How Can I Make My Palatine, IL Home Insurance Cheaper

Gavop tells you how to get the best homeowners insurance in Palatine, IL by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.

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Select the Suitable Coverage Value for your Palatine, IL Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $74,000 $60,000 $50,000-$75,000
2 Bedroom $199,000 $170,000 $175,000-$200,000
3 Bedroom $271,500 $230,000 $200,000-$250,000
4 Bedroom $248,500 $200,000 $250,000-$300,000
5 Bedroom $502,000 $440,000 $400,000-$500,000

Estimate your Savings with Home Insurance Discounts in Palatine, IL | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$177 $806
Superior Protection Discount -$88 $895
Fire & Security Discount -$108 $875
Hail Resistant Roof Discount -$29 $954
Newly Constructed Home Discount -$265 $718

Choose the Right Deductible for your Palatine, IL Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Cook County $1,500 $881 $2,381 $640 $2,140 $241
Palatine, IL $1,000 $971 $1,971 $706 $1,706 $265
Deer Park, IL $100 $1,886 $1,986 $1,371 $1,471 $515
Lake Zurich, IL $2,500 $905 $3,405 $658 $3,158 $247
Dundee, IL $400 $854 $1,254 $621 $1,021 $233
Johnsburg, IL $2,500 $803 $3,303 $584 $3,084 $220
Spring Grove, IL $300 $876 $1,176 $637 $937 $240
Romeoville, IL $1,000 $797 $1,797 $579 $1,579 $218
Alden, IL $300 $868 $1,168 $631 $931 $237
Robbins, IL $700 $818 $1,518 $595 $1,295 $224
Lyons, WI $200 $758 $958 $551 $751 $207
Squaw Grove, IL $1,000 $876 $1,876 $637 $1,637 $239

Identify Top Home Insurance Agents near Palatine, IL | Back to Top

Home Insurance Company Palatine, IL Homeowners Insurance Agency Palatine, IL Address Popularity Score Distance from Palatine (miles)
State Farm Paul Georgopulos 38 N Broadway St Ste 1, Des Plaines, IL, 60016-2348
8.9
State Farm Bill Brennan 643 S La Grange Rd, La Grange, IL, 60525-6724
23.6
Allstate Eggar Insurance & Financial Services Llc 101 Schelter Rd Ste 101a, Lincolnshire, IL, 60069
8.7
State Farm Christine Altieri 1133 Weiland Rd, Buffalo Grove, IL, 60089-7006
7.2
Travelers Maxam Assurance Agency Inc 85 W Algonquin Road, Suite 130 , Arlington Heights, IL, 60005
6.2
State Farm John Curcio 505 Warrenville Rd Ste 103, Lisle, IL, 60532-1668
20.9
Travelers Hollinger Services Inc 220 S Lively Blvd, Elk Grove Village, IL, 60007
7.8
State Farm Rob Apostolakis 3608 Dempster St, Skokie, IL, 60076-2342
18.4
State Farm Nick Slaughter 450 N Il Route 31 Ste 180, Crystal Lake, IL, 60012-3776
15.1
Travelers International Irm Inc 1228 W Northwest Hwy, Palatine, IL, 60067
1.1

Compare Rates for Palatine, IL Home Insurance Providers | Back to Top

Compare Quotes from Top Providers and Save now!

Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Illinois $179,700 $850 $620 $1,220 $600
Cook County, IL $227,400 $892 $640 $1,260 $620
Palatine, IL $288,100 $983 $670 $1,370 $700
Deer Park, IL $556,800 $1,909 $1,360 $2,620 $1,260
Lake Zurich, IL $323,600 $916 $670 $1,270 $600
Dundee, IL $203,200 $864 $620 $1,230 $610
Johnsburg, IL $253,400 $813 $560 $1,150 $590
Spring Grove, IL $306,100 $887 $600 $1,270 $670
Romeoville, IL $170,700 $807 $570 $1,150 $580
Alden, IL $196,000 $879 $600 $1,250 $650
Robbins, IL $68,800 $828 $560 $1,170 $610
Lyons, WI $233,100 $767 $560 $1,060 $500
Squaw Grove, IL $201,100 $887 $600 $1,270 $670

Research Home Insurance Companies Reviews in Palatine, IL Before Buying | Back to Top

Share a review on your home insurance company


Progressive Home Insurance Reviews

Date: September 01, 2018    Age: Above 60    Gender: Female    Marital Status: Married

Policy Offerings
My personal dwelling is covered along with my personal property and the loss of use of my home. My personal liability is also covered along with medical payments if I am injured in my home.


