How Can I Make My North Las Vegas, NV Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in North Las Vegas, NV covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
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Estimate Appropriate North Las Vegas, NV Home Insurance Coverage Levels | Back to Top
| North Las Vegas, NV - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Grand Prairie Ave, Villa Tironi Ct, Tatum Ct, Jane Austin Ave, Bergstrom Ave, Dulce Norte St, Corta Ave, Summer Lily Ave, Buddy Holly Ct, N Redbreast Ct | $158,000 | $130,000 | $150,000-$175,000 | $241,000 | $190,000 | $200,000-$250,000 |
| Silverwind Rd, N Topaz Image St, Biege Bluff St, Moorpoint, Goldeneye, N Cloud Nine Ln, Desert Wren la, Silent Path Way, Piedra Fallsct, Harewood Ave | $158,000 | $130,000 | $150,000-$175,000 | $290,000 | $250,000 | $300,000-$350,000 |
| Liston Ave, Haven Heights St, Guardsman, N Ramirez St, Cave, N Carlsbad Heights St, W Scott Ave, N Night Owl Bluff Ave, Wood Dale Ct, Dune Ridge St | $167,500 | $140,000 | $150,000-$175,000 | $203,000 | $190,000 | $175,000-$200,000 |
| Heather Oaks Way, Don Alberto Ct, Cholla Blossom Ct, Axbridge Ct, Carlton Sea Ct, French Landing Rd, Fenton Ln, N Mercer Valley St, Beaufort Ct, Black Hill | $263,000 | $240,000 | $250,000-$300,000 | $325,000 | $290,000 | $250,000-$300,000 |
| Breezy Wind Ct, N Aztec Heights St, Autumn Sage Ave, Vine Hill Ct, Zebra Ct, Marvin St, Silent Sunset Ave, N Eliza Ln, Donovan Way, Bluff Knoll Ct | $148,000 | $130,000 | $100,000-$125,000 | $205,000 | $160,000 | $200,000-$250,000 |
| Morocco Ave, Rolling Creek St, Guma Way, Wind Tower St, Alderley Ridge Ave, Golden Dawn Ct, Grissom Ave, Kookaburra Way, Turkey Ridge Ct, W Buff Ave | $233,000 | $220,000 | $200,000-$250,000 | $245,500 | $210,000 | $200,000-$250,000 |
| Kiel, Agave Ave, W Robin Knot Ct, Asher, Puka Shell St, E Regena Ave, Palatine Hills Ave, Dulcet Dr, Jessica Marie St, N Bledsoe Ln | $132,000 | $120,000 | $100,000-$125,000 | $192,500 | $160,000 | $175,000-$200,000 |
| Snow Cactus St, Sea Hunter St, Don Fernando Cir, Broken Feather Dr, Plymouth Ave, Radiance Park St, Carroll St, Warhawk Ave, Hemmed Hollow St, Heartland Way | $168,500 | $160,000 | $125,000-$150,000 | $207,000 | $170,000 | $200,000-$250,000 |
| Cinnamon Spice Ct, Stockman, N Basswood Cir, Desert Sage Ave, Bowlin, Randor, Colonnade Row Dr, N Pacific Screech Pl, Winning Way, Barred Dove la | $122,000 | $110,000 | $125,000-$150,000 | $129,000 | $110,000 | $125,000-$150,000 |
| Casa Antiqua St, Buttercup Creek St, Silversword, Fox Sparrow Ct, W Grasswren Dr, Cheryl Clay, Running Horse Dr, Cloudy Glen St, Sea Cliff Cove St, Crystal Island Ave | $198,000 | $190,000 | $200,000-$250,000 | $196,000 | $180,000 | $150,000-$175,000 |
Estimate your Savings with Home Insurance Discounts in North Las Vegas, NV | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$123 | $599 |
| Superior Protection Discount | -$72 | $649 |
| Fire & Security Discount | -$50 | $671 |
| Hail Resistant Roof Discount | -$22 | $700 |
| Newly Constructed Home Discount | -$209 | $512 |
Choose the Right Deductible for your North Las Vegas, NV Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Clark County | $2,500 | $610 | $3,110 | $444 | $2,944 | $167 |
