How Can I Make My Columbus, GA Home Insurance Cheaper

Gavop tells you how to get the best homeowners insurance in Columbus, GA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.

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Select the Suitable Coverage Value for your Columbus, GA Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $46,500 $40,000 $25,000-$50,000
2 Bedroom $109,500 $100,000 $75,000-$100,000
3 Bedroom $108,000 $90,000 $100,000-$125,000
4 Bedroom $250,000 $220,000 $250,000-$300,000
5 Bedroom $233,000 $220,000 $200,000-$250,000

Estimate your Savings with Home Insurance Discounts in Columbus, GA | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$154 $751
Superior Protection Discount -$90 $814
Fire & Security Discount -$90 $814
Hail Resistant Roof Discount -$18 $886
Newly Constructed Home Discount -$262 $642

Choose your Columbus, GA Home Insurance Coverage for your Specific Claim Requirement | Back to Top

Claim Type Average Claim Cost
General Claims
Water Damage $6,156
Physical Damage $2,344
Hail Damage $4,853
Wind Damage $6,178
Expensive Claims
Fire $46,910
Smoke $17,556

Identify Top Home Insurance Agents near Columbus, GA | Back to Top

Home Insurance Company Columbus, GA Homeowners Insurance Agency Columbus, GA Address Popularity Score Distance from Columbus (miles)
State Farm Jay Lewis 1040 1st Ave, Columbus, GA, 31901-2402
7.5
Travelers Mallory Agency 207 N Lewis St, Lagrange, GA, 30240
37.8
State Farm Travis Greene 4905 Warm Springs Rd, Columbus, GA, 31909-4051
2.5
State Farm Mable Smith Sharp 229 S Davis Rd Ste 300, Lagrange, GA, 30241-2607
37.8
Allstate Michelle Cornett 101 New Franklin Rd, Lagrange, GA, 30240
37.9
Allstate Hillary Carnley 3884 Warm Springs Rd, Columbus, GA, 31909
3.2
Allstate Meadows Insurance Agency 25 E Main St, Manchester, GA, 31816
28.1
State Farm Robert Willis 4006 Buena Vista Rd, Columbus, GA, 31907-3804
4.4
Allstate M. C. Phillips 1601 12th St Ste 6, Columbus, GA, 31906
6.2
Allstate Charles Davis 5201 Armour Rd, Columbus, GA, 31904
4.6

Compare Rates for Columbus, GA Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Georgia $158,400 $1,012 $700 $1,410 $710
Muscogee County, GA $140,200 $904 $660 $1,280 $620
Columbus, GA $140,200 $904 $610 $1,250 $640
Cusseta-Chattahoochee County unified government, GA $81,700 $634 $420 $910 $490
Omaha, GA $41,100 $325 $230 $460 $230
Beauregard-Marvyn, AL $132,600 $832 $570 $1,160 $590
Taylor County, GA $65,800 $842 $610 $1,160 $550
Carsonville, GA $83,000 $643 $440 $920 $480
Molena, GA $95,600 $721 $500 $990 $490
Ideal, GA $51,300 $411 $280 $570 $290
Reynolds, GA $64,300 $513 $350 $730 $380
Midway, AL $64,700 $747 $530 $1,020 $490
Penton, AL $113,000 $1,065 $770 $1,510 $740

Research Home Insurance Companies Reviews in Columbus, GA Before Buying | Back to Top

Share a review on your home insurance company


State Farm Home Insurance Reviews

Date: September 09, 2019    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Policy Offerings
I've had at least 4 different types of insurance, and one reason I like what I have now is that they cover a lot more than my previous insurances. Specifically being able to use my insurance for birth control.


Date: April 06, 2019    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Customer Service
I don't really interact with them to be honest. I pay my bill and move on.I guess my only points off is because the cold calls I get about other insurance offerings.

Date: September 20, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Customer Service
I like State Farms customer service because they are very efficient at making sure my call is important and connecting me to a representative quickly and efficiently

Date: September 13, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Premium
I pay about half as much as I would with State Farm over other companies when I was quoted by them. I appreciate State Farm's efforts to keep it as such.

Date: August 15, 2018    Age: 50 to 59    Gender: Male    Marital Status: Unmarried

Website/App
I like State Farm's website because it is very easy to move around and simple enough to help me find where I need to go in minimal time

Date: March 19, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Policy Offerings
Our insurance policy covers our entire home, anything inside or outside of it, due to most damages caused by people or nature


Date: November 18, 2017    Age: 20 to 29    Gender: Female    Marital Status: Married

Communication
I like the interaction with customer service because they are always so friendly and give great information and help out a lot with claims and other general questions I may have.

GEICO Home Insurance Reviews

Date: July 08, 2019    Age: 50 to 59    Gender: Married    Marital Status: Female

Customer Service
My experience with GEICO has been nothing less than stellar. Every single time that I call in there is no issue with comprehending and resolving the issue.

Date: September 01, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Communication
I'm pleased with the interaction with my local agent. I have not had much experience with the company itself other than one claim in 2015. I had no problems with the claim and they paid very expeditiously with no questions asked.

