners Insurance Agency Amelia, OH | Address | Popularity Score | Distance from Amelia (miles) |
|---|---|---|---|---|
| Travelers | Risksource Clark-Theders | 9938 Crescent Park Drive, West Chester, OH, 45069 | 22.3 | |
| Erie | Henry Insurance Agency Llc | 2757 Observatory Ave #22, Cincinnati, OH, 45208 | 14.3 | |
| Erie | The Christenson Lewis Insurance Agency | 4484 Mount Carmel Tobasco Road, Cincinnati, OH, 45244 | 7.0 | |
| State Farm | Randy Wagner | 7243 Beechmont Ave, Cincinnati, OH, 45230-4125 | 8.2 | |
| Travelers | Hauser Group | 8260 Northcreek Dr Ste 200, Cincinnati, OH, 45236 | 15.1 | |
| Nationwide | Kevin L Sullivan Inc | 8006 Beechmont Ave, Cincinnati, OH, 45255-3144 | 7.1 | |
| Allstate | Cleta Vining | 524 Old State Route 74, Cincinnati, OH, 45244 | 7.2 | |
| State Farm | Rick Wertz | 7736 Beechmont Ave, Cincinnati, OH, 45255-4214 | 7.6 | |
| Allstate | Christopher Munn | 1246 Old State Route 74, Batavia, OH, 45103 | 4.7 | |
| State Farm | Joe Brown | 10451 Kenwood Rd, Blue Ash, OH, 45242-3823 | 17.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Ohio | $135,100 | $712 | $480 | $990 | $510 |
| Clermont County, OH | $160,600 | $741 | $500 | $1,020 | $520 |
| Amelia, OH | $146,900 | $685 | $490 | $950 | $460 |
| Day Heights, OH | $157,100 | $757 | $510 | $1,070 | $560 |
| Mulberry, OH | $150,000 | $743 | $530 | $1,020 | $490 |
| Kenwood, OH | $274,800 | $798 | $570 | $1,090 | $520 |
| Butlerville, OH | $93,000 | $604 | $430 | $850 | $420 |
| Deerfield, OH | $230,800 | $740 | $530 | $1,010 | $480 |
| Mount Healthy, OH | $83,800 | $576 | $410 | $810 | $400 |
| Morrow, OH | $140,900 | $724 | $500 | $1,030 | $530 |
| Middletown, OH | $93,800 | $801 | $580 | $1,100 | $520 |
| Oxford, OH | $188,000 | $683 | $500 | $950 | $450 |