| North Las Vegas, NV | $2,000 | $713 | $2,713 | $518 | $2,518 | $195 |
| Nellis AFB, NV | $500 | $316 | $816 | $230 | $730 | $86 |
| Whitney, NV | $700 | $671 | $1,371 | $488 | $1,188 | $183 |
| Paradise, NV | $100 | $671 | $771 | $488 | $588 | $183 |
| Spring Valley, NV | $1,500 | $592 | $2,092 | $430 | $1,930 | $162 |
| Enterprise, NV | $400 | $631 | $1,031 | $459 | $859 | $173 |
| Clark, NV | $2,500 | $668 | $3,168 | $485 | $2,985 | $183 |
| Mount Charleston, NV | $500 | $882 | $1,382 | $641 | $1,141 | $241 |
| Boulder City, NV | $2,500 | $617 | $3,117 | $448 | $2,948 | $168 |
| Moapa Valley, NV | $1,000 | $671 | $1,671 | $488 | $1,488 | $183 |
Identify Top Home Insurance Agents near North Las Vegas, NV | Back to Top
| Home Insurance Company North Las Vegas, NV | Homeowners Insurance Agency North Las Vegas, NV | Address | Popularity Score | Distance from North Las Vegas (miles) |
|---|---|---|---|---|
| State Farm | Mike Whitford | 6485 N Decatur Blvd Ste 150, Las Vegas, NV, 89131-2989 | 6.6 | |
| Liberty Mutual Independent | Sage Insurance Services Inc | 1081 S Cimarron Rd Ste B5-6, Las Vegas, NV, 89145 | 13.2 | |
| Allstate | Curtis Clark | 7045 W Ann Rd Ste 140, Las Vegas, NV, 89130 | 9.0 | |
| Travelers | Integrity Insurance & Services | 2245 N Decatur Blvd Suite J, Las Vegas, NV, 89108 | 8.7 | |
| State Farm | Luria Walker | 3124 N Rainbow Blvd, Las Vegas, NV, 89108-4576 | 9.7 | |
| State Farm | Tom Paikos | 8554 W Lake Mead Blvd, Las Vegas, NV, 89128-7630 | 12.2 | |
| State Farm | Ladonna Koeller | 4275 N Rancho Dr Ste 155, Las Vegas, NV, 89130-3453 | 8.5 | |
| State Farm | Dan Trubac | 6088 S Durango Dr Ste 105, Las Vegas, NV, 89113-1780 | 17.7 | |
| Travelers | Allen Empire Agency | 4894 Lone Mountain Ave., Suite 178 Las Vegas, Las Vegas, NV, 89130 | 7.1 | |
| State Farm | Marivic Macabasco | 1096 E Sahara Ave Ste 207, Las Vegas, NV, 89104-3228 | 10.0 |
Compare Rates for North Las Vegas, NV Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Nevada | $216,400 | $641 | $460 | $880 | $420 |
| Clark County, NV | $212,300 | $618 | $430 | $850 | $420 |
| North Las Vegas, NV | $179,700 | $721 | $520 | $1,030 | $510 |
| Nellis AFB, NV | $51,000 | $320 | $230 | $440 | $210 |
| Whitney, NV | $142,200 | $680 | $470 | $960 | $490 |
| Paradise, NV | $191,800 | $680 | $470 | $940 | $470 |
| Spring Valley, NV | $218,400 | $599 | $410 | $830 | $420 |
| Enterprise, NV | $255,200 | $639 | $470 | $900 | $430 |
| Clark, NV | $284,700 | $676 | $490 | $940 | $450 |
| Mount Charleston, NV | $365,700 | $893 | $610 | $1,240 | $630 |
| Boulder City, NV | $241,600 | $624 | $460 | $890 | $430 |
| Moapa Valley, NV | $176,300 | $680 | $470 | $940 | $470 |
Research Home Insurance Companies Reviews in North Las Vegas, NV Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: October 24, 2019 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Premium
The premium and deductible for my insurance company are a little on the pricey side but you get what you pay for. There are cheaper options out there but the quality may not be the same. It is still fairly affordable regardless.
