Gavop tells you how to get the best homeowners insurance in Saguache County, CO by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $42,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $112,500 | $100,000 | $100,000-$125,000 |
| 3 Bedroom | $160,500 | $140,000 | $175,000-$200,000 |
| 4 Bedroom | $216,500 | $170,000 | $200,000-$250,000 |
| 5 Bedroom | $362,000 | $290,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$128 | $786 |
| Superior Protection Discount | -$82 | $832 |
| Fire & Security Discount | -$73 | $841 |
| Hail Resistant Roof Discount | -$18 | $896 |
| Newly Constructed Home Discount | -$183 | $731 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Saguache County | $700 | $903 | $1,603 | $656 | $1,356 | $247 |
| Saguache County, CO | $1,500 | $903 | $2,403 | $656 | $2,156 | $247 |
| Center, CO | $200 | $827 | $1,027 | $601 | $801 | $226 |
| Sargent, CO | $1,000 | $1,145 | $2,145 | $832 | $1,832 | $313 |
| Gerrard, CO | $100 | $1,043 | $1,143 | $758 | $858 | $285 |
| Salida, CO | $2,000 | $971 | $2,971 | $706 | $2,706 | $265 |
| Rio Grande County, CO | $100 | $885 | $985 | $643 | $743 | $242 |
| Pitkin, CO | $2,000 | $1,391 | $3,391 | $1,011 | $3,011 | $380 |
| Alamosa, CO | $100 | $911 | $1,011 | $662 | $762 | $249 |
| Cotopaxi, CO | $2,500 | $1,243 | $3,743 | $903 | $3,403 | $340 |
| Chaffee County, CO | $100 | $953 | $1,053 | $693 | $793 | $261 |
| Home Insurance Company Saguache County, CO | Homeowners Insurance Agency Saguache County, CO | Address | Popularity Score | Distance from Saguache County (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Dells Insurance Agency Inc. | 510 Bell Ave, Alamosa, CO, 81101 | 43.7 | |
| State Farm | Mary Jo Merkley | 1639 Grande Ave, Monte Vista, CO, 81144-1787 | 31.8 | |
| State Farm | Torben Walters | 431 3rd St, Alamosa, CO, 81101-2661 | 43.7 | |
| Allstate | The Hancock Group In | 903 Main St, Alamosa, CO, 81101 | 43.7 | |
| State Farm | Jay Meyer | 410 Ross Ave, Alamosa, CO, 81101-2489 | 43.7 | |
| State Farm | Liz Petersen | 102 E 4th St, Salida, CO, 81201-2616 | 37.0 | |
| Farmers | Clarine Denton | 2001 Main St, Alamosa, CO, 81101 | 43.2 | |
| Allstate | Rebecca Horaney | 7990 W Hwy 50 # C, Salida, CO, 81201 | 35.8 | |
| Allstate | South Park Ins Svcs | 8040 W Hwy 50, Salida, CO, 81201 | 35.7 | |
| Allstate | Mountain West Insur | 623 Fourth Street, Alamosa, CO, 81101 | 43.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Colorado | $286,100 | $1,436 | $1,010 | $1,880 | $870 |
| Saguache County, CO | $150,100 | $914 | $640 | $1,200 | $560 |
| Saguache County, CO | $150,100 | $914 | $640 | $1,200 | $560 |
| Center, CO | $84,500 | $837 | $590 | $1,100 | $510 |
| Sargent, CO | $174,100 | $1,159 | $810 | $1,520 | $710 |
| Gerrard, CO | $140,200 | $1,056 | $740 | $1,380 | $640 |
| Salida, CO | $334,400 | $983 | $690 | $1,290 | $600 |
| Rio Grande County, CO | $143,000 | $895 | $630 | $1,170 | $540 |
| Pitkin, CO | $275,000 | $1,408 | $990 | $1,840 | $850 |
| Alamosa, CO | $153,100 | $922 | $650 | $1,210 | $560 |
| Cotopaxi, CO | $212,200 | $1,258 | $880 | $1,650 | $770 |
| Chaffee County, CO | $313,200 | $965 | $680 | $1,260 | $580 |