Gavop tells you how to get the best homeowners insurance in Ridgeland, MS by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $72,000 | $60,000 | $75,000-$100,000 |
| 2 Bedroom | $106,000 | $100,000 | $75,000-$100,000 |
| 3 Bedroom | $151,500 | $130,000 | $150,000-$175,000 |
| 4 Bedroom | $187,500 | $170,000 | $175,000-$200,000 |
| 5 Bedroom | $350,000 | $280,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$146 | $828 |
| Superior Protection Discount | -$88 | $886 |
| Fire & Security Discount | -$88 | $886 |
| Hail Resistant Roof Discount | -$19 | $955 |
| Newly Constructed Home Discount | -$224 | $750 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Madison County | $2,500 | $1,364 | $3,864 | $992 | $3,492 | $373 |
| Ridgeland, MS | $700 | $962 | $1,662 | $699 | $1,399 | $263 |
| Madison, MS | $500 | $999 | $1,499 | $726 | $1,226 | $273 |
| Clinton, MS | $2,500 | $1,002 | $3,502 | $728 | $3,228 | $274 |
| Robinhood, MS | $100 | $682 | $782 | $495 | $595 | $186 |
| Polkville, MS | $2,500 | $850 | $3,350 | $617 | $3,117 | $232 |
| Puckett, MS | $400 | $1,225 | $1,625 | $890 | $1,290 | $335 |
| D'Lo, MS | $1,500 | $963 | $2,463 | $700 | $2,200 | $263 |
| Warren County, MS | $300 | $1,094 | $1,394 | $795 | $1,095 | $299 |
| Leake County, MS | $2,000 | $803 | $2,803 | $584 | $2,584 | $220 |
| Sallis, MS | $500 | $869 | $1,369 | $632 | $1,132 | $238 |
| Durant, MS | $2,500 | $754 | $3,254 | $548 | $3,048 | $206 |
| Home Insurance Company Ridgeland, MS | Homeowners Insurance Agency Ridgeland, MS | Address | Popularity Score | Distance from Ridgeland (miles) |
|---|---|---|---|---|
| State Farm | Carl Venable | 737 Highway 51 Ste A1, Madison, MS, 39110-6038 | 1.8 | |
| Allstate | Robert Queen | 1006 Top St Ste L, Flowood, MS, 39232 | 6.9 | |
| State Farm | John Dorsa | 398 Highway 51 Ste 45a, Ridgeland, MS, 39157-3430 | 0.7 | |
| State Farm | Robyn Lea | 2170 S Frontage Rd Ste 1, Vicksburg, MS, 39180-5636 | 42.6 | |
| Allstate | Maurice Carson | 1625 E County Line Rd Ste 530, Jackson, MS, 39211 | 2.2 | |
| State Farm | Rodney Stokes | 7720 Old Canton Rd, Madison, MS, 39110-9000 | 3.3 | |
| Allstate | Cassandra Williams | 356 Highway 51 Ste G, Ridgeland, MS, 39157 | 0.7 | |
| Liberty Mutual Independent | Flm Insurance Llc | 450 W Capitol St, Jackson, MS, 39203 | 9.0 | |
| Travelers | Stewart Sneed Hewes | 2616 Lakeward Dr, Jackson, MS, 39216 | 6.3 | |
| Allstate | Lisa Halford | 1139 Old Fannin Rd Ste E, Brandon, MS, 39047 | 6.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Mississippi | $109,300 | $1,158 | $780 | $1,600 | $820 |
| Madison County, MS | $213,400 | $1,381 | $940 | $1,910 | $970 |
| Ridgeland, MS | $181,100 | $974 | $670 | $1,350 | $680 |
| Madison, MS | $250,200 | $1,011 | $720 | $1,380 | $660 |
| Clinton, MS | $155,600 | $1,015 | $690 | $1,390 | $700 |
| Robinhood, MS | $43,900 | $690 | $470 | $960 | $490 |
| Polkville, MS | $65,800 | $860 | $620 | $1,210 | $590 |
| Puckett, MS | $122,500 | $1,240 | $860 | $1,750 | $890 |
| D'Lo, MS | $81,800 | $975 | $650 | $1,380 | $730 |
| Warren County, MS | $114,600 | $1,108 | $750 | $1,540 | $790 |
| Leake County, MS | $80,800 | $813 | $590 | $1,150 | $560 |
| Sallis, MS | $68,600 | $880 | $600 | $1,210 | $610 |
| Durant, MS | $53,100 | $763 | $560 | $1,050 | $490 |