Gavop shows you how to buy homeowners insurance in Wheeler County, TX by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Wheeler County, TX - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Co Rd 19, S Iowa St, Midway Ln, E 9th St, Gilmer Rd, Co Rd X, W 3rd St, Gage St, E Third St, Co Rd R | $81,000 | $70,000 | $75,000-$100,000 | $103,000 | $90,000 | $75,000-$100,000 |
| N Choctaw St, Co Rd 25, Co Rd C, 2nd St, FM 3075, Miami Ave, S Madden St, W 9th St, W 9th St, FM 2473 | $105,000 | $90,000 | $100,000-$125,000 | $58,500 | $50,000 | $50,000-$75,000 |
| Co Rd 12, S Arizona St, E 11th St, Co Rd T, N Colorado St, Co Rd 26, W 2nd St, Elm St, W 6th St, Second St | $101,500 | $80,000 | $100,000-$125,000 | $53,500 | $50,000 | $50,000-$75,000 |
| N Iowa St, Co Rd 11, Howard Ave, W 6th St, Co Rd Q, Co Rd 11, S Austin St, E 3rd St, E 13th St, 13th St | $75,500 | $70,000 | $75,000-$100,000 | $74,500 | $60,000 | $75,000-$100,000 |
| McDowell Ranch Rd, N Oklahoma St, Co Rd 22, S Oklahoma St, Grove St, Co Rd 22, Dickerson St, FM 3182, Cord, Maple St | $91,500 | $70,000 | $75,000-$100,000 | $77,000 | $70,000 | $50,000-$75,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$186 | $848 |
| Superior Protection Discount | -$93 | $941 |
| Fire & Security Discount | -$103 | $930 |
| Hail Resistant Roof Discount | -$31 | $1,003 |
| Newly Constructed Home Discount | -$238 | $796 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Wheeler County | $1,500 | $1,021 | $2,521 | $742 | $2,242 | $279 |
| Wheeler County, TX | $1,500 | $1,021 | $2,521 | $742 | $2,242 | $279 |
| McLean, TX | $100 | $1,191 | $1,291 | $865 | $965 | $325 |
| Hemphill County, TX | $200 | $925 | $1,125 | $672 | $872 | $253 |
| Wellington, TX | $1,500 | $1,259 | $2,759 | $915 | $2,415 | $344 |
| Northwest Greer, OK | $300 | $899 | $1,199 | $653 | $953 | $246 |
| Elk City, OK | $1,000 | $968 | $1,968 | $703 | $1,703 | $265 |
| Donley County, TX | $100 | $938 | $1,038 | $681 | $781 | $256 |
| Hedley, TX | $2,000 | $1,334 | $3,334 | $969 | $2,969 | $365 |
| Howardwick, TX | $300 | $1,347 | $1,647 | $979 | $1,279 | $368 |
| Clarendon, TX | $1,500 | $1,319 | $2,819 | $959 | $2,459 | $360 |
| Home Insurance Company Wheeler County, TX | Homeowners Insurance Agency Wheeler County, TX | Address | Popularity Score | Distance from Wheeler County (miles) |
|---|---|---|---|---|
| Travelers | Texas Preferred Insurance | 910 S 2nd St, Canadian, TX, 79014 | 36.3 | |
| Travelers | Whitney Insurance Agency | 721 W Kingsmill Ave, Pampa, TX, 79065 | 41.5 | |
| Travelers | Canadian Insurance Agency | 122 S 3rd St, Canadian, TX, 79014 | 36.7 | |
| Travelers | Whitney Insurance Agency | 721 W Kingsmill Ave, Pampa, TX, 79065 | 41.5 | |
| State Farm | Sheila Webb | 1203 N Hobart St Ste 43, Pampa, TX, 79065-4605 | 41.9 | |
| Allstate | Fisher Insurance | 112 S. 5th, Memphis, TX, 79245 | 48.9 | |
| Allstate | Fisher Insurance | 112 S 5th St Po Box 417, Memphis, TX, 79245 | 49.0 | |
| Allstate | Dfb Ins Group | 117 E Kingsmill Ave, Pampa, TX, 79065 | 41.2 | |
| Travelers | Eastern Panhandle Ins Agency Inc | 206 N Madden St, Shamrock, TX, 79079 | 12.2 | |
| Allstate | Eastern Panhandle In | 117 W. Texas, Wheeler, TX, 79096 | 3.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Wheeler County, TX | $86,500 | $1,034 | $680 | $1,590 | $910 |
| Wheeler County, TX | $86,500 | $1,034 | $680 | $1,590 | $910 |
| McLean, TX | $45,300 | $1,205 | $800 | $1,860 | $1,060 |
| Hemphill County, TX | $130,700 | $936 | $620 | $1,440 | $820 |
| Wellington, TX | $55,300 | $1,274 | $840 | $1,960 | $1,120 |
| Northwest Greer, OK | $57,500 | $910 | $660 | $1,250 | $590 |
| Elk City, OK | $135,900 | $980 | $710 | $1,400 | $690 |
| Donley County, TX | $65,100 | $949 | $630 | $1,460 | $830 |
| Hedley, TX | $67,500 | $1,350 | $890 | $2,080 | $1,190 |
| Howardwick, TX | $69,700 | $1,363 | $900 | $2,100 | $1,200 |
| Clarendon, TX | $65,000 | $1,335 | $880 | $2,060 | $1,180 |