Gavop's guide to buying homeowners insurance in Lost Creek, IN covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $45,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $127,500 | $120,000 | $100,000-$125,000 |
| 3 Bedroom | $138,000 | $130,000 | $125,000-$150,000 |
| 4 Bedroom | $210,000 | $180,000 | $150,000-$175,000 |
| 5 Bedroom | $276,500 | $230,000 | $200,000-$250,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$68 | $688 |
| Home and Two Car | -$121 | $635 |
| Home and Three Car | -$174 | $582 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Vigo County | $2,500 | $685 | $3,185 | $498 | $2,998 | $187 |
| Lost Creek, IN | $1,000 | $747 | $1,747 | $543 | $1,543 | $204 |
| Terre Haute, IN | $500 | $631 | $1,131 | $458 | $958 | $172 |
| Fayette, IN | $1,500 | $809 | $2,309 | $588 | $2,088 | $221 |
| Dana, IN | $2,000 | $560 | $2,560 | $407 | $2,407 | $153 |
| Millcreek, IN | $500 | $691 | $1,191 | $502 | $1,002 | $189 |
| Ashmore, IL | $1,500 | $610 | $2,110 | $443 | $1,943 | $167 |
| Montgomery County, IN | $500 | $777 | $1,277 | $565 | $1,065 | $212 |
| Morgan County, IN | $1,500 | $856 | $2,356 | $622 | $2,122 | $234 |
| Covington, IN | $200 | $721 | $921 | $524 | $724 | $197 |
| Bethany, IN | $2,000 | $675 | $2,675 | $490 | $2,490 | $184 |
| Home Insurance Company Lost Creek, IN | Homeowners Insurance Agency Lost Creek, IN | Address | Popularity Score | Distance from Lost Creek (miles) |
|---|---|---|---|---|
| State Farm | Kelsey Lawson | 3179 S 3rd Pl, Terre Haute, IN, 47802-3785 | 7.7 | |
| Farmers | Tawni Hill | 1635 W 3rd St, Bloomington, IN, 47404 | 45.0 | |
| Travelers | Hadley Insurance Inc | 1655 E Main St, Danville, IN, 46122 | 46.9 | |
| State Farm | John Howes | 1220 E National Ave, Brazil, IN, 47834-2718 | 10.4 | |
| Travelers | Robert Wilson Insurance | 2952 S 7th St, Terre Haute, IN, 47801 | 6.8 | |
| Erie | Jim Lawrence Insurance Agency Llc | 5 N Chicago Avenue, Brazil, IN, 47834 | 9.0 | |
| State Farm | Mike Petrunich | 303 E Main St, Danville, IN, 46122-1913 | 45.7 | |
| State Farm | Amy Eslinger | 5135 S Us Highway 41, Terre Haute, IN, 47802-4789 | 7.8 | |
| Travelers | Sandi Taylor Hometown Insurance | 410 W Kirkwood Ave Ste B, Bloomington, IN, 47404 | 45.7 | |
| State Farm | Bruce Richardson | 356 S Indiana St, Mooresville, IN, 46158-2733 | 49.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Indiana | $130,200 | $847 | $610 | $1,210 | $600 |
| Vigo County, IN | $90,700 | $694 | $460 | $980 | $520 |
| Lost Creek, IN | $149,800 | $756 | $510 | $1,070 | $560 |
| Terre Haute, IN | $76,600 | $638 | $450 | $870 | $420 |
| Fayette, IN | $120,800 | $819 | $580 | $1,130 | $550 |
| Dana, IN | $56,500 | $567 | $410 | $810 | $400 |
| Millcreek, IN | $86,600 | $699 | $500 | $1,000 | $500 |
| Ashmore, IL | $90,600 | $617 | $450 | $850 | $400 |
| Montgomery County, IN | $118,400 | $787 | $530 | $1,120 | $590 |
| Morgan County, IN | $147,200 | $866 | $620 | $1,200 | $580 |
| Covington, IN | $94,700 | $730 | $520 | $1,010 | $490 |
| Bethany, IN | $82,500 | $683 | $490 | $970 | $480 |