Gavop's guide to buying homeowners insurance in La Feria, TX covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $21,500 | $20,000 | $0-$25,000 |
| 2 Bedroom | $49,000 | $50,000 | $25,000-$50,000 |
| 3 Bedroom | $83,000 | $80,000 | $75,000-$100,000 |
| 4 Bedroom | $135,500 | $120,000 | $125,000-$150,000 |
| 5 Bedroom | $68,500 | $60,000 | $50,000-$75,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$164 | $747 |
| Superior Protection Discount | -$82 | $829 |
| Fire & Security Discount | -$82 | $829 |
| Hail Resistant Roof Discount | -$18 | $893 |
| Newly Constructed Home Discount | -$264 | $647 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,276 |
| Physical Damage | $2,368 |
| Hail Damage | $4,524 |
| Wind Damage | $6,051 |
| Expensive Claims | |
| Fire | $46,910 |
| Smoke | $16,887 |
| Home Insurance Company La Feria, TX | Homeowners Insurance Agency La Feria, TX | Address | Popularity Score | Distance from La Feria (miles) |
|---|---|---|---|---|
| State Farm | Christina Palomo | 2312 S F St Ste D, Harlingen, TX, 78552-7593 | 2.9 | |
| Allstate | Friendly Insurance | 1617 E Harrison Ave Ste I, Harlingen, TX, 78550 | 9.5 | |
| State Farm | Sergio Pena | 1215 E. Expressway 83, Mission, TX, 78572 | 30.6 | |
| Farmers | Laura Perez | 10213 N 10th St Ste B, Mcallen, TX, 78504 | 26.1 | |
| State Farm | John Ftacek | 101 South Main St, La Feria, TX, 78559-5006 | 0.3 | |
| Allstate | Rick Ortiz | 2025 Central Blvd Ste C, Brownsville, TX, 78520 | 24.8 | |
| State Farm | Daniel Reza | 1221 S 77 Snshn Strip, Harlingen, TX, 78550-8015 | 9.2 | |
| Travelers | Greer & Associates Inc | 1271 N Stuart Place Rd, Harlingen, TX, 78552 | 5.2 | |
| Travelers | Bert Whisenant Insurance | 14 E Levee St, Brownsville, TX, 78520 | 26.0 | |
| Allstate | Johnny Rodriguez | 133 E Price Rd, Brownsville, TX, 78521 | 26.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Cameron County, TX | $82,500 | $1,291 | $850 | $1,990 | $1,140 |
| La Feria, TX | $56,600 | $911 | $600 | $1,400 | $800 |
| Los Indios, TX | $55,900 | $1,277 | $840 | $1,970 | $1,130 |
| San Benito, TX | $55,100 | $904 | $600 | $1,390 | $790 |
| Edcouch, TX | $46,600 | $1,215 | $800 | $1,870 | $1,070 |
| Scissors, TX | $64,000 | $1,329 | $880 | $2,050 | $1,170 |
| Sebastian, TX | $48,400 | $1,227 | $810 | $1,890 | $1,080 |
| North Alamo, TX | $28,500 | $1,078 | $710 | $1,660 | $950 |
| Arroyo Gardens, TX | $63,600 | $1,326 | $880 | $2,040 | $1,160 |
| Willacy County, TX | $49,100 | $876 | $580 | $1,350 | $770 |
| La Joya, TX | $85,200 | $1,448 | $960 | $2,230 | $1,270 |
| Sullivan City, TX | $66,800 | $1,211 | $800 | $1,870 | $1,070 |