How Can I Make My West St. Paul, MN Home Insurance Cheaper
Gavop tells you how to get the best homeowners insurance in West St. Paul, MN by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
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Estimate Appropriate West St. Paul, MN Home Insurance Coverage Levels | Back to Top
| West St. Paul, MN - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Wentworth Ave E, E Crusader Ave, S Robert St, Oakdale Ave, Seminole Ave, Alta Ln, 54th St E, Deppe St, Betty Ln, Humboldt Ave | $268,000 | $220,000 | $300,000-$350,000 | $248,000 | $230,000 | $250,000-$300,000 |
| Edgewood Ln, Pine Ridge Dr, Butler Ave E, Haskell St E, Shady Oak Dr, Arion St W, Carmel Ave E, 60th St E, S Robert Trl, Rehnberg Pl | $208,500 | $200,000 | $150,000-$175,000 | $279,000 | $230,000 | $250,000-$300,000 |
| S Robert St, S Robert St, Angus Ave E, Kathleen Dr, Harmon Ave, Nature View Ln, Butler Ave E, Fox Ridge Dr, Allen Way, Langer Cir | $135,500 | $110,000 | $125,000-$150,000 | $258,500 | $240,000 | $250,000-$300,000 |
| Galvin Ave, Co Rd 41, Manomin Ave, 60th St W, Allen Ave, Oakdale Ct, Christensen Ave, Kruse St, Duck Pond Dr, Allen Ave | $106,000 | $100,000 | $100,000-$125,000 | $200,500 | $190,000 | $200,000-$250,000 |
| Winslow Ave, Ohio St, Hurley St W, Asher Ave E, 68th St W, Audobon Ave, Kopp Dr, Carrie St, Chardel Ct, Audrey Dr | $97,500 | $80,000 | $75,000-$100,000 | $145,500 | $120,000 | $150,000-$175,000 |
Bundle your West St. Paul, MN Auto & Home Insurance from the Same Company | Back to Top
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$65 | $745 |
| Home and Two Car | -$138 | $672 |
| Home and Three Car | -$186 | $624 |
Choose the Right Deductible for your West St. Paul, MN Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Dakota County | $1,000 | $1,198 | $2,198 | $871 | $1,871 | $327 |
| West St. Paul, MN | $2,500 | $800 | $3,300 | $581 | $3,081 | $219 |
| North St. Paul, MN | $500 | $800 | $1,300 | $581 | $1,081 | $219 |
| Tonka Bay, MN | $2,500 | $2,747 | $5,247 | $1,996 | $4,496 | $751 |
| St. Michael, MN | $400 | $905 | $1,305 | $658 | $1,058 | $247 |
| Oxford, MN | $700 | $1,311 | $2,011 | $953 | $1,653 | $358 |
| Rice County, MN | $200 | $1,062 | $1,262 | $772 | $972 | $290 |
| Wacouta, MN | $700 | $1,425 | $2,125 | $1,035 | $1,735 | $389 |
| Isanti, MN | $200 | $834 | $1,034 | $606 | $806 | $228 |
| Chisago County, MN | $700 | $1,114 | $1,814 | $809 | $1,509 | $304 |
| Cambridge, MN | $500 | $807 | $1,307 | $586 | $1,086 | $220 |
| Stockholm, WI | $2,000 | $756 | $2,756 | $549 | $2,549 | $207 |
Identify Top Home Insurance Agents near West St. Paul, MN | Back to Top
| Home Insurance Company West St. Paul, MN | Homeowners Insurance Agency West St. Paul, MN | Address | Popularity Score | Distance from West St. Paul (miles) |
|---|---|---|---|---|
| Travelers | Ace Insurance Agency Llc | 415 Cedar Ave S, Minneapolis, MN, 55454 | 9.2 | |
| State Farm | Heather Kielpinski | 2707 Lincoln Dr, Roseville, MN, 55113-1334 | 9.4 | |
| Allstate | Tom Baecker | 373 Pedersen St Ste 104, Saint Paul, MN, 55119 | 5.0 | |
| Travelers | Insurance Advantage Agency Llc | 7600 Parklawn Ave S #350, Edina, MN, 55435 | 12.6 | |
| State Farm | Davina Baldwin | 6262 Boone Ave N, Brooklyn Park, MN, 55428-2729 | 18.8 | |
| State Farm | Mark Arens | 14400 W Burnsvle Pkwy Ste 1, Burnsville, MN, 55306-5099 | 16.1 | |
| State Farm | Paul Mccarthy | 11200 Stillwtr Blvd N Ste 107, Lake Elmo, MN, 55042-8625 | 10.9 | |
| State Farm | Joseph Hanson | 6640 Lyndale Ave S Ste 110, Richfield, MN, 55423-2385 | 10.0 | |
| Farmers | Pat Donnelly | 1410 Energy Park Dr Ste 8, Saint Paul, MN, 55108 | 6.1 | |
| Allstate | Brian Seedorf | 4580 Scott Trl Ste 220, Eagan, MN, 55122 | 9.9 |
Compare Rates for West St. Paul, MN Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Minnesota | $199,700 | $1,192 | $860 | $1,630 | $770 |
| Dakota County, MN | $238,000 | $1,213 | $860 | $1,660 | $800 |
| West St. Paul, MN | $183,300 | $810 | $540 | $1,160 | $620 |
| North St. Paul, MN | $183,300 | $810 | $540 | $1,120 | $580 |
| Tonka Bay, MN | $589,300 | $2,780 | $1,890 | $3,860 | $1,970 |
| St. Michael, MN | $232,700 | $916 | $670 | $1,300 | $630 |
| Oxford, MN | $246,300 | $1,327 | $890 | $1,870 | $980 |
| Rice County, MN | $188,400 | $1,075 | $730 | $1,520 | $790 |
| Wacouta, MN | $287,500 | $1,442 | $980 | $2,030 | $1,050 |
