Gavop shows you how to buy homeowners insurance in Rowley, MA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $149,500 | $130,000 | $150,000-$175,000 |
| 2 Bedroom | $427,500 | $350,000 | $350,000-$400,000 |
| 3 Bedroom | $523,500 | $420,000 | $500,000-$600,000 |
| 4 Bedroom | $645,000 | $530,000 | $500,000-$600,000 |
| 5 Bedroom | $622,500 | $570,000 | $700,000-$800,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$146 | $827 |
| Superior Protection Discount | -$97 | $876 |
| Fire & Security Discount | -$107 | $866 |
| Hail Resistant Roof Discount | -$19 | $954 |
| Newly Constructed Home Discount | -$195 | $779 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Essex County | $2,000 | $1,334 | $3,334 | $969 | $2,969 | $365 |
| Rowley, MA | $1,500 | $962 | $2,462 | $699 | $2,199 | $263 |
| West Newbury, MA | $500 | $2,181 | $2,681 | $1,585 | $2,085 | $596 |
| North Reading, MA | $1,500 | $1,104 | $2,604 | $803 | $2,303 | $302 |
| Stoneham, MA | $400 | $996 | $1,396 | $724 | $1,124 | $272 |
| Chelsea, MA | $2,500 | $1,144 | $3,644 | $831 | $3,331 | $313 |
| Weston, MA | $500 | $1,022 | $1,522 | $743 | $1,243 | $279 |
| Shirley, MA | $700 | $925 | $1,625 | $672 | $1,372 | $253 |
| Hanson, MA | $300 | $967 | $1,267 | $702 | $1,002 | $264 |
| Hopkinton, MA | $1,500 | $1,166 | $2,666 | $848 | $2,348 | $319 |
| Home Insurance Company Rowley, MA | Homeowners Insurance Agency Rowley, MA | Address | Popularity Score | Distance from Rowley (miles) |
|---|---|---|---|---|
| Travelers | Journeay Insurance Agency Inc | 8 West Main St, Merrimac, MA, 1860 | 9.7 | |
| Travelers | Journeay Insurance Agency Inc | 8 W Main St, Merrimac, MA, 1860 | 9.7 | |
| Travelers | M K Sullivan Insurance Agency Inc | 30 Grove Street, Merrimac, MA, 1907 | 9.8 | |
| Travelers | M K Sullivan Insurance Agency Inc | 30 Grove Street, Merrimac, MA, 1860 | 9.8 | |
| Liberty Mutual Independent | Leslie Ray Insurance Agency Inc | 129 Dodge St, Beverly, MA, 1915 | 9.6 | |
| Travelers | M K Sullivan Insurance Agency Inc | 30 Grove St, Merrimac, MA, 1860 | 9.8 | |
| Travelers | Christopher G Gregory | 61 Market St, Ipswich, MA, 1938 | 3.8 | |
| Travelers | Lister Insurance Agency | 110 Central Avenue, Medford, MA, 2155 | 23.4 | |
| Travelers | Edward F Sennott Ins Agency Inc | 16 S Main St, Topsfield, MA, 1983 | 6.7 | |
| Travelers | Journeay Insurance Agency Inc | 8 W Main St, Merrimac, MA, 1860 | 9.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Massachusetts | $352,600 | $1,410 | $940 | $1,960 | $1,020 |
| Essex County, MA | $373,400 | $1,350 | $900 | $1,880 | $980 |
| Rowley, MA | $428,200 | $973 | $710 | $1,370 | $660 |
| West Newbury, MA | $490,200 | $2,207 | $1,480 | $3,020 | $1,540 |
| North Reading, MA | $469,200 | $1,118 | $750 | $1,580 | $830 |
| Stoneham, MA | $438,700 | $1,008 | $680 | $1,400 | $720 |
| Chelsea, MA | $308,300 | $1,158 | $780 | $1,590 | $810 |
| Weston, MA | $1,198,400 | $1,035 | $740 | $1,470 | $730 |
| Shirley, MA | $328,700 | $936 | $660 | $1,300 | $640 |
| Hanson, MA | $344,300 | $978 | $700 | $1,340 | $640 |
| Hopkinton, MA | $551,400 | $1,181 | $840 | $1,680 | $840 |