Gavop shows you how to buy homeowners insurance in Rooks County, KS by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $34,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $79,000 | $70,000 | $75,000-$100,000 |
| 3 Bedroom | $98,500 | $90,000 | $100,000-$125,000 |
| 4 Bedroom | $156,500 | $140,000 | $150,000-$175,000 |
| 5 Bedroom | $230,500 | $200,000 | $175,000-$200,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$76 | $764 |
| Home and Two Car | -$143 | $697 |
| Home and Three Car | -$193 | $646 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Rooks County | $1,000 | $829 | $1,829 | $603 | $1,603 | $227 |
| Rooks County, KS | $1,000 | $829 | $1,829 | $603 | $1,603 | $227 |
| Buckeye, KS | $1,500 | $1,767 | $3,267 | $1,284 | $2,784 | $483 |
| Paradise, KS | $100 | $916 | $1,016 | $666 | $766 | $250 |
| Bethany, KS | $1,000 | $638 | $1,638 | $464 | $1,464 | $174 |
| Smith Center, KS | $400 | $903 | $1,303 | $656 | $1,056 | $247 |
| Luray, KS | $1,500 | $873 | $2,373 | $635 | $2,135 | $239 |
| Corinth, KS | $300 | $1,215 | $1,515 | $883 | $1,183 | $332 |
| Home Insurance Company Rooks County, KS | Homeowners Insurance Agency Rooks County, KS | Address | Popularity Score | Distance from Rooks County (miles) |
|---|---|---|---|---|
| State Farm | Matt Lyon | 11th & Washington, Ellis, KS, 67637 | 31.0 | |
| State Farm | Brock Whitmore | 339 E 8th St, Hays, KS, 67601-4146 | 32.9 | |
| Travelers | Almena State Bank | 500 Main, Almena, KS, 67622 | 42.9 | |
| Travelers | Almena State Bank | 500 Main, Almena, KS, 67622 | 42.9 | |
| State Farm | Matt Lyon | 1011 Centennial Blvd Ste A, Hays, KS, 67601-2485 | 32.0 | |
| Farmers | Jim Cross | 636 N Main St, Russell, KS, 67665 | 40.1 | |
| State Farm | Dan Murphy | 225 N Main St, Wakeeney, KS, 67672-2104 | 37.3 | |
| State Farm | Wayne Voss | 2707 Vine St Ste 13, Hays, KS, 67601-1908 | 31.7 | |
| State Farm | Ken Schultz | 104 S Kansas Ave, Norton, KS, 67654-2130 | 44.9 | |
| Farmers | Clarence Jacobs | 2001 Vine St, Hays, KS, 67601 | 32.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kansas | $139,200 | $1,364 | $1,060 | $1,840 | $780 |
| Rooks County, KS | $75,400 | $839 | $650 | $1,130 | $480 |
| Rooks County, KS | $75,400 | $839 | $650 | $1,130 | $480 |
| Buckeye, KS | $280,900 | $1,788 | $1,390 | $2,410 | $1,020 |
| Paradise, KS | $65,600 | $927 | $720 | $1,250 | $530 |
| Bethany, KS | $32,100 | $646 | $500 | $870 | $370 |
| Smith Center, KS | $63,900 | $914 | $710 | $1,230 | $520 |
| Luray, KS | $60,000 | $884 | $690 | $1,190 | $500 |
| Corinth, KS | $112,500 | $1,230 | $960 | $1,660 | $700 |