| Isanti, MN | $147,200 | $844 | $600 | $1,200 | $600 |
| Chisago County, MN | $206,400 | $1,127 | $760 | $1,610 | $850 |
| Cambridge, MN | $139,300 | $816 | $580 | $1,150 | $570 |
| Stockholm, WI | $230,300 | $765 | $530 | $1,080 | $550 |
Research Home Insurance Companies Reviews in West St. Paul, MN Before Buying | Back to Top
Share a review on your home insurance company
GEICO Home Insurance Reviews
Date: April 25, 2019 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Policy Offerings
They give you a great discounted rate.Offers liability protection in case I have injury on my property. Also covers medical payments coverage for minor injuries.
Date: April 22, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Premium
I haven't really seen that much of a difference in premiums. I chose Geico because of the umbrella plan and because I've been there for a while.
Date: March 06, 2019 Age: 50 to 59 Gender: Male Marital Status: Married
Premium
I purchased a policy with standard deductibles and I feel the premium is reasonable compared to other insurers based on a second home that I own and have insured with a different company.
Date: February 06, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Premium
I think my policy is comparable to others. I am neither satisfied or dissatisfied by it. I just hope it becomes more affordable.
Progressive Home Insurance Reviews
Date: March 18, 2019 Age: Above 60 Gender: Female Marital Status: Married
Policy Offerings
I am completely satisfied with the offerings of this company's policy. It offers the option of a fixed deductible as opposed to a percentage, which I prefer greatly.
Date: March 14, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Policy Offerings
You must be on cooperate like jacket and tie, always be at alert, no playing around, always make your costumers laugh
State Farm Home Insurance Reviews
Date: March 31, 2019 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Policy Offerings
Like that flood, fire, storm damage and natural occurrences such as these are covered under my policy with having to pay extra for separate coverage flood, storm or fire.
Date: November 04, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Policy Offerings
We're protected for fire, flooding, accident, break ins, liability, we're really covered for everything including rebuilding from the ground up.
Farm Bureau Home Insurance Reviews
Date: April 13, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Premium
I think my premium was maybe a little better than other stand alone house insurance because I also had my car on my policy. I got a discount for grouping insurance together.
Allstate Home Insurance Reviews
Date: January 13, 2019 Age: Above 60 Gender: Male Marital Status: Married
Premium
Once again, I found no difference when I was shopping around. All companies have about the same deductibles as other companies do.
Liberty Mutual Home Insurance Reviews
Date: April 10, 2019 Age: Above 60 Gender: Male Marital Status: Married
Policy Offerings
The policy I have is their top of the Liberty Mutual home insurance. It was priced less expensively than other insurance companies for the same coverage.
AIG Home Insurance Reviews
Date: March 10, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Policy Offerings
when compare to other insurance companies, AIG provides me full protection for my financial and health problems. The offers are very attractive and worthy.
Travelers Home Insurance Reviews
Date: April 06, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Customer Service
They have helped me when I needed to file a claim, however they never returned my last calls about additional refunded money once they received the receipt.
Grange Insurance Home Insurance Reviews
Date: November 19, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Customer Service
My home insurance company has great customer service. I would give them a 4/5 stars because once they misspelled my name on a document and it took several attempts to get it changed.
Amica Mutual Insurance Home Insurance Reviews
Date: March 30, 2019 Age: 50 to 59 Gender: Female Marital Status: Married
Policy Offerings
I have done little research into other policy offerings because I am completely satisfied with Amica. However, from conversations with friends who have policies with other companies.