Gavop tells you how to get the best homeowners insurance in Grand Rapids, MI by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
---|---|---|---|
1 Bedroom | $47,000 | $40,000 | $50,000-$75,000 |
2 Bedroom | $83,000 | $70,000 | $75,000-$100,000 |
3 Bedroom | $132,500 | $110,000 | $125,000-$150,000 |
4 Bedroom | $198,000 | $160,000 | $200,000-$250,000 |
5 Bedroom | $203,500 | $190,000 | $200,000-$250,000 |
Type | Discount ($) | Premium After Discount ($) |
---|---|---|
Multipolicy Discount | -$124 | $608 |
Superior Protection Discount | -$66 | $666 |
Fire & Security Discount | -$81 | $652 |
Hail Resistant Roof Discount | -$15 | $718 |
Newly Constructed Home Discount | -$183 | $549 |
Claim Type | Average Claim Cost |
---|---|
General Claims | |
Water Damage | $5,733 |
Physical Damage | $2,488 |
Hail Damage | $4,476 |
Wind Damage | $6,305 |
Expensive Claims | |
Fire | $43,336 |
Smoke | $16,386 |
Home Insurance Company Grand Rapids, MI | Homeowners Insurance Agency Grand Rapids, MI | Address | Popularity Score | Distance from Grand Rapids (miles) |
---|---|---|---|---|
Farmers | Maria Erazo | 2435 Eastern Ave Se, Grand Rapids, MI, 49507 | 2.9 | |
State Farm | Luke Bagnall | 1277 36th St Sw, Wyoming, MI, 49509-3469 | 4.8 | |
State Farm | Bill Cole | 2143 Wealthy St Se, East Grand Ra, MI, 49506-3033 | 2.1 | |
Farmers | Scott Bates | 3140 Division Ave Sw, Grandville, MI, 49418 | 6.8 | |
State Farm | Jean Verseput | 5280 Northland Dr Ne Ofc A, Grand Rapids, MI, 49525-1067 | 7.7 | |
Allstate | Beltline Insurance Agency Llc | 2850 E Beltline Ave Ne, Grand Rapids, MI, 49525 | 5.0 | |
Allstate | Jim Mcknight | 8469 Byron Center Ave Sw, Byron Center, MI, 49315 | 10.9 | |
Allstate | Corey Gouin | 7493 Cottonwood Dr, Jenison, MI, 49428 | 7.9 | |
State Farm | Bruce Hungerford | 5252 Clyde Park Ave Sw Ste B, Wyoming, MI, 49509-9788 | 6.5 | |
State Farm | Scott Southland | 3659 Alpine Ave Nw Ste 101, Comstock Park, MI, 49321-9797 | 5.0 |
Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
---|---|---|---|---|---|
Michigan | $136,400 | $775 | $570 | $1,080 | $510 |
Kent County, MI | $153,500 | $774 | $530 | $1,110 | $580 |
Grand Rapids, MI | $121,800 | $732 | $490 | $1,050 | $560 |
Leighton, MI | $178,700 | $831 | $570 | $1,150 | $580 |
Grattan, MI | $228,500 | $900 | $600 | $1,270 | $670 |
Chester, MI | $187,100 | $842 | $610 | $1,200 | $590 |
Oakfield, MI | $165,400 | $684 | $500 | $950 | $450 |
Holland charter, MI | $147,800 | $664 | $470 | $910 | $440 |
Carlton, MI | $158,300 | $805 | $560 | $1,110 | $550 |
Park, MI | $215,900 | $741 | $500 | $1,020 | $520 |
Prairieville, MI | $201,500 | $861 | $590 | $1,210 | $620 |
Newaygo County, MI | $104,500 | $706 | $490 | $970 | $480 |
Carmel, MI | $159,800 | $807 | $540 | $1,150 | $610 |
Date: October 29, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Date: December 25, 2018 Age: 50 to 59 Gender: Female Marital Status: Married
Date: September 11, 2018 Age: Above 60 Gender: Male Marital Status: Married
Date: August 30, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Date: August 07, 2018 Age: 50 to 59 Gender: Male Marital Status: Married
Date: July 24, 2018 Age: 50 to 59 Gender: Female Marital Status: Married
Date: November 19, 2017 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Date: December 30, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Date: September 23, 2018 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Date: September 19, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: August 05, 2018 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Date: January 01, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: November 19, 2017 Age: 50 to 59 Gender: Female Marital Status: Married
Date: October 30, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Date: October 01, 2018 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Date: September 13, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Date: September 12, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Date: September 11, 2018 Age: Above 60 Gender: Male Marital Status: Married
Date: August 03, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Date: October 14, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Date: July 23, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Date: February 11, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Date: September 09, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Date: April 02, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Date: December 09, 2018 Age: 50 to 59 Gender: Female Marital Status: Married
Date: November 30, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried