How Can I Make My Jacksonville, NC Home Insurance Cheaper
Gavop tells you how to get the best homeowners insurance in Jacksonville, NC by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
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Estimate Appropriate Jacksonville, NC Home Insurance Coverage Levels | Back to Top
| Jacksonville, NC - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Bridget Ln, Pinyon Ct, Welton Cir, Rachel Pl, Piney Green Rd, Brookview Dr, E Hilltop Ct, Kitt Dr, Kenwood Dr, Catherine Lake Rd | $87,500 | $80,000 | $75,000-$100,000 | $88,000 | $80,000 | $75,000-$100,000 |
| D St, Chaney Ave, Milestone Ct, State Rd 1209, Union Chapel Church Rd, Foster Rd, Grace Ln, Jim Blake Rd, State Rd 1204, Stockton Ct | $168,000 | $130,000 | $150,000-$175,000 | $108,000 | $90,000 | $100,000-$125,000 |
| E Red Oak Ct, Gloria Pl, Tiffany Pl, Broadhurst Rd, Silverleaf Dr, Hardy Graham Rd, Planters Ln, Aragona Blvd, Ridge Rd, Ellen Ct | $136,000 | $120,000 | $150,000-$175,000 | $91,500 | $90,000 | $75,000-$100,000 |
| State Rd 1159, Cowell Ln, Dundee Ct, Scott Jenkins Rd, 2nd Ave, Greenbriar Ct, Albany Dr, Hartford Ln, State Rd 1783, State Rd 1130 | $222,500 | $200,000 | $200,000-$250,000 | $151,000 | $140,000 | $150,000-$175,000 |
| Leggett Ct, State Rd 1702, Cherrybark Dr, E Ridge Ct, Becky Ln, Treehaven Ln, Village Dr, State Rd 1155, Pasture Ln, Elizabeth St | $122,500 | $110,000 | $100,000-$125,000 | $118,000 | $100,000 | $75,000-$100,000 |
| Cypress Bay Dr, Ervin Ct, W Saltwood Pl, Newbold Rd, W T Whitehead Dr, Thames Dr, Plantation Blvd, Navarro Loop, Linda Loop, Compton St | $121,500 | $100,000 | $100,000-$125,000 | $111,000 | $100,000 | $100,000-$125,000 |
| Talon Cir, Huntington Ct, Raintree Cir, Green Acres Ln, Daigle St, Wigeon Rd, N Rock Creek Dr, Community Dr, Thorn Ln, Beacham Ln | $203,500 | $180,000 | $200,000-$250,000 | $157,500 | $140,000 | $175,000-$200,000 |
| Old Glory Ln, Duffy Field Rd, Pine Crest Dr, Dawson Cabin Rd, Softwood Ct, S Brookside Ct, Crawford St, Nature Dr, Fawn Trl, Dennis Ct | $135,000 | $120,000 | $100,000-$125,000 | $133,000 | $120,000 | $125,000-$150,000 |
| Hackney Ridge Ln, Madison Ct, Massey Rd, Louise Ave, Surrey Dr, Miami Rd, Blackthorn Ln, Angie Ct, Iverleigh Ln, Windy Branch Way | $191,000 | $170,000 | $200,000-$250,000 | $91,500 | $70,000 | $75,000-$100,000 |
| Mandarin Trl, Dogwood Dr, Kinsey Ln, State Rd 1136, Austin Ct, Blue Creek Rd, Dixie Trl, Radford St, Converse Dr, Richmond Dr | $203,500 | $170,000 | $200,000-$250,000 | $102,000 | $90,000 | $75,000-$100,000 |
Estimate your Savings with Home Insurance Discounts in Jacksonville, NC | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$123 | $697 |
| Superior Protection Discount | -$82 | $738 |
| Fire & Security Discount | -$74 | $746 |
| Hail Resistant Roof Discount | -$25 | $795 |
| Newly Constructed Home Discount | -$213 | $607 |
Choose the Right Deductible for your Jacksonville, NC Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Onslow County | $1,000 | $833 | $1,833 | $605 | $1,605 | $228 |
| Jacksonville, NC | $2,500 | $810 | $3,310 | $589 | $3,089 | $221 |
