Gavop's guide to buying homeowners insurance in Attica, NY covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $33,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $74,500 | $70,000 | $50,000-$75,000 |
| 3 Bedroom | $111,500 | $90,000 | $100,000-$125,000 |
| 4 Bedroom | $149,000 | $130,000 | $150,000-$175,000 |
| 5 Bedroom | $93,500 | $80,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$133 | $818 |
| Superior Protection Discount | -$95 | $857 |
| Fire & Security Discount | -$76 | $876 |
| Hail Resistant Roof Discount | -$29 | $923 |
| Newly Constructed Home Discount | -$209 | $742 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $7,685 |
| Hail Damage | $5,211 |
| Wind Damage | $9,916 |
| Expensive Claims | |
| Fire | $35,690 |
| Accidental Discharge/Leakage | $8,711 |
| Optional Coverage Losses | $7,826 |
| Home Insurance Company Attica, NY | Homeowners Insurance Agency Attica, NY | Address | Popularity Score | Distance from Attica (miles) |
|---|---|---|---|---|
| State Farm | George Ihle Iii | 7718 Buffalo Ave, Niagara Falls, NY, 14304-4134 | 40.9 | |
| State Farm | Kathleen Vicenzotti | 123 Hamburg St, East Aurora, NY, 14052-2141 | 20.0 | |
| Allstate | Michael Dearing | 2126 Niagara Falls Blvd, Tonawanda, NY, 14150 | 32.1 | |
| Travelers | Alexander Insurance Agency Inc | 315 Alexander Street, Rochester, NY, 14604 | 40.3 | |
| State Farm | Lisa Cottone | 57 E South St, Geneseo, NY, 14454-1379 | 22.8 | |
| Allstate | Arcade-Knight Agency | 254 Main St Po Box 305, Arcade, NY, 14009 | 21.7 | |
| State Farm | Jack Coy | 2331 Bowen Road, Elma, NY, 14059-9415 | 19.9 | |
| Travelers | Pinnacle Insurance Agency | 3255 Brighton-Henrietta Town Line Rd, Rochester, NY, 14623 | 38.4 | |
| State Farm | Tamaris Lott | 2631 Main St, Buffalo, NY, 14214-2015 | 31.2 | |
| Allstate | Hasper & Dye Inc | 25 Main St Po Box 426, Belfast, NY, 14711 | 33.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $830 | $1,590 | $760 |
| Wyoming County, NY | $108,500 | $1,205 | $810 | $1,660 | $850 |
| Attica, NY | $113,600 | $952 | $680 | $1,300 | $620 |
| Corfu, NY | $113,700 | $598 | $420 | $830 | $410 |
| Billington Heights, NY | $217,300 | $827 | $570 | $1,130 | $560 |
| Centerville, NY | $79,800 | $593 | $400 | $820 | $420 |
| Royalton, NY | $113,600 | $952 | $640 | $1,320 | $680 |
| Farmersville, NY | $97,900 | $591 | $430 | $810 | $380 |
| Ossian, NY | $110,100 | $596 | $420 | $850 | $430 |
| Wanakah, NY | $146,300 | $637 | $430 | $910 | $480 |
| Angelica, NY | $86,000 | $591 | $430 | $810 | $380 |
| Grand Island, NY | $193,700 | $697 | $500 | $980 | $480 |
| Niagara Falls, NY | $69,900 | $1,226 | $850 | $1,750 | $900 |