Gavop's guide to buying homeowners insurance in New Canaan, CT covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| New Canaan, CT - Neighbourhoods, Census Blocks & Streets | 4 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Spring Water Ln, Nursery St, Pinney Rd, Kimberly Pl, Myanos Rd, Charter Oak Ln, Clapboard Hill Rd, White Oak Shade Rd, Valley Ln, Nubel Ln | $1,305,500 | $1,200,000 | More than 10,000,000 | $826,500 | $770,000 | $700,000-$800,000 |
| Woodland Rd, Vitti St, Scofield Ln, Selleck Pl, Father Peters Ln, Beech Rd, New Norwalk Rd, Colonial Rd, Turtle Back Rd, Davenport Ridge Rd | $975,500 | $830,000 | More than 10,000,000 | $548,000 | $500,000 | $600,000-$700,000 |
| Hanford Ln, Beacon Hill Rd, Garibaldi Ln, Prospect Pl, West Rd, Glen Dr, Cheese Spring Rd, Rocky Nook Rd, Ogden Rd, Urban St | $792,000 | $750,000 | $800,000-$900,000 | $756,500 | $690,000 | $700,000-$800,000 |
| Locust Ave, Frogtown Rd, Oenoke Ridge, Brushy Ridge Rd, S Bald Hill Rd, Briscoe Rd, Norholt Dr, Wydendown Rd, Runningbrook Ln, Soundview Ln | $1,020,000 | $930,000 | More than 10,000,000 | $769,000 | $650,000 | $800,000-$900,000 |
| Pequot Ln, Southwood Dr, Hickok Rd, Millport Ave, Olmstead Ct, Garibaldi Ln, Charter Oak Dr, Ponus Ridge Rd, Woodridge Dr, Welles Ln | $801,500 | $690,000 | $700,000-$800,000 | $625,000 | $590,000 | $500,000-$600,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$156 | $762 |
| Superior Protection Discount | -$92 | $827 |
| Fire & Security Discount | -$64 | $854 |
| Hail Resistant Roof Discount | -$18 | $900 |
| Newly Constructed Home Discount | -$202 | $716 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Fairfield County | $1,000 | $1,362 | $2,362 | $990 | $1,990 | $372 |
| New Canaan, CT | $1,500 | $907 | $2,407 | $659 | $2,159 | $248 |
| Laurel Hollow, NY | $400 | $993 | $1,393 | $722 | $1,122 | $271 |
| Village of the Branch, NY | $2,500 | $2,345 | $4,845 | $1,704 | $4,204 | $641 |
| Chestnut Ridge, NY | $200 | $1,131 | $1,331 | $822 | $1,022 | $309 |
| Viola, NY | $2,000 | $841 | $2,841 | $611 | $2,611 | $230 |
| Edgewater, NJ | $200 | $1,824 | $2,024 | $1,325 | $1,525 | $498 |
| Glen Rock, NJ | $1,000 | $1,072 | $2,072 | $779 | $1,779 | $293 |
| Freeport, NY | $500 | $1,192 | $1,692 | $866 | $1,366 | $326 |
| Guttenberg, NJ | $2,500 | $977 | $3,477 | $710 | $3,210 | $267 |
| Fire Island, NY | $100 | $2,435 | $2,535 | $1,770 | $1,870 | $666 |
| Brooklyn, NY | $1,500 | $844 | $2,344 | $613 | $2,113 | $231 |
| Home Insurance Company New Canaan, CT | Homeowners Insurance Agency New Canaan, CT | Address | Popularity Score | Distance from New Canaan (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | John M Glover Agency | 29 Haviland St, Norwalk, CT, 6854 | 6.2 | |
| Liberty Mutual Independent | James P Murphy & Associates | 3 Belden Ave, Norwalk, CT, 6850 | 5.4 | |
| Travelers | Turcios Insurance Agency Llc | 65 Cedar St, Norwalk, CT, 6854 | 5.6 | |
| State Farm | Frank Fraulo | 115 Main St, Norwalk, CT, 06851-4616 | 5.2 | |
| Travelers | Hughes Agency | 60 Waterbury Rd Ste 2, Prospect, CT, 6712 | 36.2 | |
| Liberty Mutual Independent | Shoff Darby Companies Inc | 488 Main Ave 3rd Fl, Norwalk, CT, 6851 | 4.0 | |
| Travelers | Stamford Insurance Associates Llc | 60 Long Ridge Rd, Stamford, CT, 6902 | 6.5 | |
| State Farm | George Boyce | 117 Broad St, Stamford, CT, 06901-2797 | 7.6 | |
| Travelers | A Maffucci & Son Insurance Agency | 25 Crescent St, Stamford, CT, 6906 | 6.3 | |
| State Farm | Steve Boyle | 920 Broad St, Bridgeport, CT, 06604-4811 | 16.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Connecticut | $270,100 | $1,253 | $860 | $1,740 | $880 |
| Fairfield County, CT | $417,800 | $1,379 | $980 | $1,900 | $920 |
| New Canaan, CT | $1,439,600 | $918 | $670 | $1,280 | $610 |
| Laurel Hollow, NY | $1,553,600 | $1,005 | $720 | $1,390 | $670 |
| Village of the Branch, NY | $516,100 | $2,373 | $1,610 | $3,250 | $1,640 |
| Chestnut Ridge, NY | $440,700 | $1,145 | $780 | $1,570 | $790 |
| Viola, NY | $638,400 | $851 | $600 | $1,220 | $620 |
| Edgewater, NJ | $560,000 | $1,846 | $1,270 | $2,640 | $1,370 |
| Glen Rock, NJ | $621,800 | $1,085 | $750 | $1,530 | $780 |
| Freeport, NY | $317,400 | $1,206 | $820 | $1,700 | $880 |
| Guttenberg, NJ | $273,000 | $989 | $680 | $1,350 | $670 |
| Fire Island, NY | $490,000 | $2,465 | $1,770 | $3,520 | $1,750 |
| Brooklyn, NY | $623,900 | $854 | $620 | $1,180 | $560 |