| Surf City, NC | $500 | $1,250 | $1,750 | $908 | $1,408 | $342 |
| Albertson, NC | $2,500 | $355 | $2,855 | $258 | $2,758 | $97 |
| Magnolia, NC | $300 | $383 | $683 | $279 | $579 | $105 |
| Bayshore, NC | $1,000 | $1,291 | $2,291 | $938 | $1,938 | $353 |
| Wrightsville Beach, NC | $400 | $729 | $1,129 | $529 | $929 | $199 |
| Walnut Creek, NC | $700 | $1,523 | $2,223 | $1,106 | $1,806 | $416 |
| Hookerton, NC | $100 | $538 | $638 | $391 | $491 | $147 |
| Elroy, NC | $2,000 | $548 | $2,548 | $398 | $2,398 | $150 |
| Belville, NC | $100 | $954 | $1,054 | $694 | $794 | $261 |
| South Clinton, NC | $1,500 | $551 | $2,051 | $401 | $1,901 | $151 |
Identify Top Home Insurance Agents near Jacksonville, NC | Back to Top
| Home Insurance Company Jacksonville, NC | Homeowners Insurance Agency Jacksonville, NC | Address | Popularity Score | Distance from Jacksonville (miles) |
|---|---|---|---|---|
| Travelers | Sia Group | 827 Gum Branch Rd, Jacksonville, NC, 28540 | 5.3 | |
| Liberty Mutual Independent | Butler & Faircloth Inc | 213 E Main St, Clinton, NC, 28328 | 49.5 | |
| Erie | Dean Williams Insurance Agency | 311 North Spence Avenue, Goldsboro, NC, 27530 | 49.4 | |
| State Farm | David Hull | 1218 Country Clb Rd, Jacksonville, NC, 28546-6808 | 6.5 | |
| State Farm | Jennifer Dufore | 1368 Piney Green Road Suite 3, Jacksonville, NC, 28546-4577 | 9.1 | |
| State Farm | Ronald Tyndall | 602 N Berkeley Blvd, Goldsboro, NC, 27534-3409 | 49.1 | |
| Allstate | Mark Bailey | 1014 Henderson Dr, Jacksonville, NC, 28540 | 4.4 | |
| Nationwide | Willie J Hobbs | 310 Southeast Blvd, Clinton, NC, 28328-3626 | 48.9 | |
| State Farm | Judy Jones | 704-H Plaza Blvd, Kinston, NC, 28501-1567 | 36.4 | |
| Nationwide | Dean Whitley Insurance Agency Inc. | 808 N. Berkley Blvd. Suite D, Goldsboro, NC, 27532 | 49.1 |
Compare Rates for Jacksonville, NC Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $600 | $1,230 | $630 |
| Onslow County, NC | $154,400 | $843 | $580 | $1,160 | $580 |
| Jacksonville, NC | $148,300 | $820 | $580 | $1,160 | $580 |
| Surf City, NC | $281,900 | $1,265 | $850 | $1,760 | $910 |
| Albertson, NC | $55,600 | $359 | $260 | $500 | $240 |
| Magnolia, NC | $59,900 | $388 | $280 | $540 | $260 |
| Bayshore, NC | $296,300 | $1,307 | $940 | $1,790 | $850 |
| Wrightsville Beach, NC | $759,700 | $737 | $490 | $1,040 | $550 |
| Walnut Creek, NC | $366,500 | $1,541 | $1,030 | $2,170 | $1,140 |
| Hookerton, NC | $85,600 | $545 | $390 | $770 | $380 |
| Elroy, NC | $87,300 | $555 | $400 | $770 | $370 |
| Belville, NC | $181,200 | $966 | $710 | $1,330 | $620 |
| South Clinton, NC | $87,900 | $558 | $390 | $790 | $400 |
Research Home Insurance Companies Reviews in Jacksonville, NC Before Buying | Back to Top
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Farmer's Insurance Home Insurance Reviews
Date: June 03, 2019 Age: 50 to 59 Gender: Married Marital Status: Male
Premium
Although this company is a little more expensive than others, they have outstanding programs to accommodate individuals. The deductibles are fair and standard coverage is better than most.