Date: August 22, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Website/App
I like the website because it allows me to pay my bill online and to review my current coverage and pricing information. I don't use it for much more than that.

Date: August 02, 2018    Age: 50 to 59    Gender: Female    Marital Status: Married

Customer Service
Very pleased with customer service. I use a local agent and they're always able to answer my questions and they make sure I'm getting the coverage I need for all of my needs.

Date: August 02, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Policy Offerings
My home insurance policy covers liability for injury, it covers theft, it covers damage due to storm and natural disasters and is it also a fire policy that covers burnouts.


Date: March 11, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Premium
I believe the premium is very competitive. I shopped the policy when it renewed in May and was very pleased with my premium compared to other quotes that I was given.

Progressive Home Insurance Reviews

Date: September 21, 2018    Age: Above 60    Gender: Male    Marital Status: Married

Policy Offerings
it covers wind, storm, flood and natural disasters as well as fire and theft


Date: September 13, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Premium
I have never had other insurance but from what I hear from friends on there insurance, I kind of want to trade or look around and find a better deal.

Date: August 03, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Communication
I feel like a lot more could be done when comes to approving payout for natural disasters.

Date: May 14, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Customer Service
I feel like I am always being upsold on my own insurance and that they make it seem way more needed than it actually is

Date: November 18, 2017    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Website/App
The app is not very user-friendly, my aunt has little knowledge of technology and would not be able to use it.

Farmer's Insurance Home Insurance Reviews

Date: October 04, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Website/App
the website seems outdated. The app never works and takes too long to load. The website takes a long time to load as well on my computer. It is hard to find my information on the website

Date: October 01, 2018    Age: 40 to 49    Gender: Female    Marital Status: Unmarried

Customer Service
Staff was very friendly. The answer the phone right away and answered all my questions. When I set up my policy that you were able to do it right away within 30 minutes and they contacted my bank right away

Date: September 28, 2018    Age: 50 to 59    Gender: Female    Marital Status: Married

Policy Offerings
My house, dwelling, property, roof, my valuables, windows. Medical payments. My exterior structures like my kids play set.


Date: September 22, 2018    Age: 50 to 59    Gender: Male    Marital Status: Married

Premium
I gave it a five-star because the premium is cheaper than the other competitors. When I filed a claim they paid the claim right away. Some of my other neighbors had the same hail damage and they had their claim denied.

Date: September 10, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Communication
Communication is good because they answer right away. They answered a question I sent them through email right away and they also called me to see if I had any other questions

Allstate Home Insurance Reviews

Date: September 18, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Premium
We can get a better deal with Geico and will as soon as our current policy with Allstate is up.

Date: June 20, 2019    Age: 40 to 49    Gender: Unmarried    Marital Status: Male

Premium
Our deductible for home is very low. Also with a coverage is outstanding. It covers more things than any other insurance has ever covered in for a cheaper price. We are so happy with Allstate.

Date: February 13, 2019    Age: 40 to 49    Gender: Male    Marital Status: Unmarried

Customer Service
I've called twice recently and have been happy with their customer service representatives. They are friendly, professional and personal. The really make me feel like I matter to them. It is one main reason I stay with them for so long.

Southern Mutual Insurance Company Home Insurance Reviews

Date: January 01, 2019    Age: 40 to 49    Gender: Female    Marital Status: Married

Premium
My premium and deductible are higher than a month's mortgage payment. I do not feel that I get very much value for my money overall.

Date: December 01, 2018    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Policy Offerings
I get more notices from my insurance broker than from the company. I also live in a hurricane area so options for other insurance offerings or discounts are based on hurricane damage mitigation and are expensive to undertake.


Westfield Insurance Home Insurance Reviews

Date: December 27, 2018    Age: 50 to 59    Gender: Male    Marital Status: Married

Policy Offerings
I would say they are similar. I would say generally they are trying to bundle more insured elements in effort to achieve higher premiums. I am constantly challenging the inflated coverage on things which are not applicable or excessive to me.


NYCM Insurance Home Insurance Reviews

Date: October 27, 2018    Age: 40 to 49    Gender: Female    Marital Status: Unmarried

Website/App
I like that the website is clear, easy to navigate, and free from third party advertisements that would take up the web page with non crucial information.

Nationwide Home Insurance Reviews

Date: November 25, 2018    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Customer Service
The customer service has been great this far. It has been extremely easy to get to discuss our policy with a human being rather than a machine. The agent gets back to us within the same day when we have questions about our policy.

Travelers Home Insurance Reviews

Date: May 22, 2019    Age: 30 to 39    Gender: Unmarried    Marital Status: Male

Premium
My home insurance policy has good premiums and deductibles that is why I have the same insurance company for two houses. I can trust that I am getting good coverage.

American Family Insurance Home Insurance Reviews

Date: June 08, 2019    Age: 40 to 49    Gender: Unmarried    Marital Status: Female

Premium
Our deductibles are comparable to other policies. We were careful to shop around in order to get the best offers. I find that our options increase the longer we stay with them

Liberty Mutual Home Insurance Reviews

Safeco Insurance Home Insurance Reviews

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