Date: August 18, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
I don't have a lot to compare as far as premium. It seems fair to me but now I'm thinking I should probably investigate other options to make sure I'm getting a fair deal.
Date: October 03, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Policy Offerings
My premium include the basics as listed above including my model railroad layout and associated items. Also includes personal property & possessions in the home.
Date: October 02, 2018 Age: Above 60 Gender: Female Marital Status: Married
Premium
I feel that my premium is a good price for what the coverage is plus I get a discount due to my auto insurance and life insurance coverage with State Farm
Date: September 19, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Communication
The insurance company sends me info a few times a yr regarding my policy and I don't have any issues with their communication. Thank God they don't cold call me and annoy me. They keep me updated on my policy and my payments with no issues
Date: September 17, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Website/App
The website offered for my home insurance company offers a good customer service chat, I don't like how its viewed on mobile, cropping out most of the sides
Date: August 11, 2018 Age: 50 to 59 Gender: Female Marital Status: Married
Website/App
I don't use the Mobil app because I fee that it is slow to load and also takes up a lot of storage. You can do more on the regular website than u can on the app. The regular website is pretty good with no issues and I can do or check anything I need
Date: August 06, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Customer Service
I have never had any problems or issues with their customer service. I have only had to call them a few times as my agent's office is close to my home.
Date: August 06, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Policy Offerings
coverage for the home structure in an event like a flood or hurricane. pay for repairs due to fires or natural disasters
Date: July 30, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Premium
the premium my insurance charges is about average compared to other home insurance in my area
Date: March 09, 2018 Age: 50 to 59 Gender: Female Marital Status: Married
Customer Service
Customer service seems important to my insurance dealer. I can contact them at nearly every hour of the day and receive a decent response
Date: November 19, 2017 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Communication
The communication between my insurance company and myself is top notch. I can always rely on my insurance company to contact me if anything arises, or I can expect them to answer the phone if need be.
Progressive Home Insurance Reviews
Date: July 27, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Policy Offerings
I would rate the policy offerings at 5/5. I did comparison shopping and could not find better coverage for the price, though some other companies had much better customer service and reputation.
Date: December 03, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
They have done everything they said they would. I have not really looked at the pricing in two years. I should probably do that, but they are rate a 5.
AAA Home Insurance Reviews
Date: November 18, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Policy Offerings
I would say my home insurance is pretty awesome, the policy would not force you for pay entire year it pretty flexible,
Allstate Home Insurance Reviews
Date: September 18, 2019 Age: 50 to 59 Gender: Female Marital Status: Married
Customer Service
I have only had two interactions with Customer Service but they have both been satisfactory. Agents were friendly and they seemed knowledgeable and eager to help.
Travelers Home Insurance Reviews
Date: December 31, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Customer Service
I have had good experience with my home insurance company's customer service. They are very helpful and friendly. They answer all my questions and provide me with the assistance I need.
Safeco Insurance Home Insurance Reviews
Date: October 25, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Website/App
The website is completely satisfactory. I am able to look up our policy documents online, pay the annual bill, arrange for installments if I prefer, and contact the customer service department as needed. The claims process is outlined there and appears to be very easy to follow.
American Family Insurance Home Insurance Reviews
Date: February 10, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Policy Offerings
I have a neutral opinion about their options. We previously were covered with another provider and felt like the coverage was basically the same.