Gavop's guide to buying homeowners insurance in Prince George County, VA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $53,000 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $170,000 | $140,000 | $150,000-$175,000 |
| 3 Bedroom | $169,000 | $150,000 | $175,000-$200,000 |
| 4 Bedroom | $243,000 | $200,000 | $200,000-$250,000 |
| 5 Bedroom | $212,000 | $170,000 | $175,000-$200,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$164 | $700 |
| Superior Protection Discount | -$86 | $778 |
| Fire & Security Discount | -$86 | $778 |
| Hail Resistant Roof Discount | -$26 | $838 |
| Newly Constructed Home Discount | -$173 | $691 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Prince George County | $2,500 | $854 | $3,354 | $621 | $3,121 | $233 |
| Prince George County, VA | $2,000 | $854 | $2,854 | $621 | $2,621 | $233 |
| Carsley, VA | $300 | $766 | $1,066 | $556 | $856 | $209 |
| Varina, VA | $2,500 | $656 | $3,156 | $477 | $2,977 | $179 |
| Dendron, VA | $300 | $741 | $1,041 | $539 | $839 | $203 |
| Dinwiddie County, VA | $700 | $647 | $1,347 | $470 | $1,170 | $177 |
| Matoaca, VA | $500 | $903 | $1,403 | $656 | $1,156 | $247 |
| Richmond, VA | $1,500 | $850 | $2,350 | $618 | $2,118 | $232 |
| Greensville County, VA | $200 | $782 | $982 | $569 | $769 | $214 |
| Red Oak, VA | $1,000 | $565 | $1,565 | $411 | $1,411 | $154 |
| Alberta, VA | $500 | $543 | $1,043 | $395 | $895 | $149 |
| Severn, NC | $2,000 | $708 | $2,708 | $515 | $2,515 | $194 |
| Home Insurance Company Prince George County, VA | Homeowners Insurance Agency Prince George County, VA | Address | Popularity Score | Distance from Prince George County (miles) |
|---|---|---|---|---|
| Nationwide | Denbigh Insurance Agency Inc | 566-A Denbigh Blvd, Newport News, VA, 23608-3758 | 38.8 | |
| State Farm | Dwight Beamon | 7432 Richmond Rd, Williamsburg, VA, 23188-7223 | 27.8 | |
| State Farm | Scott Miller | 13193 Warwick Blvd Ste 102, Newport News, VA, 23602-8320 | 39.2 | |
| Nationwide | Jennifer Flowers Honn | 3040 S Crater Rd Ste A, Petersburg, VA, 23805-9221 | 8.3 | |
| State Farm | Bryan Fenters | 204 Stewart Dr, Franklin, VA, 23851-2456 | 38.6 | |
| State Farm | Susan Eacho | 400 City Hall Ave Ste A, Poquoson, VA, 23662-1986 | 45.7 | |
| Travelers | Ford Agency Inc | 111 W Poythress St, Hopewell, VA, 23860 | 8.8 | |
| State Farm | George Diradour | 105 N 2nd Ave, Hopewell, VA, 23860-2701 | 8.7 | |
| Nationwide | Henn Agency Inc The | 3022 S Crater Rd Ste B, Petersburg, VA, 23805-9223 | 8.4 | |
| Travelers | Teagle Insurance Agency Inc | 11528 Jefferson Ave, Newport News, VA, 23601 | 42.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Virginia | $255,800 | $952 | $660 | $1,340 | $680 |
| Prince George County, VA | $212,100 | $864 | $610 | $1,200 | $590 |
| Prince George County, VA | $212,100 | $864 | $620 | $1,190 | $570 |
| Carsley, VA | $158,700 | $775 | $560 | $1,090 | $530 |
| Varina, VA | $164,400 | $664 | $470 | $910 | $440 |
| Dendron, VA | $150,200 | $750 | $510 | $1,040 | $530 |
| Dinwiddie County, VA | $160,100 | $654 | $450 | $900 | $450 |
| Matoaca, VA | $256,300 | $914 | $620 | $1,300 | $680 |
| Richmond, VA | $209,200 | $860 | $580 | $1,180 | $600 |
| Greensville County, VA | $89,400 | $792 | $570 | $1,090 | $520 |
| Red Oak, VA | $104,000 | $572 | $390 | $780 | $390 |
| Alberta, VA | $99,400 | $550 | $380 | $780 | $400 |
| Severn, NC | $118,800 | $717 | $490 | $1,020 | $530 |