Date: August 13, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Premium
It has a very competitive premium for the coverage that I have

Date: May 14, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Communication
It is very easy to communicate with my insurance company. they have offices locally I can go to pay the monthly bill and I can also contact them by phone.

Date: May 13, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Website/App
I like how easy it is to use the website. It is very user-friendly and is logical and easy to use.

Date: November 19, 2017    Age: Above 60    Gender: Male    Marital Status: Married

Customer Service
I love the customer service of my insurance company. they have a very large presence in my area

Erie Insurance Home Insurance Reviews

Date: November 20, 2018    Age: Above 60    Gender: Female    Marital Status: Married

Premium
The premium and deductible was chosen to suit my needs. They don't try to gouge me like the others.

Date: September 23, 2018    Age: 50 to 59    Gender: Male    Marital Status: Married

Policy Offerings
Living expenses are covered along with Medical payments if someone is hurt, the damage was done by nature, coverage on personal items like Jewelry etc.


Date: September 04, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Premium
I really can not compare this to other insurance companies. I never had to yet file a claim and this is our first home we every needed homeowner's insurance on.

Date: August 23, 2018    Age: 50 to 59    Gender: Female    Marital Status: Married

Customer Service
We have never had a problem with ERIE. Nor have we ever made a claim so it is hard to say what we like or dislike.

Date: August 08, 2018    Age: 50 to 59    Gender: Male    Marital Status: Unmarried

Communication
They were the first company to come to us with a quote and they were also the most affordable compared to others like State Farm.

State Farm Home Insurance Reviews

Date: December 09, 2018    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Policy Offerings
Discounts for veterans, discounts for weatherproofing the home. Which i think is interesting since they dont have to deal with energy efficiency but are apart of the movement for homeowners to be efficient.


Date: October 01, 2018    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Policy Offerings
theft and personal property injury burgurlary in fire flooding is covered


Date: March 05, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Communication
I like the friendliness and help that the customer service agents give to me when I call

Date: November 19, 2017    Age: 40 to 49    Gender: Male    Marital Status: Married

Premium
I have never tried to switch companies or compared rates lately

GEICO Home Insurance Reviews

Date: July 13, 2019    Age: 20 to 29    Gender: Male    Marital Status: Married

Policy Offerings
We use home insurance Geico ,Because they have offerings home and car insurance. and also we can contact easily . Thank you!


Date: January 14, 2019    Age: Above 60    Gender: Male    Marital Status: Married

Premium
I choose my deductible which is currently at $500. I feel this is a reasonable amount because I don't intend to make a bunch of frivolous claims. My company always settles my claims in a timely and fair way, so I am happy with their performance.

USAA Home Insurance Reviews

Date: November 04, 2018    Age: 40 to 49    Gender: Female    Marital Status: Unmarried

Website/App
Pretty good app. I can access my policy and refer to what is covered and it let's me file a claim when necessary.

Allstate Home Insurance Reviews

Date: April 04, 2019    Age: 40 to 49    Gender: Female    Marital Status: Married

Customer Service
Allstate has very good customer service. A representative is always available to answer questions. The one time we had a claim, this company was very responsive.

Travelers Home Insurance Reviews

Date: October 07, 2019    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Customer Service
Travelers is an awesome insurance company to own a home with. They are prompt at answering their phone calls, and all of their employees are highly compassionate and loyal to their members. I would definitely recommend them.

Encompass Insurance Home Insurance Reviews

Date: February 04, 2019    Age: 50 to 59    Gender: Male    Marital Status: Married

Customer Service
the first time in 40 years that I had a claim on my homeowners insurance was a very pleasant experience. The customer service that I had was top notch and would recommend my company to anyone.

American Family Insurance Home Insurance Reviews

Date: September 22, 2018    Age: Above 60    Gender: Male    Marital Status: Married

Policy Offerings
It covers absolutely all the square cubicles that my house has, apart from that it also pays for the damage to people or animals inside the property


Safeco Insurance Home Insurance Reviews

Date: September 04, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Policy Offerings
We have wonderful coverage through our insurance company. It is not badly priced.This was the best company that we could find for the price we needed.They also were able to give us all the coverage we needed for that price.


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