Gavop tells you how to get the best homeowners insurance in Prunedale, CA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $111,500 | $100,000 | $125,000-$150,000 |
| 2 Bedroom | $275,500 | $220,000 | $200,000-$250,000 |
| 3 Bedroom | $281,000 | $240,000 | $300,000-$350,000 |
| 4 Bedroom | $420,500 | $390,000 | $300,000-$350,000 |
| 5 Bedroom | $448,500 | $400,000 | $500,000-$600,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$171 | $778 |
| Superior Protection Discount | -$95 | $854 |
| Fire & Security Discount | -$95 | $854 |
| Hail Resistant Roof Discount | -$19 | $929 |
| Newly Constructed Home Discount | -$199 | $749 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,276 |
| Physical Damage | $2,488 |
| Hail Damage | $4,476 |
| Wind Damage | $6,560 |
| Expensive Claims | |
| Fire | $46,016 |
| Smoke | $17,556 |
| Home Insurance Company Prunedale, CA | Homeowners Insurance Agency Prunedale, CA | Address | Popularity Score | Distance from Prunedale (miles) |
|---|---|---|---|---|
| State Farm | Angela Frangieh | 1465 Park Ave, San Jose, CA, 95126-2530 | 38.6 | |
| State Farm | Laura Peterson | 16795 Lark Ave Ste 108, Los Gatos, CA, 95032-7691 | 35.0 | |
| State Farm | Andre Nguyen | 4990 Speak Ln Ste 220, San Jose, CA, 95118-2700 | 33.3 | |
| Travelers | Kbk Insurance Agency | 1006 Freedom Blvd, Watsonville, CA, 95076 | 9.5 | |
| Farmers | Robert Chang | 257 Castro St Ste 105, Mountain View, CA, 94041 | 46.4 | |
| State Farm | Fernando Lopez | 734 E Lake Ave Ste 7, Watsonville, CA, 95076-3567 | 9.1 | |
| State Farm | John Wheeler | 2470 Winchester Blvd Ste A, Campbell, CA, 95008-4807 | 36.1 | |
| Allstate | Richard Perilli | 1713 El Camino Real, Santa Clara, CA, 95050 | 40.8 | |
| Allstate | Cuahutemoc Leon Soto | 105 W Main Ave, Morgan Hill, CA, 95037 | 21.9 | |
| Allstate | Wing Hoang | 510 N 1st St Ste 221, San Jose, CA, 95112 | 39.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Monterey County, CA | $441,000 | $1,189 | $880 | $1,620 | $740 |
| Prunedale, CA | $451,300 | $948 | $700 | $1,290 | $590 |
| Pajaro, CA | $507,200 | $1,059 | $780 | $1,440 | $660 |
| Salinas, CA | $350,300 | $887 | $660 | $1,210 | $550 |
| Chualar, CA | $230,500 | $691 | $510 | $940 | $430 |
| Live Oak, CA | $622,600 | $977 | $720 | $1,330 | $610 |
| Gonzales, CA | $320,900 | $713 | $530 | $970 | $440 |
| Alum Rock, CA | $511,600 | $1,002 | $740 | $1,360 | $620 |
| Monterey County, CA | $441,000 | $1,189 | $880 | $1,620 | $740 |
| Loyola, CA | $2,000,001 | $825 | $610 | $1,120 | $510 |
| Milpitas, CA | $704,300 | $1,332 | $990 | $1,810 | $820 |
| Pescadero, CA | $727,700 | $2,023 | $1,500 | $2,750 | $1,250 |