How Can I Make My Hutchinson, KS Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Hutchinson, KS covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Hutchinson, KS Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $47,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $110,000 | $90,000 | $75,000-$100,000 |
| 3 Bedroom | $129,000 | $120,000 | $125,000-$150,000 |
| 4 Bedroom | $181,500 | $170,000 | $150,000-$175,000 |
| 5 Bedroom | $139,500 | $120,000 | $150,000-$175,000 |
Estimate your Savings with Home Insurance Discounts in Hutchinson, KS | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$146 | $894 |
| Superior Protection Discount | -$104 | $936 |
| Fire & Security Discount | -$114 | $925 |
| Hail Resistant Roof Discount | -$21 | $1,019 |
| Newly Constructed Home Discount | -$218 | $821 |
Choose your Hutchinson, KS Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,156 |
| Physical Damage | $2,464 |
| Hail Damage | $4,948 |
| Wind Damage | $6,496 |
| Expensive Claims | |
| Fire | $46,016 |
| Smoke | $17,222 |
Identify Top Home Insurance Agents near Hutchinson, KS | Back to Top
| Home Insurance Company Hutchinson, KS | Homeowners Insurance Agency Hutchinson, KS | Address | Popularity Score | Distance from Hutchinson (miles) |
|---|---|---|---|---|
| Farmers | Joshua Franklin | 5315 E 21st St N Ste 102, Wichita, KS, 67208 | 42.2 | |
| Travelers | Fee Insurance Group | 1 N Main Ste 700, Hutchinson, KS, 67501 | 1.2 | |
| State Farm | David Curry | 356 N Rock Rd Ste A, Wichita, KS, 67206-2282 | 44.8 | |
| State Farm | Heidi Holle-Williams | 7829 E Rockhill St Ste 402, Wichita, KS, 67206-3915 | 43.7 | |
| State Farm | Andre Hale | 6121 E Central Ave, Wichita, KS, 67208-4209 | 43.8 | |
| Liberty Mutual Independent | Z Ins Group Llc | 616 W Douglas Ave, Wichita, KS, 67203 | 40.7 | |
| Farmers | Bruce Isaacson | 2614 N Main St, Hutchinson, KS, 67502 | 1.5 | |
| Allstate | Anthony Newry | 3900 E Harry St Ste 100, Wichita, KS, 67218 | 43.9 | |
| State Farm | Brandon Meyer | 2913 N Plum St, Hutchinson, KS, 67502-8447 | 1.3 | |
| Farmers | Steven Rogers | 1361 N West St, Wichita, KS, 67203 | 37.8 |
Compare Rates for Hutchinson, KS Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kansas | $139,200 | $1,364 | $1,060 | $1,840 | $780 |
| Reno County, KS | $96,600 | $1,058 | $830 | $1,430 | $600 |
| Hutchinson, KS | $93,400 | $1,040 | $810 | $1,400 | $590 |
| Partridge, KS | $54,600 | $841 | $660 | $1,140 | $480 |
| Westminster, KS | $65,500 | $926 | $720 | $1,250 | $530 |
| Rice County, KS | $74,800 | $835 | $650 | $1,130 | $480 |
| Sedgwick County, KS | $130,900 | $1,232 | $960 | $1,660 | $700 |
| Lindsborg, KS | $164,900 | $1,470 | $1,150 | $1,980 | $830 |
| Viola, KS | $204,700 | $1,602 | $1,250 | $2,160 | $910 |
| Preston, KS | $27,500 | $603 | $470 | $810 | $340 |
| Ninnescah, KS | $148,000 | $1,402 | $1,090 | $1,890 | $800 |
| Marion County, KS | $81,300 | $874 | $680 | $1,180 | $500 |
Research Home Insurance Companies Reviews in Hutchinson, KS Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: October 16, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Premium
the premium and deductible on my home insurance at the time. I will have to review this again to get acclimated. However, I know that I chose my insurance company because the rates were similar to the competitors.
Date: August 17, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Premium
I am extremely happy with both the premium and deductible of my current home owner's insurance policy. I had initially contacted another company but a family member recommended State Farm.
Date: January 22, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Premium
After 25 years of using State Farm and filing 3 claims, our premium is very reasonable, i just compared it to 2 other big companies. Our deductible is a tiny bit high, but it's worth it in the long run.
GEICO Home Insurance Reviews
Date: September 10, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
I am very satisfied with Geico's customer service. Any time we have questions we can get a clear answer quickly by calling them. I prefer to go online and chat, but the calls aren't a struggle if we have to do that too.
Date: March 03, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Customer Service
In terms of Geico Home Insurance. My experience with having to contact Geico's customer service has generally been pleasant, and it has been able to remedy and answer all questions and problems.
Date: November 02, 2018 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Customer Service
I am extremely pleased with their customer service. I especially like their online chat capability. It allows me to email the dialogue of the chat if I need to ever refer to it again.
Farm Bureau Home Insurance Reviews
Date: December 01, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Premium
There is a deductible of $250 on my policy. This had to be met before any payments were sent; however, it was still enough to cover a new heater to be installed.
American Family Home Insurance Reviews
Date: May 27, 2019 Age: 40 to 49 Gender: Married Marital Status: Male
Customer Service
my experience has been good, any claims made have been fast and efficient. they are always there to answer questions and have my best interest at heart
Allstate Home Insurance Reviews
Date: October 28, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Premium
At the time of getting my policy the cost of the bundle was the cheapest that we could find. We have such added coverages that are probably not the cheapest. For instance boat coverage.